MCBS · XBRL financial data

MetroCity Bankshares financial statements, every fiscal year

The same tables from 6 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal years (MCBS's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Interest expense	11	5	28	91	—	—
Income tax expense (benefit)	12	21	29	20	23	24
Net income (loss)	36	62	63	52	65	69
Earnings per share, basic USD per share	1.42	2.41	2.46	2.05	2.55	2.66
Earnings per share, diluted USD per share	1.41	2.39	2.44	2.02	2.52	2.64
Weighted average shares, basic millions of shares	26	26	25	25	25	26
Weighted average shares, diluted millions of shares	26	26	26	26	26	26

Fiscal years (MCBS's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Cash and cash equivalents	151	441	179	145	250	384
Property and equipment, net	14	13	14	18	18	30
Right-of-use asset	10	9	8	8	8	15
Goodwill	—	—	—	—	—	56
Total assets	1,897	3,106	3,427	3,503	3,594	4,768
Total deposits	1,480	2,263	2,667	2,731	2,737	3,646
Total liabilities	1,653	2,816	3,078	3,121	3,173	4,224
Retained earnings	189	239	286	315	359	403
Total stockholders' equity	245	290	349	382	421	544
Total liabilities and equity	1,897	3,106	3,427	3,503	3,594	4,768
Common shares outstanding (cover page) millions of shares	26	25	25	25	25	29

Fiscal years (MCBS's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Net income (loss)	36	62	63	52	65	69
Net cash from operating activities	143	65	135	82	64	38
Purchases of property and equipment	1	0	2	5	1	1
Net cash from investing activities	(478)	(931)	(652)	(110)	6	127
Share repurchases	—	6	8	2	0	3
Dividends paid	10	12	15	18	21	25
Net cash from financing activities	210	1,156	255	(7)	36	(31)

SIC 6022 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen

SIC 6022 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
* marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
A cell reading “not reported” means the filings give no figure for that quarter alone.

Company	Cash ($M)	Revenue, quarter ($M)	Operating cash flow, quarter ($M)	Shares outstanding	Quarter
MetroCity Bankshares	267	not reported	25*	28.8M	Q2 FY26 10-QJun 30, 2026
Eagle Bancorp	626	not reported	32*	30.5M	Q2 FY26 10-QJun 30, 2026
Amalgamated Financial	263	not reported	41*	29.7M	Q3 FY26 10-QSep 30, 2026
First Financial	97	not reported	18*	11.9M	Q2 FY26 10-QJun 30, 2026
Capital City Bank Group	72	not reported	33*	17.1M	Q3 FY26 10-QSep 30, 2026
Washington Trust Bancorp	127	60	23*	19.1M	Q2 FY26 10-QJun 30, 2026
Smartfinancial	379	not reported	24*	17.1M	Q2 FY26 10-QJun 30, 2026
Orrstown Financial Services	145	not reported	23*	19.7M	Q2 FY26 10-QJun 30, 2026
Hills Bancorporation	42	not reported	22*	17.4M	Q2 FY26 10-QJun 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.