ACNB · XBRL financial data

Acnb financial statements, every fiscal year

The same tables from 6 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal years (ACNB's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Revenue	—	—	109	115	132	192
Interest expense	12	7	4	8	24	40
Income tax expense (benefit)	—	—	—	8	9	9
Net income (loss)	18	28	36	32	32	37
Earnings per share, basic USD per share	2.13	3.19	4.15	3.72	3.75	3.61
Earnings per share, diluted USD per share	—	—	4.15	3.71	3.73	3.60
Weighted average shares, basic millions of shares	9	9	9	9	9	10
Weighted average shares, diluted millions of shares	—	—	9	9	9	10

Fiscal years (ACNB's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Cash and cash equivalents	399	710	168	66	47	66
Property and equipment, net	33	31	27	26	25	31
Right-of-use asset	3	3	3	3	3	4
Goodwill	42	42	44	44	44	64
Total assets	2,555	2,787	2,526	2,419	2,395	3,228
Total deposits	2,186	2,426	2,199	1,862	1,793	2,450
Total liabilities	2,297	2,515	2,280	2,141	2,092	2,808
Retained earnings	148	167	194	213	235	257
Total stockholders' equity	258	272	245	277	303	420
Total liabilities and equity	2,555	2,787	2,526	2,419	2,395	3,228
Common shares outstanding (cover page) millions of shares	9	9	9	9	11	10

Fiscal years (ACNB's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Net income (loss)	18	28	36	32	32	37
Depreciation and amortization	—	—	4	3	3	7
Net cash from operating activities	25	42	39	41	40	54
Purchases of property and equipment	1	2	2	1	1	1
Net cash from investing activities	(115)	61	(332)	15	2	65
Proceeds from issuing common stock	1	0	1	1	0	1
Share repurchases	0	2	7	2	0	11
Dividends paid	9	9	9	10	11	14
Proceeds from long-term debt	0	15	2	175	60	0
Repayments of long-term debt	22	34	15	0	0	40
Net cash from financing activities	374	208	(249)	(158)	(61)	(100)
Net change in cash	285	311	(542)	(102)	(19)	18

SIC 6022 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen

SIC 6022 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
Runway shows only for companies burning cash with under $10B of public float.
* marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
A cell reading “not reported” means the filings give no figure for that quarter alone.

Company	Cash ($M)	Revenue, quarter ($M)	Operating cash flow, quarter ($M)	Shares outstanding	Runway	Quarter
Acnb	82	53	(3.4)*	10.2M	23.7 quarters	Q2 FY26 10-QJun 30, 2026
Arrow Financial	187	not reported	16*	18.5M	—	Q2 FY26 10-QJun 30, 2026
South Plains Financial	777	not reported	31*	18.8M	—	Q3 FY26 10-QSep 30, 2026
First Business Financial Services	92	not reported	5.5*	8.3M	—	Q3 FY26 10-QSep 30, 2026
Bar Harbor Bankshares	104	not reported	25*	16.8M	—	Q2 FY26 10-QJun 30, 2026
Peoples Financial Services	256	not reported	14*	10.0M	—	Q2 FY26 10-QJun 30, 2026
CNB Financial	458	not reported	37*	29.6M	—	Q2 FY26 10-QJun 30, 2026
Peapack Gladstone Financial	254	86	51*	17.7M	—	Q2 FY26 10-QJun 30, 2026
Choiceone Financial Services	89	59*	30*	15.0M	—	Q2 FY26 10-QJun 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.