BFIN · As filed with the SEC

BankFinancial income statement, by quarter

The statement as BankFinancial presents it in its 10-Q and 10-K: its own lines, labels and order. Tables over time lines up standardized figures across every filing.

Consolidated Statements of Operations (Unaudited) · USD thousands, except per-share amounts

USD thousands, except per-share amounts	Q3 2025 3 months ended Sep 30, 2025	Q2 2025 3 months ended Jun 30, 2025	Q1 2025 3 months ended Mar 31, 2025	Q4 2024^† 3 months ended Dec 31, 2024
Loans, including fees	10,238	10,646	11,238	11,755^†
Taxable	39	42	43	—
Tax exempt	5,244	3,999	3,360	3,077^†
Other	1,186	1,442	1,671	1,810^†
Total interest income	16,707	16,129	16,312	16,687^†
Interest expense
Deposits	4,732	4,524	4,423	4,608^†
Borrowings and Subordinated notes	335	340	394	402^†
Total interest expense	5,067	4,864	4,817	5,010^†
Net interest income	11,640	11,265	11,495	11,677^†
Provision for credit losses - loans	(210)	2,261	(261)	4,646^†
Recovery of credit losses - unfunded commitments	(55)	(9)	(35)	4^†
(Recovery of) provision for credit losses	(265)	2,252	(296)	4,650^†
Net interest income after (recovery of) provision for credit losses	11,905	9,013	11,791	7,027^†
Noninterest income
Deposit service charges and fees	1,000	972	884	875^†
Loan servicing fees	82	76	187	232^†
Trust and insurance commissions and annuities income	314	394	437	354^†
Losses on sales of securities	—	—	—	0^†
Loss on disposal of premises and equipment	(21)	(4)	(5)	(20)^†
Valuation adjustment on bank premises held-for-sale	—	—	—	0^†
Loss on bank-owned life insurance	0	(5)	4	24^†
Bank-owned life insurance death benefit (1)	0	417	—	—
Gain on repurchase of Subordinated notes	0	0	42	0^†
Other	328	109	85	105^†
Total noninterest income	1,703	1,959	1,634	1,570^†
Noninterest expense
Compensation and benefits	4,389	5,565	5,704	5,710^†
Office occupancy and equipment	1,978	1,790	2,047	1,689^†
Advertising and public relations	133	232	130	177^†
Information technology	1,011	985	1,015	934^†
Professional fees	1,175	770	405	410^†
Supplies, telephone, and postage	282	284	289	273^†
FDIC insurance premiums	160	157	157	159^†
Other	1,650	2,065	1,165	1,847^†
Total noninterest expense	10,778	11,848	10,912	11,199^†
Income before income taxes	2,830	(876)	2,513	(2,602)^†
Income tax expense	471	(517)	432	(838)^†
Net income	2,359	(359)	2,081	(1,764)^†
Basic and diluted earnings per common share (in dollars per share)	0.19	(0.03)	0.17	—
Basic and diluted weighted average common shares outstanding (in shares)	12,460,678	12,460,678	12,460,678	—

† Derived: worked out from the filings, not stated in them. A fourth quarter is the 10-K year less the nine months in the third-quarter 10-Q; a quarter of cash flows is year to date less the prior year to date.

As filed on EDGAR · Not affiliated with the U.S. SEC · Not investment advice. Each column links to its filing.