QNBC · XBRL financial data
QNB financial statements, every fiscal year
The same tables from 7 filings, lined up. Matched by XBRL tag: renamed lines keep their history.
How these numbers work
- Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
- Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
- * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
- 0 means a filing states zero; a dash (—) means no filing states that number.
- “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
- Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
- Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
- Shares outstanding come from each filing's cover page, as of the date printed there.
- Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.
Income statement
CSVFiscal years (QNBC's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Interest expense | 6 | 5 | 8 | 29 | — | — |
| Income tax expense (benefit) | 3 | 4 | 4 | 2 | 3 | 4 |
| Net income (loss) | 12 | 16 | 16 | 9 | 11 | 14 |
| Earnings per share, basic USD per share | 3.42 | 4.64 | 4.47 | 2.63 | 3.12 | 3.79 |
| Earnings per share, diluted USD per share | 3.42 | 4.64 | 4.47 | 2.63 | 3.12 | 3.78 |
| Weighted average shares, basic millions of shares | 4 | 4 | 4 | 4 | 4 | 4 |
| Weighted average shares, diluted millions of shares | 4 | 4 | 4 | 4 | 4 | 4 |
Balance sheet
CSVFiscal years (QNBC's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Cash and cash equivalents | 39 | 13 | 16 | 63 | 51 | 50 |
| Property and equipment, net | 15 | 17 | 15 | 15 | 17 | 17 |
| Right-of-use asset | — | 1 | 0 | 0 | 0 | — |
| Goodwill | — | — | — | — | — | 0 |
| Total assets | 1,440 | 1,673 | 1,668 | 1,706 | 1,871 | 1,906 |
| Total deposits | 1,228 | 1,450 | 1,418 | 1,489 | 1,629 | 1,643 |
| Lease liability, non-current | — | — | 0 | 0 | 0 | — |
| Total liabilities | 1,306 | 1,537 | 1,598 | 1,615 | 1,768 | 1,776 |
| Retained earnings | 107 | 118 | 129 | 134 | 140 | 148 |
| Total stockholders' equity | 134 | 136 | 71 | 91 | 103 | 130 |
| Total liabilities and equity | 1,440 | 1,673 | 1,668 | 1,706 | 1,871 | 1,906 |
| Common shares outstanding (cover page) millions of shares | 4 | 4 | 4 | 4 | 4 | 4 |
Cash flows
CSVFiscal years (QNBC's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Net income (loss) | 12 | 16 | 16 | 9 | 11 | 14 |
| Stock-based compensation | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation and amortization | 2 | 2 | 2 | 2 | 2 | 2 |
| Net cash from operating activities | 8 | 30 | 17 | 14 | 16 | 17 |
| Net cash from investing activities | (185) | (282) | (72) | 23 | (173) | (23) |
| Proceeds from issuing common stock | 0 | 1 | 0 | 1 | 0 | 1 |
| Dividends paid | 4 | 4 | 4 | 5 | 5 | 5 |
| Proceeds from long-term debt | 10 | — | — | 20 | 10 | — |
| Repayments of long-term debt | — | — | — | 10 | — | 30 |
| Net cash from financing activities | 199 | 226 | 57 | 9 | 145 | 6 |
| Net change in cash | 22 | (26) | 3 | 47 | (12) | (0) |
Compare with peers
SIC 6022 and related industry codes, similar size. Each row is the latest quarter reported.
How peers are chosen
- SIC 6022 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
- Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
- Runway shows only for companies burning cash with under $10B of public float.
- * marks a quarter worked out from the filing totals: for a 10-K, the year less the first three quarters; for a 10-Q, the year-to-date total less the earlier one.
- A cell reading “not reported” means the filings give no figure for that quarter alone.
| Company | Cash ($M) | Revenue, quarter ($M) | Operating cash flow, quarter ($M) | Shares outstanding | Runway | Quarter |
|---|---|---|---|---|---|---|
| QNB | 79 | not reported | 6.9* | 5.0M | — | 10-QJun 30, 2026 |
| CSB Bancorp | 82 | not reported | 6.3* | 2.6M | — | 10-QJun 30, 2026 |
| Union Bankshares | 31 | not reported | 6.9* | 4.9M | — | 10-QJun 30, 2026 |
| United Security Bancshares | 121 | not reported | 3.4* | 17.3M | — | 10-KDec 31, 2025 |
| Landmark Bancorp | not reported | not reported | 3.4* | 6.1M | — | 10-QJun 30, 2026 |
| Tri-County Financial Group | 61 | not reported | 6.6* | 2.4M | — | 10-QJun 30, 2026 |
| SB Financial Group | 138 | not reported | 6.8* | 6.3M | — | 10-QJun 30, 2026 |
| Eagle Bancorp Montana | 29 | not reported | (2.1)* | 8.0M | 14.0 quarters | 10-QJun 30, 2026 |
| Meridian | 11 | 1.7 | (0.9)* | 11.9M | — | 10-QJun 30, 2026 |
Not investment advice. Not affiliated with the U.S. SEC.