STEL · As filed with the SEC
Stellar Bancorp balance sheet, by quarter
The statement as Stellar Bancorp presents it in its 10-Q and 10-K: its own lines, labels and order. Tables over time lines up standardized figures across every filing.
CONSOLIDATED BALANCE SHEETS · USD thousands
| USD thousands | Q1 2026 Mar 31, 2026 | Q4 2025 Dec 31, 2025 | Q3 2025 Sep 30, 2025 | Q2 2025 Jun 30, 2025 |
|---|---|---|---|---|
| ASSETS: | ||||
| Cash and due from banks | 107,736 | 94,331 | 99,407 | 136,060 |
| Interest-bearing deposits at other financial institutions | 441,834 | 325,122 | 629,042 | 442,044 |
| Total cash and cash equivalents | 549,570 | 419,453 | 728,449 | 578,104 |
| Available for sale securities, at fair value | 1,864,710 | 2,198,459 | 1,842,268 | 1,729,684 |
| Loans held for investment | 7,587,952 | 7,300,591 | 7,167,857 | 7,287,347 |
| Less: allowance for credit losses on loans | (85,431) | (83,629) | (78,924) | (83,165) |
| Loans, net | 7,502,521 | 7,216,962 | 7,088,933 | 7,204,182 |
| Accrued interest receivable | 36,589 | 35,869 | 34,865 | 35,537 |
| Premises and equipment, net | 99,861 | 106,118 | 107,803 | 108,615 |
| Federal Reserve Bank and Federal Home Loan Bank stock | 51,105 | 45,532 | 45,437 | 47,099 |
| Bank-owned life insurance | 110,103 | 109,477 | 109,358 | 108,726 |
| Goodwill | 497,318 | 497,318 | 497,318 | 497,318 |
| Core deposit intangibles, net | 66,137 | 71,018 | 75,929 | 81,468 |
| Other assets | 111,442 | 106,388 | 97,753 | 102,277 |
| TOTAL ASSETS | 10,889,356 | 10,806,594 | 10,628,113 | 10,493,010 |
| LIABILITIES: | ||||
| Deposits: | ||||
| Noninterest-bearing | 3,210,579 | 3,407,865 | 3,210,948 | 3,183,693 |
| Interest-bearing | ||||
| Demand | 2,171,968 | 2,114,997 | 1,960,857 | 1,941,156 |
| Money market and savings | 2,596,972 | 2,469,845 | 2,489,169 | 2,393,767 |
| Certificates and other time | 1,002,491 | 1,028,759 | 1,156,489 | 1,154,998 |
| Total interest-bearing deposits | 5,771,431 | 5,613,601 | 5,606,515 | 5,489,921 |
| Total deposits | 8,982,010 | 9,021,466 | 8,817,463 | 8,673,614 |
| Accrued interest payable | 5,240 | 5,508 | 9,429 | 7,607 |
| Borrowed funds | 135,000 | — | — | 69,925 |
| Subordinated debt | 40,256 | 40,226 | 70,196 | 70,165 |
| Other liabilities | 59,085 | 70,740 | 77,887 | 67,865 |
| Total liabilities | 9,221,591 | 9,137,940 | 8,974,975 | 8,889,176 |
| SHAREHOLDERS’ EQUITY: | ||||
| Preferred stock, $0.01 par value; 10,000,000 shares authorized; no shares issued or outstanding at March 31, 2026 and December 31, 2025 | 0 | 0 | 0 | 0 |
| Common stock, $0.01 par value; 140,000,000 shares authorized; 50,911,515 shares issued and outstanding at March 31, 2026 and 50,902,024 shares issued and outstanding at December 31, 2025 | 509 | 509 | 512 | 514 |
| Capital surplus | 1,170,867 | 1,174,894 | 1,182,781 | 1,185,048 |
| Retained earnings | 585,403 | 566,216 | 547,717 | 529,216 |
| Accumulated other comprehensive loss | (89,014) | (72,965) | (77,872) | (110,944) |
| Total shareholders’ equity | 1,667,765 | 1,668,654 | 1,653,138 | 1,603,834 |
| TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY | 10,889,356 | 10,806,594 | 10,628,113 | 10,493,010 |
As filed on EDGAR · Not affiliated with the U.S. SEC · Not investment advice. Each column links to its filing.