BY · XBRL financial data
Byline Bancorp financial statements, every fiscal year
The same tables from 6 filings, lined up. Matched by XBRL tag: renamed lines keep their history.
How these numbers work
- Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
- Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
- * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
- 0 means a filing states zero; a dash (—) means no filing states that number.
- “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
- Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
- Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
- Shares outstanding come from each filing's cover page, as of the date printed there.
- Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.
Income statement
CSVFiscal years (BY's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Interest expense | 24 | 13 | 36 | 149 | — | — |
| Income tax expense (benefit) | 14 | 31 | 27 | 38 | 40 | 43 |
| Net income (loss) | 37 | 93 | 88 | 108 | 121 | 130 |
| Earnings per share, basic USD per share | 0.96 | 2.45 | 2.37 | 2.69 | 2.78 | 2.90 |
| Earnings per share, diluted USD per share | 0.96 | 2.40 | 2.34 | 2.67 | 2.75 | 2.89 |
| Weighted average shares, basic millions of shares | 38 | 38 | 37 | 40 | 43 | 45 |
| Weighted average shares, diluted millions of shares | 38 | 38 | 37 | 40 | 44 | 45 |
Balance sheet
CSVFiscal years (BY's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Cash and cash equivalents | 83 | 158 | 179 | 226 | 563 | 149 |
| Property and equipment, net | 87 | 63 | 57 | 67 | 61 | 58 |
| Right-of-use asset | 0 | 12 | 11 | 12 | 10 | 9 |
| Goodwill | 148 | 148 | 148 | 182 | 182 | 182 |
| Total assets | 6,391 | 6,696 | 7,363 | 8,882 | 9,497 | 9,653 |
| Total deposits | 4,752 | 5,155 | 5,695 | 7,177 | 7,459 | 7,647 |
| Total liabilities | 5,585 | 5,860 | 6,597 | 7,892 | 8,405 | 8,385 |
| Retained earnings | 191 | 272 | 336 | 429 | 534 | 646 |
| Total stockholders' equity | 805 | 836 | 766 | 990 | 1,091 | 1,268 |
| Total liabilities and equity | 6,391 | 6,696 | 7,363 | 8,882 | 9,497 | 9,653 |
| Common shares outstanding (cover page) millions of shares | 39 | 38 | 38 | 44 | 45 | 46 |
Cash flows
CSVFiscal years (BY's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Net income (loss) | 37 | 93 | 88 | 108 | 121 | 130 |
| Stock-based compensation | 3 | 4 | 5 | 7 | 8 | 9 |
| Net cash from operating activities | 109 | 74 | 220 | 166 | 175 | 140 |
| Purchases of property and equipment | 4 | 2 | 4 | 4 | 4 | 4 |
| Net cash from investing activities | (886) | (236) | (820) | (336) | (331) | (224) |
| Proceeds from issuing common stock | 4 | 2 | 2 | 2 | 5 | 2 |
| Share repurchases | 2 | 29 | 17 | 0 | 0 | 24 |
| Dividends paid | 6 | 11 | 13 | 15 | 16 | 18 |
| Net cash from financing activities | 780 | 236 | 621 | 217 | 493 | (331) |
| Net change in cash | 3 | 75 | 21 | 47 | 337 | (414) |
Compare with peers
SIC 6022 and related industry codes, similar size. Each row is the latest quarter reported.
How peers are chosen
- SIC 6022 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
- Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
- * marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
- A cell reading “not reported” means the filings give no figure for that quarter alone.
| Company | Cash ($M) | Revenue, quarter ($M) | Operating cash flow, quarter ($M) | Shares outstanding | Quarter |
|---|---|---|---|---|---|
| Byline Bancorp | 194 | not reported | 14* | 45.2M | 10-QJun 30, 2026 |
| Tompkins Financial | 242 | not reported | 38* | 14.4M | 10-QSep 30, 2026 |
| Wilson Bank Holding | 245 | 95 | 17* | 12.4M | 10-QJun 30, 2026 |
| Univest Financial | 64 | 90 | 46* | 27.1M | 10-QSep 30, 2026 |
| First Mid Bancshares | not reported | not reported | 26* | 26.6M | 10-QJun 30, 2026 |
| Southside Bancshares | 436 | not reported | 67* | 29.8M | 10-QSep 30, 2026 |
| Community Trust Bancorp | 514 | not reported | 44* | 18.2M | 10-QJun 30, 2026 |
| Oceanfirst Financial | 274 | not reported | 36* | 96.6M | 10-QJun 30, 2026 |
| Burke & Herbert Financial Services | 167 | not reported | 0.3* | 20.2M | 10-QJun 30, 2026 |
Not investment advice. Not affiliated with the U.S. SEC.