QNTO · XBRL financial data

Quaint Oak Bancorp financial statements, every fiscal year

The same tables from 6 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal years (QNTO's year ends in late December)

In thousands of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Operating income (loss)	4,537	9,314	13,365	2,898	3,421	644
Interest expense	5,488	4,375	8,777	26,307	—	—
Income tax expense (benefit)	1,292	2,492	3,054	1,228	1,190	322
Net income (loss)	3,245	6,404	7,863	2,020	2,795	322
Earnings per share, basic USD per share	1.64	3.21	3.85	0.90	1.08	0.12
Earnings per share, diluted USD per share	1.61	3.06	3.65	0.89	1.08	0.12
Weighted average shares, basic thousands of shares	1,976	1,995	2,043	2,254	2,579	2,633
Weighted average shares, diluted thousands of shares	2,012	2,093	2,153	2,275	2,579	2,633

Fiscal years (QNTO's year ends in late December)

In thousands of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Cash and cash equivalents	33,913	10,705	3,893	62,127	62,989	53,547
Property and equipment, net	2,341	2,653	2,775	2,933	1,626	1,540
Goodwill	515	2,573	2,573	2,573	515	515
Total assets	484,075	554,115	792,350	754,118	685,168	675,853
Total deposits	354,845	447,166	549,248	631,699	553,252	597,278
Total liabilities	455,347	517,206	743,268	702,553	632,551	623,524
Retained earnings	18,465	24,030	30,875	31,741	33,198	32,626
Total stockholders' equity	28,728	34,789	44,793	48,491	52,617	52,329
Total liabilities and equity	484,075	554,115	792,350	754,118	685,168	675,853
Common shares outstanding (cover page) thousands of shares	1,990	2,013	2,191	2,493	2,627	2,641

Fiscal years (QNTO's year ends in late December)

In thousands of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Net income (loss)	3,245	6,404	7,863	2,020	2,795	322
Stock-based compensation	346	433	511	225	242	251
Net cash from operating activities	(43,761)	(37,392)	(12,238)	73,130	32,611	4,151
Net cash from investing activities	(113,162)	(33,698)	(218,007)	25,933	31,474	(3,894)
Proceeds from issuing common stock	—	—	2,383	1,645	2,448	0
Share repurchases	349	25	49	433	150	44
Dividends paid	717	839	1,018	1,154	1,338	894
Net cash from financing activities	176,281	47,882	223,433	(40,829)	(59,102)	(9,699)
Net change in cash	19,358	(23,208)	(6,812)	58,234	4,983	(9,442)

SIC 6036 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen

SIC 6036 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
Runway shows only for companies burning cash with under $10B of public float.
* marks a quarter worked out from the filing totals: for a 10-K, the year less the first three quarters; for a 10-Q, the year-to-date total less the earlier one.
A cell reading “not reported” means the filings give no figure for that quarter alone.
A cell reading “year only” links to a 10-K that gives only the full year: without all three earlier quarters there is no fourth quarter to work out, and the year total is never shown as a quarter.

Company	Cash ($K)	Revenue, quarter ($K)	Operating cash flow, quarter ($K)	Shares outstanding	Runway	Quarter
Quaint Oak Bancorp	48,262	not reported	12,837*	2.6M	—	Q2 FY26 10-QJun 30, 2026
PFS Bancorp	19,473	not reported	(104)*	1.5M	187.2 quarters	Q2 FY26 10-QJun 30, 2026
CFSB Bancorp	24,665	not reported	104*	6.5M	—	Q4 FY25 10-KJun 30, 2025
Mercer Bancorp	5,952	not reported	372*	1.0M	—	Q2 FY26 10-QMar 31, 2026
Lake Shore Bancorp	72,237	not reported	2,339*	7.9M	—	Q2 FY26 10-QJun 30, 2026
Gouverneur Bancorp	6,339	not reported	141*	1.1M	—	Q3 FY26 10-QJun 30, 2026
Texas Community Bancshares	7,227	not reported	1,371*	2.9M	—	Q2 FY26 10-QJun 30, 2026
Winchester Bancorp	60,047	not reported	1,133*	9.3M	—	Q4 FY26 10-KJun 30, 2026
Home Federal Bancorp, Inc. of Louisiana	34,304	year only	3,263*	3.0M	—	Q4 FY26 10-KJun 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.