BFIN · As filed with the SEC
BankFinancial income statement, by fiscal year
The statement as BankFinancial presents it in its 10-Q and 10-K: its own lines, labels and order. Tables over time lines up standardized figures across every filing.
Consolidated Statements of Operations · USD thousands, except per-share amounts
| USD thousands, except per-share amounts | FY2024 Year ended Dec 31, 2024 | FY2023 Year ended Dec 31, 2023 |
|---|---|---|
| Loans, including fees | 50,757 | 56,699 |
| Taxable | 193 | 195 |
| Tax exempt | 9,101 | 3,276 |
| Other | 8,522 | 5,985 |
| Total interest income | 68,573 | 66,155 |
| Interest expense | ||
| Deposits | 18,343 | 12,552 |
| Borrowings and Subordinated notes | 1,789 | 1,774 |
| Total interest expense | 20,132 | 14,326 |
| Net interest income | 48,441 | 51,829 |
| Provision for credit losses - loans | 5,081 | 395 |
| Recovery of credit losses - unfunded commitments | (56) | (82) |
| Provision for credit losses | 5,025 | 313 |
| Net interest income after provision for credit losses | 43,416 | 51,516 |
| Noninterest income | ||
| Deposit service charges and fees | 3,433 | 3,318 |
| Loan servicing fees | 582 | 532 |
| Trust and insurance commissions and annuities income | 1,558 | 1,280 |
| Losses on sales of securities | 0 | (454) |
| (Loss) gain on sale of premises and equipment | (124) | 9 |
| Valuation adjustment on bank premises held-for-sale | 0 | (602) |
| Loss on bank-owned life insurance | (168) | (346) |
| Gain on repurchase of Subordinated notes | 107 | 0 |
| Other | 401 | 680 |
| Total noninterest income | 5,789 | 4,417 |
| Noninterest expense | ||
| Compensation and benefits | 23,146 | 22,232 |
| Office occupancy and equipment | 7,323 | 8,052 |
| Advertising and public relations | 496 | 762 |
| Information technology | 3,956 | 3,732 |
| Professional fees | 1,545 | 1,330 |
| Supplies, telephone, and postage | 1,132 | 1,254 |
| FDIC insurance premiums | 620 | 865 |
| Other | 5,966 | 4,954 |
| Total noninterest expense | 44,184 | 43,181 |
| Income before income taxes | 5,021 | 12,752 |
| Income tax benefit | 948 | 3,359 |
| Net income | 4,073 | 9,393 |
| Basic and diluted earnings per common share (in dollars per share) | 0.33 | 0.74 |
| Basic and diluted weighted average common shares outstanding (in shares) | 12,462,512 | 12,622,882 |
As filed on EDGAR · Not affiliated with the U.S. SEC · Not investment advice. Each column links to its filing.