SMBK · XBRL financial data

Smartfinancial financial statements, every quarter

The same tables from 12 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal quarters (SMBK's year ends in late December)

In millions of dollars	Q3 FY23Sep 30, 2023	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026
Interest expense	24	26*	28	—	—	—	—	—	—	—	—	—
Income tax expense (benefit)	0	2*	3	2	2	3*	2	3	3	3*	3	4
Net income (loss)	2	6*	9	8	9	10*	—	—	—	—	—	—
Earnings per share, basic USD per share	0.12	0.37*	0.56	0.48	0.55	0.58*	0.67	0.70	0.82	—	0.81	0.97
Earnings per share, diluted USD per share	0.12	0.37*	0.55	0.48	0.54	0.57*	0.67	0.69	0.81	—	0.81	0.96
Weighted average shares, basic millions of shares	17	17*	17	17	17	17*	17	17	17	17*	17	17
Weighted average shares, diluted millions of shares	17	17*	17	17	17	17*	17	17	17	17*	17	17

Fiscal quarters (SMBK's year ends in late December)

In millions of dollars	Q3 FY23Sep 30, 2023	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026
Cash and cash equivalents	400	352	478	343	193	388	423	365	557	464	346	379
Property and equipment, net	92	93	93	91	91	91	91	90	89	88	93	93
Right-of-use asset	10	10	10	12	12	12	12	12	12	11	11	10
Goodwill	96	96	96	96	96	96	96	96	90	90	90	90
Total assets	4,797	4,829	4,955	4,891	4,909	5,276	5,411	5,491	5,785	5,861	5,908	6,115
Total deposits	4,247	4,268	4,394	4,317	4,322	4,686	4,809	4,872	5,051	5,153	5,196	5,386
Total liabilities	4,351	4,370	4,488	4,419	4,420	4,784	4,905	4,972	5,247	5,308	5,346	5,538
Retained earnings	168	173	181	188	196	204	214	224	236	249	261	276
Total stockholders' equity	447	460	467	472	489	491	506	519	538	552	562	577
Total liabilities and equity	4,797	4,829	4,955	4,891	4,909	5,276	5,411	5,491	5,785	5,861	5,908	6,115
Common shares outstanding (cover page) millions of shares	17	17	17	17	17	17	17	17	17	17	17	17

Fiscal quarters (SMBK's year ends in late December)

In millions of dollars	Q3 FY23Sep 30, 2023	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026
Net income (loss)	2	6*	9	8	9	10*	—	—	—	—	—	—
Stock-based compensation	0*	0*	1	0*	0*	0*	1	0*	0*	0*	1	1*
Depreciation and amortization	—	year only	—	—	—	year only	—	—	—	year only	—	—
Net cash from operating activities	7*	12*	7	17*	12*	17*	14	14*	17*	17*	16	24*
Purchases of property and equipment	1*	2*	3	1*	1*	1*	1	1*	0*	0*	6	1*
Net cash from investing activities	86*	(79)*	(3)	(73)*	(161)*	(184)*	(99)	(133)*	(95)*	(171)*	(177)	(176)*
Proceeds from issuing common stock	(0)*	(0)*	0	0*	0*	0*	0	0*	0*	(0)*	—	—
Share repurchases	—	—	—	—	(0)*	0*	—	—	—	—	—	—
Dividends paid	1*	1*	1	1*	1*	1*	1	1*	1*	1*	1	2*
Proceeds from long-term debt	0*	0*	—	—	151*	5*	—	—	0*	2*	—	—
Repayments of long-term debt	(22)*	0*	2	2*	157*	6*	—	—	4*	—	—	—
Net cash from financing activities	69*	19*	122	(79)*	(2)*	362*	120	61*	270*	62*	42	185*
Net change in cash	161*	(48)*	126	(135)*	(150)*	195*	35	(58)*	192*	(93)*	(118)	33*

SIC 6021 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen

SIC 6021 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
* marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
A cell reading “not reported” means the filings give no figure for that quarter alone.

Company	Cash ($M)	Revenue, quarter ($M)	Operating cash flow, quarter ($M)	Shares outstanding	Quarter
Smartfinancial	379	not reported	24*	17.1M	Q2 FY26 10-QJun 30, 2026
Washington Trust Bancorp	127	60	23*	19.1M	Q2 FY26 10-QJun 30, 2026
Capital City Bank Group	72	not reported	33*	17.1M	Q3 FY26 10-QSep 30, 2026
Alerus Financial	109	not reported	19*	24.9M	Q2 FY26 10-QJun 30, 2026
Amalgamated Financial	263	not reported	41*	29.7M	Q3 FY26 10-QSep 30, 2026
First Community Bankshares	119	not reported	19*	18.9M	Q2 FY26 10-QJun 30, 2026
MetroCity Bankshares	267	not reported	25*	28.8M	Q2 FY26 10-QJun 30, 2026
Financial Institutions	99	not reported	23*	19.7M	Q2 FY26 10-QJun 30, 2026
Eagle Bancorp	626	not reported	32*	30.5M	Q2 FY26 10-QJun 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.