BETR · XBRL financial data

Better Home & Finance Holding Company financial statements, every quarter

The same tables from 12 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal quarters (BETR's year ends in late December)

In millions of dollars	Q3 FY23Sep 30, 2023	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24†Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026
Revenue from contracts with customers	0	0*	—	—	—	year only	—	—	—	year only	—	—
Research and development	21	17*	5	7	7	7*	7	7	7	7*	8	9
General and administrative	59	34*	14	15	13	10*	12	12	10	12*	9	10
Other operating income (expense)	(237)	—	0	1	(1)	(17)*	(2)	(2)	(7)	(5)*	(5)	0
Operating income (loss)	(92)	(67)*	—	—	—	—	—	—	—	—	—	—
Interest expense	3	2*	5	—	—	—	—	—	—	—	—	—
Other income (expense)	1	8*	—	—	—	—	—	—	—	—	—	—
Income tax expense (benefit)	1	(1)*	0	0	0	0*	0	0	0	(0)*	(2)	0
Net income (loss)	(340)	(61)*	(51)	(41)	(54)	(59)*	(51)	(36)	(39)	(40)*	(70)	(31)
Earnings per share, basic‡ USD per share	(1,700.00)	—	(175.00)	(125.00)	(3.58)	—	(3.33)	(2.39)	(2.56)	(2.52)*	(4.29)	(1.64)
Earnings per share, diluted‡ USD per share	(1,700.00)	—	(175.00)	(125.00)	(3.58)	—	(3.33)	(2.39)	(2.56)	(2.52)*	(4.29)	(1.64)
Weighted average shares, basic‡ millions of shares	0	—	0	0	15	—	15	15	15	16*	16	19
Weighted average shares, diluted‡ millions of shares	0	—	0	0	15	—	15	15	15	16*	16	19

‡ Per-share figures and share counts are adjusted for the 1-for-50 stock split (December 2023); filings made before it reported them unadjusted.
‡ Per-share figures and share counts are adjusted for the 1-for-50 stock split (December 2024); filings made before it reported them unadjusted.
† Share count changed about 50x in the period ending 2024-09-30, likely a stock split with no split ratio in the XBRL data; figures before that column are not adjusted.

Fiscal quarters (BETR's year ends in late December)

In millions of dollars	Q3 FY23Sep 30, 2023	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24†Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026
Cash and cash equivalents	527	504	425	321	208	211	111	87	74	100	64	102
Short-term investments	30	26	58	58	54	54	117	134	132	104	—	—
Inventory	0	0	—	—	—	—	—	—	—	—	—	—
Right-of-use asset	24	20	19	18	3	1	6	5	5	5	4	5
Goodwill	32	32	32	32	33	24	24	25	25	11	11	11
Total assets	937	906	842	958	845	913	1,005	1,232	1,384	1,505	1,569	1,542
Total deposits	10	12	12	37	98	134	261	482	695	763	755	746
Total liabilities	780	783	765	913	845	971	1,107	1,155	1,342	1,468	1,560	1,484
Accumulated deficit	(1,657)	(1,704)	(1,756)	(1,797)	(1,851)	(1,910)	(1,961)	(1,997)	(2,036)	(2,076)	(2,147)	(2,177)
Total stockholders' equity	157	123	76	45	0	(58)	(102)	77	42	37	9	58
Total liabilities and equity	937	906	842	958	845	913	1,005	1,232	1,384	1,505	1,569	1,542
Common shares outstanding (cover page)‡ millions of shares	0	0	0	0	15	15	15	15	15	16	17	19

‡ Per-share figures and share counts are adjusted for the 1-for-50 stock split (December 2023); filings made before it reported them unadjusted.
‡ Per-share figures and share counts are adjusted for the 1-for-50 stock split (December 2024); filings made before it reported them unadjusted.
† Share count changed about 50x in the period ending 2024-09-30, likely a stock split with no split ratio in the XBRL data; figures before that column are not adjusted.

Fiscal quarters (BETR's year ends in late December)

In millions of dollars	Q3 FY23Sep 30, 2023	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24†Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026
Net income (loss)	(340)	(61)*	(51)	(41)	(54)	(59)*	(51)	(36)	(39)	(40)*	(70)	(31)
Stock-based compensation	29*	17*	9	8*	5*	5*	4	4*	4*	8*	24	15*
Depreciation and amortization	—	year only	—	—	—	year only	—	—	—	year only	—	—
Net cash from operating activities	(80)*	(84)*	(43)	(221)*	(11)*	(106)*	(57)	(56)*	4*	(57)*	(125)	23*
Purchases of property and equipment	0*	0*	0	1*	1*	0*	0	0*	0*	0*	0	0*
Net cash from investing activities	(305)*	3*	(33)	(30)*	(49)*	(32)*	(159)	(223)*	(208)*	(72)*	(12)	21*
Proceeds from issuing common stock	—	0*	—	—	—	0*	0	0*	1*	29*	12	66*
Share repurchases	(263)*	0*	0	0*	—	—	—	—	—	—	—	—
Net cash from financing activities	593*	54*	(1)	146*	(52)*	146*	119	247*	190*	159*	105	4*
Net change in cash	208*	(27)*	(77)	(103)*	(110)*	6*	(100)	(39)*	(11)*	29*	(13)	37*

† Share count changed about 50x in the period ending 2024-09-30, likely a stock split with no split ratio in the XBRL data; figures before that column are not adjusted.

SIC 6163 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen

SIC 6163 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
Runway shows only for companies burning cash with under $10B of public float.
* marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
A cell reading “not reported” means the filings give no figure for that quarter alone.

Company	Cash ($M)	Revenue, quarter ($M)	Operating cash flow, quarter ($M)	Shares outstanding	Runway	Quarter
Better Home & Finance Holding	102	not reported	23*	19.0M	—	Q2 FY26 10-QJun 30, 2026
Finance of America Companies	85	62	(183)*	not reported	0.5 quarters	Q2 FY26 10-QJun 30, 2026
Onity Group	197	283	(516)*	8.4M	0.4 quarters	Q2 FY26 10-QJun 30, 2026
LendingTree	111	313	29*	14.0M	—	Q2 FY26 10-QJun 30, 2026
Awareness Group	0.2	2.8	(0.3)*	59.6M	0.8 quarters	Q3 FY26 10-QJun 30, 2026
UWM Holdings	498	888	344*	not reported	—	Q2 FY26 10-QJun 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.