GHLD · As filed with the SEC
Guild Holdings income statement, by quarter
The statement as Guild Holdings presents it in its 10-Q and 10-K: its own lines, labels and order. Tables over time lines up standardized figures across every filing.
UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS · USD thousands, except per-share amounts; shares in thousands
| USD thousands, except per-share amounts; shares in thousands | Q3 2025 3 months ended Sep 30, 2025 | Q2 2025 3 months ended Jun 30, 2025 | Q1 2025 3 months ended Mar 31, 2025 | Q4 2024† 3 months ended Dec 31, 2024 |
|---|---|---|---|---|
| Revenue | ||||
| Loan origination fees and gain on sale of loans, net | 243,850 | 236,001 | 185,213 | 203,272† |
| Gain on reverse mortgage loans held for investment and HMBS-related borrowings, net | 4,018 | 2,591 | 2,915 | 3,312† |
| Loan servicing and other fees | 73,931 | 72,745 | 72,751 | 70,876† |
| Valuation adjustment of mortgage servicing rights | (29,009) | (41,313) | (69,936) | 84,319† |
| Interest income | 43,350 | 38,714 | 29,094 | 41,694† |
| Interest expense | (29,215) | (28,963) | (22,079) | (31,316)† |
| Other income, net | 512 | (330) | 528 | 830† |
| Net revenue | 307,437 | 279,445 | 198,486 | 372,987† |
| Expenses | ||||
| Salaries, incentive compensation and benefits | 207,901 | 202,838 | 173,212 | 196,246† |
| General and administrative | 29,339 | 31,426 | 29,153 | 22,777† |
| Occupancy, equipment and communication | 19,542 | 19,913 | 21,720 | 20,375† |
| Depreciation and amortization | 3,528 | 3,611 | 3,647 | 3,661† |
| Provision for foreclosure losses | 1,148 | 1,115 | 2,378 | 1,108† |
| Total expenses | 261,458 | 258,903 | 230,110 | 244,167† |
| Income (loss) before income taxes | 45,979 | 20,542 | (31,624) | 128,820† |
| Income tax expense (benefit) | 12,636 | 1,879 | (7,665) | 30,928† |
| Net income (loss) | 33,343 | 18,663 | (23,959) | 97,892† |
| Net income (loss) attributable to non-controlling interests | 17 | 2 | (62) | (50)† |
| Net income (loss) attributable to Guild | 33,326 | 18,661 | (23,897) | 97,942† |
| Earnings (loss) per share attributable to Class A and Class B common stock: | ||||
| Basic (in dollars per share) | 0.54 | 0.30 | (0.39) | — |
| Diluted (in dollars per share) | 0.53 | 0.30 | (0.39) | — |
| Weighted average shares outstanding of Class A and Class B common stock: | ||||
| Basic (in shares) | 62,253 | 62,168 | 61,909 | — |
| Diluted (in shares) | 62,814 | 62,622 | 61,909 | — |
† Derived: worked out from the filings, not stated in them. A fourth quarter is the 10-K year less the nine months in the third-quarter 10-Q; a quarter of cash flows is year to date less the prior year to date.
As filed on EDGAR · Not affiliated with the U.S. SEC · Not investment advice. Each column links to its filing.