ESNT · XBRL financial data

Essent Group financial statements, every fiscal year

The same tables from 6 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal years (ESNT's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Revenue	955	1,029	1,001	1,110	1,243	1,261
Interest expense	9	8	16	30	35	33
Income tax expense (benefit)	77	141	157	127	126	132
Net income (loss)	413	682	831	696	729	690
Earnings per share, basic USD per share	3.89	6.13	7.75	6.56	6.92	6.97
Earnings per share, diluted USD per share	3.88	6.11	7.72	6.50	6.85	6.90
Weighted average shares, basic millions of shares	106	111	107	106	105	99
Weighted average shares, diluted millions of shares	106	112	108	107	107	100

Fiscal years (ESNT's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Cash and cash equivalents	103	81	81	142	131	123
Property and equipment, net	15	12	20	41	—	—
Right-of-use asset	9	6	13	32	30	30
Goodwill	—	—	0	50	49	49
Total assets	5,203	5,722	5,724	6,427	7,112	7,441
Total liabilities	1,340	1,486	1,261	1,324	1,508	1,684
Retained earnings	2,152	2,755	3,493	4,082	4,691	5,257
Total stockholders' equity	3,863	4,236	4,462	5,103	5,604	5,757
Total liabilities and equity	5,203	5,722	5,724	6,427	7,112	7,441
Common shares outstanding (cover page) millions of shares	113	109	108	107	104	95

Fiscal years (ESNT's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Net income (loss)	413	682	831	696	729	690
Stock-based compensation	18	21	18	18	25	21
Depreciation and amortization	3	3	3	5	6	5
Net cash from operating activities	728	709	589	763	862	856
Purchases of property and equipment	2	2	4	4	7	7
Net cash from investing activities	(1,154)	(583)	(399)	(526)	(707)	(155)
Proceeds from issuing common stock	440	0	0	—	—	—
Share repurchases	6	164	98	71	112	588
Dividends paid	69	78	92	106	118	122
Net cash from financing activities	458	(147)	(190)	(177)	(165)	(710)
Net change in cash	31	(21)	(0)	61	(10)	(8)

SIC 6351 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen

SIC 6351 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
* marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.

Company	Cash ($M)	Revenue, quarter ($M)	Operating cash flow, quarter ($M)	Shares outstanding	Quarter
Essent Group	74	363	197*	89.9M	Q2 FY26 10-QJun 30, 2026
Radian Group	119	575	343*	132.3M	Q2 FY26 10-QJun 30, 2026
Mgic Investment	207	295	185*	205.1M	Q2 FY26 10-QJun 30, 2026
Assured Guaranty	331	195	40*	44.0M	Q2 FY26 10-QJun 30, 2026
Old Republic International	336	2,551	429*	239.8M	Q3 FY26 10-QSep 30, 2026
NMI Holdings	72	188	143*	75.2M	Q2 FY26 10-QJun 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.