LOB · XBRL financial data

Live Oak Bancshares financial statements, every quarter

The same tables from 13 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal quarters (LOB's year ends in late December)

In millions of dollars	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026	Q3 FY26Sep 30, 2026
Interest expense	97*	102	—	—	—	—	—	—	—	—	—	—
Income tax expense (benefit)	1*	(5)	9	5	3*	3	8	10	16*	10	9	9
Net income (loss)	16*	28	27	13	10*	10	23	27	46*	30	37	26
Earnings per share, basic USD per share	0.36*	0.62	0.60	0.28	0.22*	0.21	0.51	0.56	1.00*	0.61	0.75	0.52
Earnings per share, diluted USD per share	0.36*	0.60	0.59	0.28	0.21*	0.21	0.51	0.55	1.00*	0.60	0.74	0.52
Weighted average shares, basic millions of shares	45*	45	45	45	45*	45	46	46	46*	46	46	46
Weighted average shares, diluted millions of shares	45*	46	46	46	46*	46	46	46	46*	47	47	47

Fiscal quarters (LOB's year ends in late December)

In millions of dollars	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026	Q3 FY26Sep 30, 2026
Cash and cash equivalents	583	597	615	667	609	744	663	892	865	816	928	1,100
Property and equipment, net	258	258	268	267	264	259	246	241	240	235	231	221
Right-of-use asset	3	—	—	—	2	—	—	—	2	—	—	—
Goodwill	2	—	—	—	2	—	—	—	—	—	—	—
Total assets	11,271	11,506	11,869	12,607	12,943	13,596	13,831	14,666	15,135	15,300	16,038	16,966
Total deposits	10,275	10,383	10,707	11,401	11,760	12,396	12,595	13,291	13,689	13,835	14,548	15,468
Total liabilities	10,369	10,578	10,908	11,600	11,940	12,564	12,764	13,463	13,881	14,018	14,721	15,653
Retained earnings	643	669	695	707	716	724	746	771	810	836	870	893
Total stockholders' equity	903	928	961	1,008	999	1,027	1,063	1,198	1,250	1,278	1,313	1,308
Total liabilities and equity	11,271	11,506	11,869	12,607	12,943	13,596	13,831	14,666	15,135	15,300	16,038	16,966
Common shares outstanding (cover page) millions of shares	45	45	45	45	46	46	46	46	46	46	46	46

Fiscal quarters (LOB's year ends in late December)

In millions of dollars	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026	Q3 FY26Sep 30, 2026
Net income (loss)	16*	28	27	13	10*	10	23	27	46*	30	37	26
Net cash from operating activities	170*	91	84*	191*	(220)*	105	208*	(235)*	80*	87	31*	127*
Purchases of property and equipment	22*	22	17*	6*	4*	2	1*	2*	9*	2	3*	2*
Net cash from investing activities	(388)*	(279)	(386)*	(829)*	(195)*	(599)	(485)*	(322)*	(497)*	(273)	(628)*	(870)*
Dividends paid	1*	1	1*	1*	1*	1	1*	1*	1*	1	1*	1*
Net cash from financing activities	266*	203	320*	689*	358*	630	195*	787*	390*	137	709*	915*
Net change in cash	48*	15	18*	51*	(58)*	135	(82)*	230*	(28)*	(49)	111*	172*

SIC 6022 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen

SIC 6022 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
* marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
A cell reading “not reported” means the filings give no figure for that quarter alone.

Company	Cash ($M)	Revenue, quarter ($M)	Operating cash flow, quarter ($M)	Shares outstanding	Quarter
Live Oak Bancshares	1,100	not reported	127*	46.4M	Q3 FY26 10-QSep 30, 2026
Origin Bancorp	547	not reported	40*	30.8M	Q2 FY26 10-QJun 30, 2026
Peoples Bancorp	301	23	49*	36.0M	Q3 FY26 10-QSep 30, 2026
Dime Commercial Bancshares	2,185	6.9	108*	43.7M	Q3 FY26 10-QSep 30, 2026
ConnectOne Bancorp	313	not reported	85*	50.3M	Q3 FY26 10-QSep 30, 2026
Bank First	267	not reported	24*	11.1M	Q2 FY26 10-QJun 30, 2026
Merchants Bancorp	315	not reported	213*	45.9M	Q2 FY26 10-QJun 30, 2026
QCR Holdings	111	not reported	471*	16.4M	Q2 FY26 10-QJun 30, 2026
Oceanfirst Financial	274	not reported	36*	96.6M	Q2 FY26 10-QJun 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.