ONIT · XBRL financial data
Onity Group financial statements, every fiscal year
The same tables from 6 filings, lined up. Matched by XBRL tag: renamed lines keep their history.
How these numbers work
- Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
- Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
- * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
- 0 means a filing states zero; a dash (—) means no filing states that number.
- “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
- Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
- Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
- Shares outstanding come from each filing's cover page, as of the date printed there.
- Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.
Income statement
CSVFiscal years (ONIT's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Revenue | 961 | 1,050 | 954 | 1,067 | 976 | 1,067 |
| Interest expense | 109 | 144 | 186 | 274 | 289 | 309 |
| Other income (expense) | 7 | 4 | (10) | 3 | (7) | 0 |
| Income tax expense (benefit) | (66) | (22) | (1) | 6 | 5 | (127) |
| Net income (loss) | (40) | 18 | 26 | (64) | 34 | 190 |
| Earnings per share, basic USD per share | (4.59) | 2.00 | 2.97 | (8.34) | 4.28 | 23.07 |
| Earnings per share, diluted USD per share | (4.59) | 1.93 | 2.85 | (8.34) | 4.13 | 21.46 |
| Weighted average shares, basic millions of shares | 9 | 9 | 9 | 8 | 8 | 8 |
| Weighted average shares, diluted millions of shares | 9 | 9 | 9 | 8 | 8 | 9 |
Balance sheet
CSVFiscal years (ONIT's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Cash and cash equivalents | 285 | 193 | 208 | 202 | 185 | 181 |
| Property and equipment, net | 17 | 14 | 20 | 13 | 11 | 11 |
| Total assets | 10,651 | 12,147 | 12,399 | 12,514 | 16,435 | 16,171 |
| Total liabilities | 10,236 | 11,670 | 11,943 | 12,112 | 15,943 | 15,493 |
| Retained earnings (accumulated deficit) | (132) | (114) | (88) | (152) | (118) | 72 |
| Total stockholders' equity | — | — | — | 402 | 443 | 628 |
| Total liabilities and equity | 10,651 | 12,147 | 12,399 | 12,514 | 16,435 | 16,171 |
| Common shares outstanding (cover page) millions of shares | 9 | 9 | 8 | 8 | 8 | 9 |
Cash flows
CSVFiscal years (ONIT's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Net income (loss) | (40) | 18 | 26 | (64) | 34 | 190 |
| Stock-based compensation | 2 | 5 | 5 | 10 | 8 | 8 |
| Depreciation and amortization | 19 | 10 | 11 | 7 | 5 | 4 |
| Net cash from operating activities | 261 | (472) | 173 | 10 | (574) | (748) |
| Purchases of property and equipment | 4 | 3 | 6 | 2 | 1 | 3 |
| Net cash from investing activities | (528) | (1,001) | (149) | (100) | 401 | 1,848 |
| Proceeds from issuing common stock | 0 | 10 | 0 | 0 | — | — |
| Share repurchases | 5 | 0 | 50 | 0 | — | — |
| Net cash from financing activities | 132 | 1,380 | (13) | 71 | 183 | (1,101) |
| Net change in cash | (135) | (94) | 11 | (19) | 10 | (1) |
Compare with peers
SIC 6162 and related industry codes, similar size. Each row is the latest quarter reported.
How peers are chosen
- SIC 6162 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
- Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
- Runway shows only for companies burning cash with under $10B of public float.
- * marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
- A cell reading “not reported” means the filings give no figure for that quarter alone.
| Company | Cash ($M) | Revenue, quarter ($M) | Operating cash flow, quarter ($M) | Shares outstanding | Runway | Quarter |
|---|---|---|---|---|---|---|
| Onity Group | 197 | 283 | (516)* | 8.4M | 0.4 quarters | 10-QJun 30, 2026 |
| Guild Holdings | 106 | not reported | 79* | not reported | — | 10-QSep 30, 2025 |
| Figure Technology Solutions | 1,438 | 226 | (35)* | not reported | 40.9 quarters | 10-QJun 30, 2026 |
| LendingTree | 111 | 313 | 29* | 14.0M | — | 10-QJun 30, 2026 |
| Better Home & Finance Holding | 102 | not reported | 23* | 19.0M | — | 10-QJun 30, 2026 |
| Finance of America Companies | 85 | 62 | (183)* | not reported | 0.5 quarters | 10-QJun 30, 2026 |
| UWM Holdings | 498 | 888 | 344* | not reported | — | 10-QJun 30, 2026 |
Not investment advice. Not affiliated with the U.S. SEC.