MSBI · XBRL financial data

Midland States Bancorp financial statements, every fiscal year

The same tables from 6 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal years (MSBI's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Interest expense	46	30	56	168	—	—
Income tax expense (benefit)	9	18	31	32	9	9
Net income (loss)	23	81	99	75	38	(124)
Earnings per share, basic USD per share	0.95	3.58	4.24	2.97	1.32	(6.12)
Earnings per share, diluted USD per share	0.95	3.57	4.23	2.97	1.32	(6.12)
Weighted average shares, basic millions of shares	23	22	22	22	22	22
Weighted average shares, diluted millions of shares	23	23	22	22	22	22

Fiscal years (MSBI's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Cash and cash equivalents	342	680	150	135	115	128
Property and equipment, net	74	71	78	83	86	85
Right-of-use asset	9	8	7	8	9	8
Goodwill	162	162	162	162	162	8
Total assets	6,869	7,444	7,856	7,867	7,507	6,513
Total deposits	5,101	6,111	6,365	6,310	6,197	5,424
Total liabilities	6,247	6,780	7,097	7,075	6,796	5,948
Retained earnings	156	212	282	322	248	87
Total stockholders' equity	621	664	759	792	711	565
Total liabilities and equity	6,869	7,444	7,856	7,867	7,507	6,513
Common shares outstanding (cover page) millions of shares	22	22	22	22	22	21

Fiscal years (MSBI's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Net income (loss)	23	81	99	75	38	(124)
Net cash from operating activities	499	334	237	155	177	126
Purchases of property and equipment	3	3	3	9	7	5
Net cash from investing activities	(1,312)	(478)	(1,099)	(76)	137	749
Share repurchases	40	12	1	18	5	10
Dividends paid	25	25	26	27	27	28
Net cash from financing activities	760	483	332	(104)	(334)	(862)
Net change in cash	(53)	339	(530)	(26)	(20)	13

SIC 6022 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen

SIC 6022 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
Runway shows only for companies burning cash with under $10B of public float.
* marks a quarter worked out from the filing totals: for a 10-K, the year less the first three quarters; for a 10-Q, the year-to-date total less the earlier one.
A cell reading “not reported” means the filings give no figure for that quarter alone.

Company	Cash ($M)	Revenue, quarter ($M)	Operating cash flow, quarter ($M)	Shares outstanding	Runway	Quarter
Midland States Bancorp	100	not reported	38*	20.8M	—	Q3 FY26 10-QSep 30, 2026
Peapack Gladstone Financial	254	86	51*	17.7M	—	Q2 FY26 10-QJun 30, 2026
CNB Financial	458	not reported	37*	29.6M	—	Q2 FY26 10-QJun 30, 2026
Heritage Commerce	647	1*	20*	61.6M	—	Q4 FY25 10-KDec 31, 2025
Five Star Bancorp	685	not reported	24*	24.5M	—	Q2 FY26 10-QJun 30, 2026
Peoples Financial Services	256	not reported	14*	10.0M	—	Q2 FY26 10-QJun 30, 2026
Hanmi Financial	331	72	(8.8)*	29.6M	37.5 quarters	Q2 FY26 10-QJun 30, 2026
Shore Bancshares	455	5.9	36*	33.2M	—	Q3 FY26 10-QSep 30, 2026
Bar Harbor Bankshares	104	not reported	25*	16.8M	—	Q2 FY26 10-QJun 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.