GHLD · As filed with the SEC

Guild Holdings income statement, by quarter

The statement as Guild Holdings presents it in its 10-Q and 10-K: its own lines, labels and order. Tables over time lines up standardized figures across every filing.

UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS · USD thousands, except per-share amounts; shares in thousands

USD thousands, except per-share amounts; shares in thousands	Q3 2025 3 months ended Sep 30, 2025	Q2 2025 3 months ended Jun 30, 2025	Q1 2025 3 months ended Mar 31, 2025	Q4 2024^† 3 months ended Dec 31, 2024	Q3 2024 3 months ended Sep 30, 2024	Q4 2023^† 3 months ended Dec 31, 2023
Revenue
Loan origination fees and gain on sale of loans, net	243,850	236,001	185,213	203,272^†	220,611	113,601^†
Gain on reverse mortgage loans held for investment and HMBS-related borrowings, net	4,018	2,591	2,915	3,312^†	2,367	3,172^†
Loan servicing and other fees	73,931	72,745	72,751	70,876^†	70,951	63,905^†
Valuation adjustment of mortgage servicing rights	(29,009)	(41,313)	(69,936)	84,319^†	(145,776)	(134,656)^†
Interest income	43,350	38,714	29,094	41,694^†	43,808	28,227^†
Interest expense	(29,215)	(28,963)	(22,079)	(31,316)^†	(33,339)	(17,379)^†
Other income, net	512	(330)	528	830^†	635	364^†
Net revenue	307,437	279,445	198,486	372,987^†	159,257	57,234^†
Expenses
Salaries, incentive compensation and benefits	207,901	202,838	173,212	196,246^†	199,005	131,201^†
General and administrative	29,339	31,426	29,153	22,777^†	26,718	23,073^†
Occupancy, equipment and communication	19,542	19,913	21,720	20,375^†	22,001	18,108^†
Depreciation and amortization	3,528	3,611	3,647	3,661^†	3,753	3,517^†
Provision for foreclosure losses	1,148	1,115	2,378	1,108^†	613	634^†
Total expenses	261,458	258,903	230,110	244,167^†	252,090	176,533^†
Income (loss) before income taxes	45,979	20,542	(31,624)	128,820^†	(92,833)	(119,299)^†
Income tax expense (benefit)	12,636	1,879	(7,665)	30,928^†	(25,882)	(26,178)^†
Net income (loss)	33,343	18,663	(23,959)	97,892^†	(66,951)	(93,121)^†
Net income (loss) attributable to non-controlling interests	17	2	(62)	(50)^†	(59)	(117)^†
Net income (loss) attributable to Guild	33,326	18,661	(23,897)	97,942^†	(66,892)	(93,004)^†
Earnings (loss) per share attributable to Class A and Class B common stock:
Basic (in dollars per share)	0.54	0.30	(0.39)	—	(1.09)	—
Diluted (in dollars per share)	0.53	0.30	(0.39)	—	(1.09)	—
Weighted average shares outstanding of Class A and Class B common stock:
Basic (in shares)	62,253	62,168	61,909	—	61,390	—
Diluted (in shares)	62,814	62,622	61,909	—	61,390	—

† Derived: worked out from the filings, not stated in them. A fourth quarter is the 10-K year less the nine months in the third-quarter 10-Q; a quarter of cash flows is year to date less the prior year to date.

As filed on EDGAR · Not affiliated with the U.S. SEC · Not investment advice. Each column links to its filing.