OBT · XBRL financial data
Orange County Bancorp financial statements, every fiscal year
The same tables from 5 filings, lined up. Matched by XBRL tag: renamed lines keep their history.
How these numbers work
- Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
- Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
- * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
- 0 means a filing states zero; a dash (—) means no filing states that number.
- “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
- Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
- Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
- Shares outstanding come from each filing's cover page, as of the date printed there.
- Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.
Income statement
CSVFiscal years (OBT's year ends in late December)
| In millions of dollars | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | †Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|
| Interest expense | 4 | 6 | 29 | — | — |
| Income tax expense (benefit) | 5 | 6 | 8 | 7 | 10 |
| Net income (loss) | 21 | 24 | 29 | 28 | 42 |
| Earnings per share, basic USD per share | 4.28 | 4.33 | 5.24 | 2.47 | 3.33 |
| Earnings per share, diluted USD per share | 4.28 | 4.33 | 5.24 | 2.47 | 3.33 |
| Weighted average shares, basic millions of shares | 5 | 6 | 6 | 11 | 13 |
| Weighted average shares, diluted millions of shares | 5 | 6 | 6 | 11 | 13 |
- † Share count changed about 2x in the period ending 2024-12-31, likely a stock split with no split ratio in the XBRL data; figures before that column are not adjusted.
Balance sheet
CSVFiscal years (OBT's year ends in late December)
| In millions of dollars | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | †Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|
| Cash and cash equivalents | 306 | 86 | 147 | 150 | 204 |
| Property and equipment, net | 15 | 15 | 16 | 16 | 15 |
| Right-of-use asset | 3 | 4 | 3 | 4 | 4 |
| Goodwill | 5 | 5 | 5 | 5 | 5 |
| Total assets | 2,143 | 2,287 | 2,485 | 2,510 | 2,659 |
| Total deposits | 1,914 | 1,974 | 2,039 | 2,153 | 2,310 |
| Total liabilities | 1,960 | 2,149 | 2,320 | 2,324 | 2,375 |
| Retained earnings | 65 | 85 | 107 | 130 | 164 |
| Total stockholders' equity | 183 | 138 | 165 | 186 | 284 |
| Total liabilities and equity | 2,143 | 2,287 | 2,485 | 2,510 | 2,659 |
| Common shares outstanding (cover page) millions of shares | 6 | 6 | 6 | 11 | 13 |
- † Share count changed about 2x in the period ending 2024-12-31, likely a stock split with no split ratio in the XBRL data; figures before that column are not adjusted.
Cash flows
CSVFiscal years (OBT's year ends in late December)
| In millions of dollars | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | †Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|
| Net income (loss) | 21 | 24 | 29 | 28 | 42 |
| Net cash from operating activities | 20 | 30 | 45 | 35 | 44 |
| Purchases of property and equipment | 2 | 2 | 4 | 2 | 3 |
| Net cash from investing activities | (291) | (434) | (145) | (29) | (74) |
| Proceeds from issuing common stock | 35 | — | — | — | 43 |
| Dividends paid | 4 | 5 | 5 | 5 | 7 |
| Net cash from financing activities | 456 | 184 | 162 | (2) | 84 |
| Net change in cash | 185 | (220) | 61 | 3 | 54 |
- † Share count changed about 2x in the period ending 2024-12-31, likely a stock split with no split ratio in the XBRL data; figures before that column are not adjusted.
Compare with peers
SIC 6022 and related industry codes, similar size. Each row is the latest quarter reported.
How peers are chosen
- SIC 6022 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
- Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
- Runway shows only for companies burning cash with under $10B of public float.
- * marks a quarter worked out from the filing totals: for a 10-K, the year less the first three quarters; for a 10-Q, the year-to-date total less the earlier one.
- A cell reading “not reported” means the filings give no figure for that quarter alone.
| Company | Cash ($M) | Revenue, quarter ($M) | Operating cash flow, quarter ($M) | Shares outstanding | Runway | Quarter |
|---|---|---|---|---|---|---|
| Orange County Bancorp | 335 | not reported | 13* | 13.4M | — | 10-QJun 30, 2026 |
| West Bancorporation | 23 | not reported | 16* | 17.0M | — | 10-QSep 30, 2026 |
| HBT Financial | 132 | not reported | 17* | 36.4M | — | 10-QJun 30, 2026 |
| First Foundation | 1,625 | 8.2* | (24)* | 82.9M | 66.9 quarters | 10-KDec 31, 2025 |
| GBank Financial Holdings | 141 | not reported | 27* | 14.5M | — | 10-QJun 30, 2026 |
| Community West Bancshares | 207 | not reported | 20* | 27.1M | — | 10-QJun 30, 2026 |
| Southern First Bancshares | 22 | 0.6 | 21* | 9.5M | — | 10-QSep 30, 2026 |
| Unity Bancorp | 250 | not reported | (39)* | 10.0M | 6.5 quarters | 10-QJun 30, 2026 |
| RBB Bancorp | 283 | 1.1 | 22* | 16.9M | — | 10-QJun 30, 2026 |
Not investment advice. Not affiliated with the U.S. SEC.