SNV · As filed with the SEC

Synovus Financial income statement, by quarter

The statement as Synovus Financial presents it in its 10-Q and 10-K: its own lines, labels and order. Tables over time lines up standardized figures across every filing.

CONSOLIDATED STATEMENTS OF INCOME · USD thousands, except per-share amounts; shares in thousands

USD thousands, except per-share amounts; shares in thousands	Q3 2025 3 months ended Sep 30, 2025	Q2 2025 3 months ended Jun 30, 2025	Q1 2025 3 months ended Mar 31, 2025	Q4 2024^† 3 months ended Dec 31, 2024	Q3 2024^† 3 months ended Sep 30, 2024	Q4 2023^† 3 months ended Dec 31, 2023
Interest income:
Loans, including fees	680,441	657,811	648,252	675,836^†	700,657	698,881^†
Investment securities	91,440	93,720	93,352	91,038^†	87,643	65,176^†
Loans held for sale	1,138	1,098	757	924^†	1,045	800^†
Federal Reserve Bank balances	19,006	15,911	21,266	27,845^†	17,416	18,578^†
Other earning assets	3,094	3,102	3,138	3,487^†	3,746	4,862^†
Total interest income	795,119	771,642	766,765	799,130^†	810,507	788,297^†
Interest expense:
Deposits	281,523	278,309	282,325	316,198^†	345,314	318,981^†
Long-term debt	38,668	33,586	29,848	27,616^†	24,055	31,702^†
Other borrowings	—	—	—	—	398	—
Federal funds purchased, securities sold under repurchase agreements, and other short-term borrowings	233	186	208	—	398^†	—
Total interest expense	320,424	312,081	312,381	344,136^†	369,767	351,084^†
Net interest income	474,695	459,561	454,384	454,994^†	440,740	437,213^†
Provision for (reversal of) credit losses	21,690	3,245	10,921	32,867^†	23,434	45,472^†
Net interest income after provision for (reversal of) credit losses	453,005	456,316	443,463	422,127^†	417,306	391,741^†
Non-interest revenue:
Service charges on deposit accounts	26,303	25,258	23,114	23,244^†	23,683	22,260^†
Fiduciary and asset management fees	21,039	20,332	19,917	21,373^†	19,714	18,149^†
Card fees	19,894	20,132	21,227	19,577^†	18,439	20,872^†
Brokerage revenue	21,673	20,748	20,359	20,907^†	20,810	15,388^†
Mortgage banking income	4,374	4,435	3,338	2,665^†	4,033	3,019^†
Capital markets income	13,944	12,960	6,941	12,070^†	10,284	(408)^†
Income from bank-owned life insurance	9,628	10,279	8,084	10,543^†	8,442	10,323^†
Investment securities gains (losses), net	1,742	0	—	0^†	0	(77,748)^†
Recovery of NPA	—	—	—	0^†	0	0^†
Other non-interest revenue	22,100	19,991	13,486	15,208^†	18,575	39,614^†
Total non-interest revenue	140,697	134,135	116,466	125,587^†	123,980	51,469^†
Non-interest expense:
Salaries and other personnel expense	197,313	192,182	185,510	184,725^†	184,814	176,711^†
Net occupancy, equipment, and software expense	49,089	48,589	48,652	47,251^†	46,977	48,146^†
Third-party processing and other services	22,306	23,535	21,874	22,158^†	21,552	21,717^†
Professional fees	13,307	10,197	9,779	11,949^†	10,854	11,147^†
FDIC insurance and other regulatory fees	7,042	7,534	8,544	8,227^†	7,382	61,471^†
Restructuring charges (reversals)	(747)	72	(1,292)	37^†	1,219	1,231^†
Loss on other loans held for sale	—	—	—	0^†	0	0^†
Merger-related expense	23,757	—	—	—	—	—
Other operating expense	36,662	33,592	34,967	34,964^†	40,892	32,435^†
Total non-interest expense	348,729	315,701	308,034	309,311^†	313,690	352,858^†
Income before income taxes	244,973	274,750	251,895	238,403^†	227,596	90,352^†
Income tax expense	48,468	57,631	57,023	49,026^†	46,912	20,779^†
Net income	196,505	217,119	194,872	189,377^†	180,684	69,573^†
Less: Net income (loss) attributable to noncontrolling interest	(489)	(596)	(142)	(1,049)^†	(871)	(768)^†
Net income attributable to Synovus Financial Corp.	196,994	217,715	195,014	190,426^†	181,555	70,341^†
Less: Preferred stock dividends	11,404	11,395	11,323	11,578^†	11,927	9,696^†
Net income available to common shareholders	185,590	206,320	183,691	178,848^†	169,628	60,645^†
Net income per common share, basic (in dollars per share)	1.34	1.49	1.31	—	1.19	—
Net income per common share, diluted (in dollars per share)	1.33	1.48	1.30	—	1.18	—
Weighted average common shares outstanding, basic (in shares)	138,803	138,891	140,684	—	143,144	—
Weighted average common shares outstanding, diluted (in shares)	139,612	139,502	141,775	—	143,979	—

† Derived: worked out from the filings, not stated in them. A fourth quarter is the 10-K year less the nine months in the third-quarter 10-Q; a quarter of cash flows is year to date less the prior year to date.

As filed on EDGAR · Not affiliated with the U.S. SEC · Not investment advice. Each column links to its filing.