PBHC · XBRL financial data

Pathfinder Bancorp financial statements, every quarter

The same tables from 12 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal quarters (PBHC's year ends in late December)

In millions of dollars	Q3 FY23Sep 30, 2023	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026
General and administrative	0	0*	0	0	0	0*	0	0	0	0*	0	0
Interest expense	8	9*	9	10	—	—	—	—	—	—	—	—
Income tax expense (benefit)	1	1*	1	0	(1)	0*	1	0	0	(3)*	1	1
Net income (loss)	2	3*	2	2	(5)	4*	3	0	1	(6)*	2	3
Earnings per share, diluted USD per share	—	—	—	0.41	0.41	—	—	0.47	0.47	—	—	—

Fiscal quarters (PBHC's year ends in late December)

In millions of dollars	Q3 FY23Sep 30, 2023	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026
Cash and cash equivalents	24	49	29	32	35	32	51	31	41	31	39	26
Property and equipment, net	18	18	18	19	19	19	19	19	19	18	18	18
Right-of-use asset	2	2	1	1	1	1	1	1	1	1	1	1
Goodwill	5	5	5	5	6	5	5	5	5	5	5	5
Total assets	1,401	1,466	1,454	1,446	1,483	1,475	1,495	1,505	1,472	1,427	1,422	1,493
Total deposits	1,128	1,120	1,146	1,101	1,196	1,205	1,264	1,222	1,225	1,184	1,212	1,174
Long-term debt	54	50	46	46	40	27	18	21	19	14	12	8
Total liabilities	1,286	1,346	1,331	1,322	1,362	1,353	1,370	1,381	1,346	1,304	1,298	1,367
Retained earnings	74	76	78	79	74	78	80	80	80	73	75	77
Total stockholders' equity	114	119	122	123	120	121	125	124	126	122	124	126
Total liabilities and equity	1,401	1,466	1,454	1,446	1,483	1,475	1,495	1,505	1,472	1,427	1,422	1,493
Common shares outstanding (cover page) millions of shares	—	5	—	—	—	5	—	—	—	5	—	—

Fiscal quarters (PBHC's year ends in late December)

In millions of dollars	Q3 FY23Sep 30, 2023	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026
Net income (loss)	2	3*	2	2	(5)	4*	3	0	1	(6)*	2	3
Net cash from operating activities	5*	8*	1	2*	12*	(3)*	6	(4)*	7*	3*	(0)	2*
Purchases of property and equipment	1*	0*	0	1*	1*	0*	1	0*	0*	0*	0	0*
Net cash from investing activities	(25)*	(41)*	(7)	11*	(29)*	4*	(2)	(25)*	39*	28*	11	(84)*
Dividends paid	0*	0*	0	0*	0*	0*	0	0*	0*	0*	0	1*
Proceeds from long-term debt	(3)*	1*	0	0*	11*	0*	—	—	3*	0*	—	—
Repayments of long-term debt	3*	5*	4	0*	17*	13*	9	5*	5*	5*	0	6*
Net cash from financing activities	8*	57*	(13)	(9)*	21*	(5)*	16	9*	(37)*	(40)*	(3)	68*
Net change in cash	(12)*	24*	(20)	3*	4*	(4)*	20	(20)*	9*	(9)*	8	(13)*

SIC 6022 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen

SIC 6022 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
Runway shows only for companies burning cash with under $10B of public float.
* marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
A cell reading “not reported” means the filings give no figure for that quarter alone.

Company	Cash ($M)	Revenue, quarter ($M)	Operating cash flow, quarter ($M)	Shares outstanding	Runway	Quarter
Pathfinder Bancorp	26	not reported	2.3*	not reported	—	Q2 FY26 10-QJun 30, 2026
Chain Bridge Bancorp	822	not reported	9*	not reported	—	Q2 FY26 10-QJun 30, 2026
Skyline Bankshares	20	not reported	5.2*	5.7M	—	Q2 FY26 10-QJun 30, 2026
First Keystone	188	not reported	2.7*	6.3M	—	Q2 FY26 10-QJun 30, 2026
Embassy Bancorp	133	not reported	3.2*	7.4M	—	Q2 FY26 10-QJun 30, 2026
Consumers Bancorp	not reported	not reported	not reported	not reported	—	—
Patriot National Bancorp	122	not reported	(5.6)*	118.7M	21.6 quarters	Q2 FY26 10-QJun 30, 2026
Community Bancorp	26	not reported	5.3*	5.6M	—	Q2 FY26 10-QJun 30, 2026
First US Bancshares	59	not reported	0.7*	5.5M	—	Q2 FY26 10-QJun 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.