SFBC · XBRL financial data

Sound Financial Bancorp financial statements, every quarter

The same tables from 12 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal quarters (SFBC's year ends in late December)

In millions of dollars	Q3 FY23Sep 30, 2023	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026
Selling, general and administrative	2	2*	1	2	2	1*	1	1	1	2*	2	2
Interest expense	5	6*	6	7	—	—	—	—	—	—	—	—
Income tax expense (benefit)	0	0*	0	0	0	0*	0	0	0	0*	0	1
Net income (loss)	1	1*	1	1	1	2*	1	2	2	2*	2	3
Earnings per share, basic USD per share	0.45	0.48*	0.30	0.31	0.45	0.75*	0.45	0.80	0.66	0.88*	0.61	0.98
Earnings per share, diluted USD per share	0.45	0.47*	0.30	0.31	0.45	0.75*	0.45	0.79	0.66	0.87*	0.61	0.98
Weighted average shares, basic millions of shares	3	3*	3	3	3	3*	3	3	3	3*	3	3
Weighted average shares, diluted millions of shares	3	3*	3	3	3	3*	3	3	3	3*	3	3

Fiscal quarters (SFBC's year ends in late December)

In millions of dollars	Q3 FY23Sep 30, 2023	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026
Cash and cash equivalents	102	50	138	135	149	44	131	103	101	138	138	120
Property and equipment, net	5	5	7	5	5	5	5	4	4	4	4	4
Right-of-use asset	5	4	4	4	4	4	4	4	4	3	3	3
Goodwill	—	1	—	—	—	1	—	—	—	1	—	—
Total assets	1,030	995	1,087	1,075	1,101	994	1,069	1,058	1,060	1,092	1,112	1,066
Total deposits	861	827	917	907	930	838	910	899	899	949	969	931
Total liabilities	930	895	986	974	999	890	965	952	953	983	1,002	953
Retained earnings	73	74	74	74	75	76	77	79	80	81	83	84
Total stockholders' equity	100	101	101	101	102	104	104	106	107	109	110	113
Total liabilities and equity	1,030	995	1,087	1,075	1,101	994	1,069	1,058	1,060	1,092	1,112	1,066
Common shares outstanding (cover page) millions of shares	3	3	3	3	3	3	3	3	3	3	3	3

Fiscal quarters (SFBC's year ends in late December)

In millions of dollars	Q3 FY23Sep 30, 2023	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026
Net income (loss)	1	1*	1	1	1	2*	1	2	2	2*	2	3
Stock-based compensation	0*	0*	0	0*	0*	0*	0	0*	0*	0*	0	0*
Net cash from operating activities	3*	2*	4	(4)*	3*	0*	2	(0)*	4*	2*	2	0*
Purchases of property and equipment	0*	0*	2	(2)*	0*	0*	0	0*	0*	0*	0	0*
Net cash from investing activities	(20)*	(19)*	(5)	12*	(12)*	2*	14	(17)*	(4)*	5*	(21)	30*
Share repurchases	0*	1*	0	0*	0*	0*	0	0*	0*	0*	—	—
Dividends paid	0*	0*	0	0*	0*	0*	0	0*	0*	0*	1	1*
Net cash from financing activities	19*	(35)*	90	(11)*	23*	(107)*	72	(11)*	(1)*	30*	19	(48)*
Net change in cash	2*	(52)*	88	(3)*	14*	(105)*	88	(29)*	(1)*	37*	(0)	(18)*

SIC 6035 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen

SIC 6035 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
Runway shows only for companies burning cash with under $10B of public float.
* marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
A cell reading “not reported” means the filings give no figure for that quarter alone.

Company	Cash ($M)	Revenue, quarter ($M)	Operating cash flow, quarter ($M)	Shares outstanding	Runway	Quarter
Sound Financial Bancorp	120	not reported	0.2*	2.6M	—	Q2 FY26 10-QJun 30, 2026
First Northwest Bancorp	15	not reported	1.5*	9.5M	—	Q2 FY26 10-QJun 30, 2026
NSTS Bancorp	48	not reported	2.9*	5.3M	—	Q2 FY26 10-QJun 30, 2026
Fifth District Bancorp	19	not reported	0.9*	5.2M	—	Q2 FY26 10-QJun 30, 2026
Central Plains Bancshares	34	not reported	(0.2)	4.2M	173.9 quarters	Q1 FY27 10-QJun 30, 2026
IF Bancorp	8.8	not reported	1.8*	3.4M	—	Q2 FY26 10-QDec 31, 2025
Broadway Financial Corp de	49	0	4*	not reported	—	Q2 FY26 10-QJun 30, 2026
Farmers & Merchants Bancshares	54	not reported	1.6*	3.3M	—	Q2 FY26 10-QJun 30, 2026
Bogota Financial	30	not reported	2.4*	12.8M	—	Q2 FY26 10-QJun 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.