CFR · XBRL financial data

Cullen/Frost Bankers financial statements, every fiscal year

The same tables from 6 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal years (CFR's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Revenue	1,441	1,372	1,696	1,987	2,064	2,235
Revenue from contracts with customers	81	83	92	94	106	122
Interest expense	45	24	184	659	—	—
Income tax expense (benefit)	20	46	90	114	113	123
Net income (loss)	331	443	579	598	583	649
Earnings per share, basic USD per share	5.11	6.79	8.84	9.11	8.88	9.92
Earnings per share, diluted USD per share	5.10	6.76	8.81	9.10	8.87	9.92
Weighted average shares, basic millions of shares	63	64	64	64	64	64
Weighted average shares, diluted millions of shares	63	64	65	64	64	64

Fiscal years (CFR's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Cash and cash equivalents	10,289	16,583	12,028	8,687	10,234	8,874
Property and equipment, net	1,046	1,050	1,103	1,190	1,245	1,313
Right-of-use asset	292	281	289	281	270	259
Goodwill	655	655	655	—	—	—
Total assets	42,391	50,878	52,892	50,845	52,520	53,041
Total deposits	35,016	42,696	43,954	41,921	42,723	42,918
Total liabilities	38,098	46,439	49,755	47,129	48,622	48,468
Retained earnings	2,751	2,957	3,310	3,658	3,951	4,309
Total stockholders' equity	4,293	4,440	3,137	3,716	3,899	4,573
Total liabilities and equity	42,391	50,878	52,892	50,845	52,520	53,041
Common shares outstanding (cover page) millions of shares	63	64	64	64	64	63

Fiscal years (CFR's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Net income (loss)	331	443	579	598	583	649
Stock-based compensation	14	13	18	25	20	25
Net cash from operating activities	524	648	723	479	990	274
Purchases of property and equipment	95	66	103	159	128	147
Net cash from investing activities	(1,631)	(2,525)	(8,277)	(943)	(181)	(1,601)
Share repurchases	16	4	4	43	61	158
Dividends paid	181	189	210	232	242	255
Net cash from financing activities	7,607	8,171	3,000	(2,877)	738	(33)

SIC 6021 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen

SIC 6021 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
* marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
A cell reading “not reported” means the filings give no figure for that quarter alone.

Company	Cash ($M)	Revenue, quarter ($M)	Operating cash flow, quarter ($M)	Shares outstanding	Quarter
Cullen/Frost Bankers	756	36	293*	62.2M	Q3 FY26 10-QSep 30, 2026
Wintrust Financial	596	not reported	255*	67.5M	Q2 FY26 10-QJun 30, 2026
Old National Bancorp	1,679	not reported	379*	378.3M	Q3 FY26 10-QSep 30, 2026
Western Alliance Bancorporation	438	51	770*	107.6M	Q3 FY26 10-QSep 30, 2026
Pinnacle Financial Partners	545	not reported	376*	151.1M	Q3 FY26 10-QSep 30, 2026
Commerce Bancshares	2,908	0	182*	143.4M	Q2 FY26 10-QJun 30, 2026
Umb Financial	4,601	not reported	370*	76.0M	Q3 FY26 10-QSep 30, 2026
Zions Bancorporation, National Association	793	182	422*	146.0M	Q2 FY26 10-QJun 30, 2026
Popular	375	not reported	347*	63.8M	Q2 FY26 10-QJun 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.