FOA · XBRL financial data
Finance of America Companies financial statements, every fiscal year
The same tables from 6 filings, lined up. Matched by XBRL tag: renamed lines keep their history.
How these numbers work
- Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
- Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
- * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
- 0 means a filing states zero; a dash (—) means no filing states that number.
- “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
- Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
- Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
- Shares outstanding come from each filing's cover page, as of the date printed there.
- Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.
Income statement
CSVFiscal years (FOA's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Revenue | 1,800 | — | 573 | 234 | 338 | 497 |
| General and administrative | 2 | — | 457 | 82 | 59 | 51 |
| Total operating expenses | 1,294 | — | 1,149 | 392 | 344 | 370 |
| Operating income (loss) | (2) | — | — | — | — | — |
| Interest income | — | — | — | 1 | 2 | 0 |
| Interest expense | 123 | — | 152 | 119 | 39 | 58 |
| Other income (expense) | (6) | — | 36 | 0 | (7) | (15) |
| Income tax expense (benefit) | 2 | — | (17) | (1) | 2 | 4 |
| Net income (loss) | (18) | — | (191) | (80) | 15 | 45 |
| Earnings per share, basic USD per share | — | — | (3.06) | (0.98) | 1.57 | 4.72 |
| Earnings per share, diluted USD per share | — | — | (3.12) | (0.98) | 1.18 | 3.74 |
| Weighted average shares, basic millions of shares | — | — | 62 | 82 | 10 | 10 |
| Weighted average shares, diluted millions of shares | — | — | 188 | 82 | 23 | 27 |
Balance sheet
CSVFiscal years (FOA's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Cash and cash equivalents | 233 | 141 | 97 | 46 | 47 | 90 |
| Total current assets | 1 | — | — | — | — | — |
| Property and equipment, net | 25 | 29 | 19 | 6 | 4 | 4 |
| Right-of-use asset | 47 | 63 | 43 | 23 | 21 | 18 |
| Goodwill | 121 | 0 | 0 | — | — | — |
| Total assets | 294 | 21,789 | 20,873 | 27,108 | 29,156 | 30,733 |
| Accounts payable | 1 | — | — | — | — | — |
| Accrued liabilities | 1 | — | — | — | — | — |
| Total current liabilities | 2 | — | — | — | — | — |
| Total liabilities | 46 | 20,706 | 20,468 | 26,835 | 28,841 | 30,338 |
| Accumulated deficit | (40) | (444) | (634) | (714) | (699) | (654) |
| Total stockholders' equity | (40) | — | — | — | — | — |
| Total liabilities and equity | 294 | 21,789 | 20,873 | 27,108 | 29,156 | 30,733 |
| Common shares outstanding (cover page) millions of shares | 36 | 61 | — | — | — | — |
Cash flows
CSVFiscal years (FOA's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Net income (loss) | (18) | — | (191) | (80) | 15 | 45 |
| Depreciation and amortization | 19 | — | 65 | 48 | 39 | 39 |
| Net cash from operating activities | (1) | — | 1,408 | (72) | (424) | (430) |
| Purchases of property and equipment | 9 | — | 11 | — | — | — |
| Net cash from investing activities | (875) | — | (1,819) | 158 | 341 | 855 |
| Net cash from financing activities | 0 | — | 225 | (139) | 160 | (402) |
| Net change in cash | 157 | — | (186) | (53) | 77 | 23 |
Compare with peers
SIC 6162 and related industry codes, similar size. Each row is the latest quarter reported.
How peers are chosen
- SIC 6162 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
- Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
- Runway shows only for companies burning cash with under $10B of public float.
- * marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
- A cell reading “not reported” means the filings give no figure for that quarter alone.
| Company | Cash ($M) | Revenue, quarter ($M) | Operating cash flow, quarter ($M) | Shares outstanding | Runway | Quarter |
|---|---|---|---|---|---|---|
| Finance of America Companies | 85 | 62 | (183)* | not reported | 0.5 quarters | 10-QJun 30, 2026 |
| Better Home & Finance Holding | 102 | not reported | 23* | 19.0M | — | 10-QJun 30, 2026 |
| Onity Group | 197 | 283 | (516)* | 8.4M | 0.4 quarters | 10-QJun 30, 2026 |
| LendingTree | 111 | 313 | 29* | 14.0M | — | 10-QJun 30, 2026 |
| Figure Technology Solutions | 1,438 | 226 | (35)* | not reported | 40.9 quarters | 10-QJun 30, 2026 |
| Guild Holdings | 106 | not reported | 79* | not reported | — | 10-QSep 30, 2025 |
Not investment advice. Not affiliated with the U.S. SEC.