FISI · XBRL financial data
Financial Institutions financial statements, every fiscal year
The same tables from 6 filings, lined up. Matched by XBRL tag: renamed lines keep their history.
How these numbers work
- Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
- Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
- * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
- 0 means a filing states zero; a dash (—) means no filing states that number.
- “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
- Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
- Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
- Shares outstanding come from each filing's cover page, as of the date printed there.
- Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.
Income statement
CSVFiscal years (FISI's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Interest expense | 22 | 12 | 29 | 120 | — | — |
| Income tax expense (benefit) | 7 | 20 | 14 | 13 | (27) | 16 |
| Net income (loss) | 38 | 78 | 57 | 50 | (42) | 75 |
| Earnings per share, basic USD per share | 2.30 | 4.81 | 3.58 | 3.17 | (2.75) | 3.65 |
| Earnings per share, diluted USD per share | 2.30 | 4.78 | 3.56 | 3.15 | (2.75) | 3.61 |
| Weighted average shares, basic millions of shares | 16 | 16 | 15 | 15 | 16 | 20 |
| Weighted average shares, diluted millions of shares | 16 | 16 | 15 | 15 | 16 | 20 |
Balance sheet
CSVFiscal years (FISI's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Cash and cash equivalents | — | — | — | 124 | 87 | 109 |
| Property and equipment, net | 41 | 40 | 42 | 40 | 40 | 40 |
| Right-of-use asset | 20 | 22 | 31 | 32 | 30 | 29 |
| Goodwill | 66 | 67 | 67 | 67 | 58 | 58 |
| Total assets | 4,912 | 5,521 | 5,797 | 6,161 | 6,117 | 6,274 |
| Total deposits | 4,278 | 4,827 | 4,929 | 5,213 | 5,105 | 5,206 |
| Total liabilities | 4,444 | 5,016 | 5,392 | 5,706 | 5,548 | 5,645 |
| Retained earnings | 325 | 384 | 421 | 452 | 389 | 437 |
| Total stockholders' equity | 468 | 505 | 406 | 455 | 569 | 629 |
| Total liabilities and equity | 4,912 | 5,521 | 5,797 | 6,161 | 6,117 | 6,274 |
| Common shares outstanding (cover page) millions of shares | 16 | 16 | 15 | 15 | 20 | 20 |
Cash flows
CSVFiscal years (FISI's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Net income (loss) | 38 | 78 | 57 | 50 | (42) | 75 |
| Stock-based compensation | 1 | 2 | 3 | 2 | 2 | 3 |
| Net cash from operating activities | 43 | 73 | 134 | 11 | 77 | 19 |
| Purchases of property and equipment | 4 | 9 | 8 | 3 | 5 | 6 |
| Net cash from investing activities | (531) | (633) | (325) | (310) | (8) | (140) |
| Proceeds from issuing common stock | — | — | 0 | 0 | 109 | 0 |
| Share repurchases | 0 | 9 | 15 | 1 | 0 | 11 |
| Dividends paid | 16 | 17 | 18 | 18 | 19 | 25 |
| Proceeds from long-term debt | 35 | 0 | 0 | 50 | 0 | 80 |
| Repayments of long-term debt | — | — | — | 0 | 0 | 10 |
| Net cash from financing activities | 469 | 546 | 243 | 293 | (106) | 143 |
| Net change in cash | (19) | (15) | 51 | (6) | (37) | 21 |
Compare with peers
SIC 6021 and related industry codes, similar size. Each row is the latest quarter reported.
How peers are chosen
- SIC 6021 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
- Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
- Runway shows only for companies burning cash with under $10B of public float.
- * marks a quarter worked out from the filing totals: for a 10-K, the year less the first three quarters; for a 10-Q, the year-to-date total less the earlier one.
- A cell reading “not reported” means the filings give no figure for that quarter alone.
| Company | Cash ($M) | Revenue, quarter ($M) | Operating cash flow, quarter ($M) | Shares outstanding | Runway | Quarter |
|---|---|---|---|---|---|---|
| Financial Institutions | 99 | not reported | 23* | 19.7M | — | 10-QJun 30, 2026 |
| Farmers National Banc | 43 | 101 | 27* | 59.2M | — | 10-QJun 30, 2026 |
| First Community Bankshares | 119 | not reported | 19* | 18.9M | — | 10-QJun 30, 2026 |
| Great Southern Bancorp | 180 | not reported | 6.1* | 10.9M | — | 10-QJun 30, 2026 |
| Alerus Financial | 66 | not reported | 51* | 24.7M | — | 10-QSep 30, 2026 |
| Shore Bancshares | 455 | 5.9 | 36* | 33.2M | — | 10-QSep 30, 2026 |
| Hanmi Financial | 331 | 72 | (8.8)* | 29.6M | 37.5 quarters | 10-QJun 30, 2026 |
| Five Star Bancorp | 46 | not reported | 27* | 24.5M | — | 10-QSep 30, 2026 |
| Heritage Commerce | 647 | 1* | 20* | 61.6M | — | 10-KDec 31, 2025 |
Not investment advice. Not affiliated with the U.S. SEC.
Data on this page was fetched . The filing on SEC.gov is the record.