KFFB · XBRL financial data
Kentucky First Federal Bancorp financial statements, every fiscal year
The same tables from 7 filings, lined up. Matched by XBRL tag: renamed lines keep their history.
How these numbers work
- Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
- Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
- * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
- 0 means a filing states zero; a dash (—) means no filing states that number.
- “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
- Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
- Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
- Shares outstanding come from each filing's cover page, as of the date printed there.
- Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.
Income statement
CSVFiscal years (KFFB's year ends in late June)
| In thousands of dollars | Jun 30, 2020 | Jun 30, 2021 | Jun 30, 2022 | Jun 30, 2023 | Jun 30, 2024 | Jun 30, 2025 |
|---|---|---|---|---|---|---|
| Interest expense | 3,499 | 2,141 | 1,754 | 3,902 | — | — |
| Other income (expense) | (711) | (624) | (573) | (608) | — | — |
| Income tax expense (benefit) | 264 | 352 | 477 | 294 | (239) | 57 |
| Net income (loss) | (12,547) | 1,820 | 1,590 | 933 | (1,721) | 181 |
| Earnings per share, basic USD per share | — | 0.22 | 0.19 | 0.11 | (0.21) | 0.02 |
| Earnings per share, diluted USD per share | — | 0.22 | 0.19 | 0.11 | (0.21) | 0.02 |
| Weighted average shares, basic thousands of shares | — | 8,216 | 8,213 | 8,132 | 8,099 | 8,099 |
| Weighted average shares, diluted thousands of shares | — | 8,216 | 8,213 | 8,132 | 8,099 | 8,099 |
Balance sheet
CSVFiscal years (KFFB's year ends in late June)
| In thousands of dollars | Jun 30, 2020 | Jun 30, 2021 | Jun 30, 2022 | Jun 30, 2023 | Jun 30, 2024 | Jun 30, 2025 |
|---|---|---|---|---|---|---|
| Cash and cash equivalents | 13,702 | 21,648 | 25,823 | 8,167 | 18,287 | 19,480 |
| Property and equipment, net | 4,916 | 4,697 | 4,563 | 4,435 | 4,267 | 4,211 |
| Goodwill | 947 | 947 | 947 | 947 | — | — |
| Total assets | 321,136 | 338,063 | 328,080 | 349,022 | 374,968 | 371,211 |
| Total deposits | 212,273 | 226,843 | 239,857 | 226,309 | 256,139 | 277,563 |
| Total liabilities | 269,225 | 285,767 | 276,055 | 298,311 | 326,971 | 322,842 |
| Retained earnings | 19,932 | 20,364 | 20,560 | 20,130 | 17,325 | 17,506 |
| Total stockholders' equity | 51,911 | 52,296 | 52,025 | 50,711 | 47,997 | 48,369 |
| Total liabilities and equity | 321,136 | 338,063 | 328,080 | 349,022 | 374,968 | 371,211 |
| Common shares outstanding (cover page) thousands of shares | 8,252 | 8,222 | 8,155 | 8,087 | 8,087 | 8,087 |
Cash flows
CSVFiscal years (KFFB's year ends in late June)
| In thousands of dollars | Jun 30, 2020 | Jun 30, 2021 | Jun 30, 2022 | Jun 30, 2023 | Jun 30, 2024 | Jun 30, 2025 |
|---|---|---|---|---|---|---|
| Net income (loss) | (12,547) | 1,820 | 1,590 | 933 | (1,721) | 181 |
| Net cash from operating activities | 1,042 | 1,581 | 2,641 | 1,152 | (1,454) | (86) |
| Purchases of property and equipment | 165 | 101 | — | 127 | 66 | 149 |
| Net cash from investing activities | 243 | (8,846) | 13,333 | (39,484) | (16,603) | 6,123 |
| Share repurchases | — | — | — | 461 | — | — |
| Dividends paid | 1,388 | 1,388 | 1,394 | 1,363 | 670 | — |
| Net cash from financing activities | 2,556 | 15,211 | (11,799) | 20,676 | 28,177 | (4,844) |
Compare with peers
SIC 6035 and related industry codes, similar size. Each row is the latest quarter reported.
How peers are chosen
- SIC 6035 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
- Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
- Runway shows only for companies burning cash with under $10B of public float.
- * marks a quarter worked out from the filing totals: for a 10-K, the year less the first three quarters; for a 10-Q, the year-to-date total less the earlier one.
- A cell reading “not reported” means the filings give no figure for that quarter alone.
| Company | Cash ($K) | Revenue, quarter ($K) | Operating cash flow, quarter ($K) | Shares outstanding | Runway | Quarter |
|---|---|---|---|---|---|---|
| Kentucky First Federal Bancorp | 21,296 | not reported | 886* | 8.1M | — | 10-QMar 31, 2026 |
| Magnolia Bancorp | 3,887 | 1 | (31)* | 832,288 | — | 10-QJun 30, 2026 |
| Security Midwest Bancorp | 20,279 | not reported | 714* | 889,781 | — | 10-QJun 30, 2026 |
| Marathon Bancorp | 20,814 | not reported | 449* | 3.0M | — | 10-KJun 30, 2026 |
| Gouverneur Bancorp | 6,339 | not reported | 141* | 1.1M | — | 10-QJun 30, 2026 |
| Mercer Bancorp | 5,952 | not reported | 372* | 1.0M | — | 10-QMar 31, 2026 |
| EWSB Bancorp | 6,682 | not reported | (226)* | 1.0M | 29.6 quarters | 10-QJun 30, 2026 |
| CFSB Bancorp | 24,665 | not reported | 104* | 6.5M | — | 10-KJun 30, 2025 |
| PFS Bancorp | 19,473 | not reported | (104)* | 1.5M | 187.2 quarters | 10-QJun 30, 2026 |
Not investment advice. Not affiliated with the U.S. SEC.