UBFO · As filed with the SEC
United Security Bancshares balance sheet, by quarter
The statement as United Security Bancshares presents it in its 10-Q and 10-K: its own lines, labels and order. Tables over time lines up standardized figures across every filing.
Consolidated Balance Sheets · USD thousands
| USD thousands | Q4 2025 Dec 31, 2025 | Q3 2025 Sep 30, 2025 | Q2 2025 Jun 30, 2025 | Q1 2025 Mar 31, 2025 | Q4 2024 Dec 31, 2024 | Q3 2024 Sep 30, 2024 | Q2 2024 Jun 30, 2024 | Q1 2024 Mar 31, 2024 |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Cash and noninterest-bearing deposits in other banks | — | — | — | — | — | — | 36,002 | 41,146 |
| Due from Federal Reserve Bank (FRB) | — | — | — | — | — | — | 2,755 | 1,858 |
| Cash and cash equivalents | — | — | — | — | 56,211 | — | 38,757 | 43,004 |
| Cash and cash equivalents | 120,955 | 66,767 | 49,091 | 37,894 | — | 47,915 | — | — |
| Investment securities (at fair value) | ||||||||
| Available-for-sale (AFS) debt securities net of allowance for credit losses of $0 (amortized cost of $154,517 and $179,753, respectively) | 139,823 | 140,917 | 147,041 | 157,155 | 157,382 | 165,211 | 162,916 | 165,166 |
| Taxable AFS Securities | 139,823 | 140,917 | 147,041 | 157,155 | — | 165,211 | 162,916 | 162,941 |
| Tax-exempt municipal bonds | — | — | — | — | — | — | — | 2,225 |
| Marketable equity securities | 3,432 | 3,425 | 3,382 | 3,379 | 3,326 | 3,624 | 3,400 | 3,397 |
| Total investment securities | 143,255 | 144,342 | 150,423 | 160,534 | 160,708 | 168,835 | 166,316 | 168,563 |
| Loans | 917,528 | 960,329 | 949,279 | 922,640 | 930,244 | 976,622 | 950,970 | 930,927 |
| Unearned fees and unamortized loan origination costs - net | (2,101) | (1,981) | (1,950) | (1,987) | (1,782) | (1,471) | (1,557) | (1,514) |
| Allowance for credit losses - loans | (14,838) | (16,235) | (15,965) | (15,356) | (16,046) | (16,523) | (15,323) | (15,451) |
| Net loans | 900,589 | 942,113 | 931,364 | 905,297 | 912,416 | 958,628 | 934,090 | 913,962 |
| Premises and equipment - net | 9,434 | 9,069 | 8,583 | 8,413 | 8,668 | 8,846 | 9,126 | 9,204 |
| Accrued interest receivable | 7,160 | 7,474 | 7,929 | 8,520 | 8,104 | 8,293 | 8,036 | 8,434 |
| Other real estate owned (“OREO”) | 8,185 | 7,852 | 7,852 | 7,852 | 4,582 | 4,582 | 4,582 | 4,582 |
| Goodwill | 4,488 | 4,488 | 4,488 | 4,488 | 4,488 | 4,488 | 4,488 | 4,488 |
| Deferred tax assets - net | 12,076 | 13,004 | 13,479 | 13,824 | 14,419 | 12,410 | 14,139 | 14,409 |
| Cash surrender value of life insurance - net | 21,253 | 21,092 | 20,956 | 20,824 | 20,692 | 20,541 | 20,409 | 22,091 |
| Investment in limited partnerships | 4,275 | 4,275 | 4,275 | 4,275 | 4,275 | 3,900 | 3,400 | 3,400 |
| Operating lease right-of-use assets | 3,190 | 2,587 | 2,716 | 2,908 | 3,069 | 3,173 | 3,325 | 1,177 |
| Other assets | 13,453 | 12,557 | 12,981 | 16,962 | 14,086 | 13,765 | 13,154 | 13,090 |
| Total assets | 1,248,313 | 1,235,620 | 1,214,137 | 1,191,791 | 1,211,718 | 1,255,376 | 1,219,822 | 1,206,404 |
| Liabilities & Shareholders’ Equity | ||||||||
| Liabilities | ||||||||
| Deposits | ||||||||
| Noninterest-bearing | 421,897 | 384,367 | 372,027 | 359,135 | 360,152 | 360,117 | 372,886 | 353,151 |
| Interest-bearing | 666,883 | 691,533 | 683,642 | 667,078 | 697,470 | 704,904 | 633,728 | 602,783 |
| Total deposits | 1,088,780 | 1,075,900 | 1,055,669 | 1,026,213 | 1,057,622 | 1,065,021 | 1,006,614 | 955,934 |
| Short-term borrowings | — | — | — | 8,000 | 0 | 34,000 | 63,000 | 103,000 |
| Operating lease liabilities | 3,355 | 2,679 | 2,807 | 2,999 | 3,161 | 3,266 | 3,417 | 1,272 |
| Other liabilities | 10,199 | 10,514 | 9,576 | 10,286 | 9,001 | 8,840 | 7,987 | 10,666 |
| Junior subordinated debentures (at fair value) | 6,296 | 9,145 | 11,831 | 11,417 | 11,572 | 11,393 | 11,454 | 11,348 |
| Total liabilities | 1,108,630 | 1,098,238 | 1,079,883 | 1,058,915 | 1,081,356 | 1,122,520 | 1,092,472 | 1,082,220 |
| Shareholders’ Equity | ||||||||
| Common stock, no par value; 20,000,000 shares authorized; issued and outstanding: 17,582,116 at December 31, 2025 and 17,364,894 at December 31, 2024 | 62,236 | 61,928 | 61,727 | 61,467 | 61,267 | 61,041 | 60,938 | 60,792 |
| Retained earnings | 87,324 | 86,020 | 84,103 | 84,032 | 83,447 | 83,035 | 81,285 | 79,067 |
| Accumulated other comprehensive loss, net of tax | (9,877) | (10,566) | (11,576) | (12,623) | (14,352) | (11,220) | (14,873) | (15,675) |
| Total shareholders’ equity | 139,683 | 137,382 | 134,254 | 132,876 | 130,362 | 132,856 | 127,350 | 124,184 |
| Total liabilities and shareholders’ equity | 1,248,313 | 1,235,620 | 1,214,137 | 1,191,791 | 1,211,718 | 1,255,376 | 1,219,822 | 1,206,404 |
As filed on EDGAR · Not affiliated with the U.S. SEC · Not investment advice. Each column links to its filing.