PFIS · XBRL financial data
Peoples Financial Services financial statements, every fiscal year
The same tables from 7 filings, lined up. Matched by XBRL tag: renamed lines keep their history.
How these numbers work
- Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
- Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
- * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
- 0 means a filing states zero; a dash (—) means no filing states that number.
- “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
- Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
- Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
- Shares outstanding come from each filing's cover page, as of the date printed there.
- Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.
Income statement
CSVFiscal years (PFIS's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Interest expense | 14 | 9 | 16 | 63 | — | — |
| Income tax expense (benefit) | 5 | 10 | 7 | 5 | (0) | 13 |
| Net income (loss) | 29 | 44 | 38 | 27 | 8 | 59 |
| Earnings per share, basic USD per share | 4.02 | 6.05 | 5.31 | 3.85 | 1.00 | 5.92 |
| Earnings per share, diluted USD per share | 4.00 | 6.02 | 5.28 | 3.83 | 0.99 | 5.88 |
| Weighted average shares, diluted millions of shares | 7 | 7 | 7 | 7 | 9 | 10 |
Balance sheet
CSVFiscal years (PFIS's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Cash and cash equivalents | 228 | 280 | 38 | 187 | 136 | 269 |
| Marketable securities, non-current | 5 | 4 | 10 | — | — | — |
| Property and equipment, net | 47 | 52 | 56 | 61 | 73 | 78 |
| Right-of-use asset | — | 9 | 8 | 11 | 12 | 18 |
| Goodwill | 63 | 63 | 63 | 63 | 76 | 76 |
| Total assets | 2,884 | 3,369 | 3,554 | 3,742 | 5,092 | 5,271 |
| Total deposits | 2,437 | 2,963 | 3,047 | 3,279 | 4,408 | 4,434 |
| Total liabilities | 2,567 | 3,029 | 3,238 | 3,402 | 4,623 | 4,751 |
| Retained earnings | 171 | 204 | 231 | 249 | 239 | 274 |
| Total stockholders' equity | 317 | 340 | 315 | 340 | 469 | 520 |
| Total liabilities and equity | 2,884 | 3,369 | 3,554 | 3,742 | 5,092 | 5,271 |
| Common shares outstanding (cover page) millions of shares | 7 | 7 | 7 | 7 | 10 | 10 |
Cash flows
CSVFiscal years (PFIS's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Net income (loss) | 29 | 44 | 38 | 27 | 8 | 59 |
| Stock-based compensation | 1 | 1 | 1 | 1 | 1 | 0 |
| Net cash from operating activities | 37 | 41 | 42 | 33 | 34 | 54 |
| Purchases of property and equipment | 2 | 5 | 8 | 6 | 3 | 11 |
| Net cash from investing activities | (201) | (440) | (468) | (26) | 387 | (24) |
| Dividends paid | 11 | 11 | 11 | 12 | 18 | 25 |
| Proceeds from long-term debt | — | — | — | 25 | — | 76 |
| Repayments of long-term debt | 18 | 12 | 2 | 1 | 23 | 41 |
| Net cash from financing activities | 361 | 451 | 183 | 142 | (473) | 103 |
| Net change in cash | 197 | 52 | (242) | 149 | (52) | 133 |
Compare with peers
SIC 6021 and related industry codes, similar size. Each row is the latest quarter reported.
How peers are chosen
- SIC 6021 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
- Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
- Runway shows only for companies burning cash with under $10B of public float.
- * marks a quarter worked out from the filing totals: for a 10-K, the year less the first three quarters; for a 10-Q, the year-to-date total less the earlier one.
- A cell reading “not reported” means the filings give no figure for that quarter alone.
| Company | Cash ($M) | Revenue, quarter ($M) | Operating cash flow, quarter ($M) | Shares outstanding | Runway | Quarter |
|---|---|---|---|---|---|---|
| Peoples Financial Services | 256 | not reported | 14* | 10.0M | — | 10-QJun 30, 2026 |
| CNB Financial | 458 | not reported | 37* | 29.6M | — | 10-QJun 30, 2026 |
| Bar Harbor Bankshares | 104 | not reported | 25* | 16.8M | — | 10-QJun 30, 2026 |
| Peapack Gladstone Financial | 254 | 86 | 51* | 17.7M | — | 10-QJun 30, 2026 |
| Midland States Bancorp | 100 | not reported | 38* | 20.8M | — | 10-QSep 30, 2026 |
| South Plains Financial | 777 | not reported | 31* | 18.8M | — | 10-QSep 30, 2026 |
| Heritage Commerce | 647 | 1* | 20* | 61.6M | — | 10-KDec 31, 2025 |
| Five Star Bancorp | 685 | not reported | 24* | 24.5M | — | 10-QJun 30, 2026 |
| Acnb | 82 | 53 | (3.4)* | 10.2M | 23.7 quarters | 10-QJun 30, 2026 |
Not investment advice. Not affiliated with the U.S. SEC.