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PFSB · XBRL financial data

PFS Bancorp financial statements, every quarter

The same tables from 12 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

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How these numbers work
  • Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
  • Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
  • * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
  • 0 means a filing states zero; a dash (—) means no filing states that number.
  • “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
  • Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
  • Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
  • Shares outstanding come from each filing's cover page, as of the date printed there.
  • Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

CSV

Fiscal quarters (PFSB's year ends in late December)

In thousands of dollarsSep 30, 2023Dec 31, 2023Mar 31, 2024Jun 30, 2024Sep 30, 2024Dec 31, 2024Mar 31, 2025Jun 30, 2025Sep 30, 2025Dec 31, 2025Mar 31, 2026Jun 30, 2026
Income tax expense (benefit)7084*58861839*8411411890*7662
Net income (loss)300286*276274242113*285438416532*318437
Earnings per share, basic USD per share——0.180.180.160.07*0.180.280.280.37*0.210.29
Earnings per share, diluted USD per share——0.180.180.160.07*0.180.280.280.36*0.210.28
Weighted average shares, basic thousands of shares——1,5541,5551,5561,713*1,5841,5541,5101,430*1,5101,512
Weighted average shares, diluted thousands of shares——1,5541,5551,5561,713*1,5841,5541,5101,486*1,5471,553

Balance sheet

CSV

Fiscal quarters (PFSB's year ends in late December)

In thousands of dollarsSep 30, 2023Dec 31, 2023Mar 31, 2024Jun 30, 2024Sep 30, 2024Dec 31, 2024Mar 31, 2025Jun 30, 2025Sep 30, 2025Dec 31, 2025Mar 31, 2026Jun 30, 2026
Cash and cash equivalents35,77620,20218,16318,21914,45016,25618,79514,4899,14315,49422,13319,473
Property and equipment, net2,0662,0372,0652,1022,0662,1012,0822,0492,0201,9921,9612,004
Total assets201,941193,453197,211198,505198,352197,637205,006207,906202,920206,911210,707208,006
Total deposits180,280156,161159,981160,566158,607159,587166,104168,737163,060166,478170,143167,501
Total liabilities182,048157,934161,725162,529160,628160,962167,594170,140164,631167,858171,733168,619
Retained earnings24,51024,79625,07225,34625,58825,70125,98626,42426,84027,37227,69028,127
Total stockholders' equity19,89335,51935,48635,97637,72436,67537,41237,76638,28939,05338,97439,387
Total liabilities and equity201,941193,453197,211198,505198,352197,637205,006207,906202,920206,911210,707208,006
Common shares outstanding (cover page) thousands of shares1,7251,6851,7251,7251,7251,6601,6571,6491,6041,5491,5491,546

Cash flows

CSV

Fiscal quarters (PFSB's year ends in late December)

In thousands of dollarsSep 30, 2023Dec 31, 2023Mar 31, 2024Jun 30, 2024Sep 30, 2024Dec 31, 2024Mar 31, 2025Jun 30, 2025Sep 30, 2025Dec 31, 2025Mar 31, 2026Jun 30, 2026
Net income (loss)300286*276274242113*285438416532*318437
Stock-based compensation—————————40*4040*
Net cash from operating activities21*year only483524*375*(16)*568381*563*624*704(104)*
Purchases of property and equipment7*12*6882*1*68*150*2*4*——
Net cash from investing activities(4,816)*(6,937)*(6,342)(1,053)*(2,185)*905*(4,340)(6,878)*352*2,402*2,471119*
Proceeds from issuing common stock—year only——————————
Share repurchases—year only———year only206442*584*93*20151*
Net cash from financing activities17,435*(10,271)*3,820585*(1,959)*917*6,3112,191*(6,261)*3,325*3,464(2,675)*

Compare with peers

SIC 6036 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen
  • SIC 6036 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
  • Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
  • Runway shows only for companies burning cash with under $10B of public float.
  • * marks a quarter worked out from the filing totals: for a 10-K, the year less the first three quarters; for a 10-Q, the year-to-date total less the earlier one.
  • A cell reading “not reported” means the filings give no figure for that quarter alone.
CompanyCash ($K)Revenue, quarter ($K)Operating cash flow, quarter ($K)Shares outstandingRunwayQuarter
PFS Bancorp19,473not reported(104)*1.5M187.2 quarters 10-QJun 30, 2026
CFSB Bancorp24,665not reported104*6.5M— 10-KJun 30, 2025
Quaint Oak Bancorp48,262not reported12,837*2.6M— 10-QJun 30, 2026
Mercer Bancorp5,952not reported372*1.0M— 10-QMar 31, 2026
Gouverneur Bancorp6,339not reported141*1.1M— 10-QJun 30, 2026
Lake Shore Bancorp72,237not reported2,339*7.9M— 10-QJun 30, 2026
Texas Community Bancshares7,227not reported1,371*2.9M— 10-QJun 30, 2026
Kentucky First Federal Bancorp21,296not reported886*8.1M— 10-QMar 31, 2026
Winchester Bancorp60,047not reported1,133*9.3M— 10-KJun 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.