OCFC · XBRL financial data

OceanFirst Financial financial statements, every fiscal year

The same tables from 6 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal years (OCFC's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Total operating expenses	246	227	235	249	246	296
Interest expense	67	37	54	238	—	—
Income tax expense (benefit)	18	32	47	33	30	21
Net income (loss)	63	110	147	104	100	71
Earnings per share, basic USD per share	1.02	1.79	2.43	1.70	1.65	1.17
Earnings per share, diluted USD per share	1.02	1.78	2.42	1.70	1.65	1.17
Weighted average shares, basic millions of shares	60	59	59	59	58	57
Weighted average shares, diluted millions of shares	60	60	59	59	58	57

Fiscal years (OCFC's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Cash and cash equivalents	1,319	225	168	154	124	135
Right-of-use asset	23	17	19	19	15	18
Goodwill	500	500	506	506	523	517
Total assets	11,448	11,740	13,104	13,538	13,421	14,564
Total deposits	9,428	9,733	9,675	10,435	10,066	10,964
Total liabilities	9,964	10,223	11,518	11,876	11,718	12,902
Retained earnings	378	442	541	593	642	663
Total stockholders' equity	1,484	1,517	1,585	1,661	1,702	1,663
Total liabilities and equity	11,448	11,740	13,104	13,538	13,421	14,564
Common shares outstanding (cover page) millions of shares	60	59	59	59	59	57

Fiscal years (OCFC's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Net income (loss)	63	110	147	104	100	71
Stock-based compensation	4	5	7	6	6	5
Depreciation and amortization	8	9	12	12	11	10
Net cash from operating activities	133	160	250	124	92	87
Purchases of property and equipment	15	42	16	8	8	8
Net cash from investing activities	(22)	(1,478)	(1,321)	(488)	106	(1,176)
Share repurchases	15	36	7	0	21	25
Dividends paid	43	45	48	51	51	48
Net cash from financing activities	1,075	224	1,014	349	(229)	1,100
Net change in cash	1,185	(1,094)	(57)	(14)	(30)	12

SIC 6021 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen

SIC 6021 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
* marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
A cell reading “not reported” means the filings give no figure for that quarter alone.

Company	Cash ($M)	Revenue, quarter ($M)	Operating cash flow, quarter ($M)	Shares outstanding	Quarter
Oceanfirst Financial	274	not reported	36*	96.6M	Q2 FY26 10-QJun 30, 2026
Merchants Bancorp	315	not reported	213*	45.9M	Q2 FY26 10-QJun 30, 2026
Community Trust Bancorp	514	not reported	44*	18.2M	Q2 FY26 10-QJun 30, 2026
Peoples Bancorp	301	23	49*	36.0M	Q3 FY26 10-QSep 30, 2026
Live Oak Bancshares	1,100	not reported	127*	46.4M	Q3 FY26 10-QSep 30, 2026
Origin Bancorp	547	not reported	40*	30.8M	Q2 FY26 10-QJun 30, 2026
First Mid Bancshares	not reported	not reported	26*	26.6M	Q2 FY26 10-QJun 30, 2026
Dime Commercial Bancshares	2,185	6.9	108*	43.7M	Q3 FY26 10-QSep 30, 2026
Wilson Bank Holding	245	95	17*	12.4M	Q2 FY26 10-QJun 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.