CBU · XBRL financial data

Community Financial System financial statements, every fiscal year

The same tables from 6 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal years (CBU's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Revenue	—	—	679	652	746	818
Interest expense	21	13	23	104	194	193
Income tax expense (benefit)	41	52	52	36	54	65
Net income (loss)	165	190	188	132	182	210
Earnings per share, basic USD per share	3.10	3.51	3.48	2.45	3.44	3.98
Earnings per share, diluted USD per share	3.08	3.48	3.46	2.45	3.44	3.97
Weighted average shares, basic millions of shares	53	54	54	54	53	53
Weighted average shares, diluted millions of shares	53	54	54	54	53	53

Fiscal years (CBU's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Cash and cash equivalents	1,646	1,875	210	191	197	302
Property and equipment, net	166	161	161	173	184	247
Right-of-use asset	35	32	30	40	46	53
Goodwill	794	799	842	845	853	888
Total assets	13,931	15,553	15,836	15,556	16,386	17,303
Total deposits	11,225	12,911	13,012	12,928	13,442	14,387
Long-term debt	—	—	—	—	990	—
Total liabilities	11,827	13,452	14,284	13,858	14,623	15,297
Retained earnings	960	1,058	1,152	1,189	1,275	1,388
Total stockholders' equity	2,104	2,101	1,552	1,698	1,763	2,006
Total liabilities and equity	13,931	15,553	15,836	15,556	16,386	17,303
Common shares outstanding (cover page) millions of shares	54	54	54	53	53	53

Fiscal years (CBU's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Net income (loss)	165	190	188	132	182	210
Stock-based compensation	6	6	8	9	8	11
Net cash from operating activities	179	203	215	228	242	302
Purchases of property and equipment	14	13	13	19	21	69
Net cash from investing activities	(399)	(1,531)	(2,139)	336	(836)	(182)
Proceeds from issuing common stock	16	10	1	1	7	5
Share repurchases	0	5	17	30	46	11
Dividends paid	87	91	93	95	96	98
Net cash from financing activities	1,660	1,557	259	(583)	599	(15)

SIC 6021 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen

SIC 6021 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
* marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
A cell reading “not reported” means the filings give no figure for that quarter alone.

Company	Cash ($M)	Revenue, quarter ($M)	Operating cash flow, quarter ($M)	Shares outstanding	Quarter
Community Financial System	258	223	51*	52.6M	Q2 FY26 10-QJun 30, 2026
Cathay General Bancorp	164	16	237*	66.7M	Q2 FY26 10-QJun 30, 2026
Wesbanco	979	not reported	113*	96.0M	Q3 FY26 10-QSep 30, 2026
WSFS Financial	1,927	not reported	171*	50.5M	Q3 FY26 10-QSep 30, 2026
First Hawaiian	258	230	107*	121.7M	Q3 FY26 10-QSep 30, 2026
Fulton Financial	1,263	not reported	100*	190.9M	Q2 FY26 10-QJun 30, 2026
First Bancorp	561	265	92*	152.7M	Q2 FY26 10-QJun 30, 2026
Renasant	881	not reported	82*	91.4M	Q2 FY26 10-QJun 30, 2026
Independent Bank	1,001	not reported	73*	47.4M	Q2 FY26 10-QJun 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.