LCNB · XBRL financial data
LCNB financial statements, every fiscal year
The same tables from 7 filings, lined up. Matched by XBRL tag: renamed lines keep their history.
How these numbers work
- Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
- Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
- * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
- 0 means a filing states zero; a dash (—) means no filing states that number.
- “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
- Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
- Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
- Shares outstanding come from each filing's cover page, as of the date printed there.
- Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.
Income statement
CSVFiscal years (LCNB's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Interest expense | 8 | 4 | 5 | 23 | — | — |
| Income tax expense (benefit) | 4 | 5 | 5 | 3 | 2 | 5 |
| Net income (loss) | 20 | 21 | 22 | 13 | 13 | 23 |
| Earnings per share, basic USD per share | 1.55 | 1.66 | 1.93 | 1.10 | 0.97 | 1.63 |
| Earnings per share, diluted USD per share | 1.55 | 1.66 | 1.93 | 1.10 | 0.97 | 1.63 |
| Weighted average shares, basic millions of shares | 13 | 13 | 11 | 11 | 14 | 14 |
| Weighted average shares, diluted millions of shares | 13 | 13 | 11 | 11 | 14 | 14 |
Balance sheet
CSVFiscal years (LCNB's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Cash and cash equivalents | 32 | 18 | 23 | 40 | 36 | 22 |
| Property and equipment, net | 35 | 35 | 33 | 36 | 41 | 39 |
| Right-of-use asset | 6 | 6 | 6 | 6 | 6 | 6 |
| Goodwill | 59 | 59 | 59 | 80 | 90 | 90 |
| Total assets | 1,746 | 1,904 | 1,919 | 2,292 | 2,307 | 2,241 |
| Total deposits | 1,455 | 1,629 | 1,605 | 1,824 | 1,878 | 1,840 |
| Total liabilities | 1,505 | 1,665 | 1,718 | 2,056 | 2,054 | 1,967 |
| Retained earnings | 115 | 126 | 139 | 140 | 141 | 152 |
| Total stockholders' equity | 241 | 239 | 201 | 235 | 253 | 274 |
| Total liabilities and equity | 1,746 | 1,904 | 1,919 | 2,292 | 2,307 | 2,241 |
| Common shares outstanding (cover page) millions of shares | 13 | 11 | 11 | 13 | 14 | 14 |
Cash flows
CSVFiscal years (LCNB's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Net income (loss) | 20 | 21 | 22 | 13 | 13 | 23 |
| Depreciation and amortization | 2 | 2 | — | — | — | — |
| Net cash from operating activities | 14 | 18 | 25 | 21 | 93 | 34 |
| Purchases of property and equipment | 3 | 2 | 1 | 3 | 4 | 1 |
| Net cash from investing activities | (80) | (175) | (45) | (58) | 61 | 52 |
| Proceeds from issuing common stock | 0 | 0 | 0 | 0 | 1 | 1 |
| Share repurchases | 2 | 8 | 24 | 3 | — | — |
| Dividends paid | 9 | 10 | 9 | 10 | 12 | 12 |
| Proceeds from long-term debt | 0 | 0 | 15 | 95 | 50 | 0 |
| Repayments of long-term debt | 19 | 12 | 6 | 7 | 8 | 51 |
| Net cash from financing activities | 77 | 144 | 24 | 54 | (159) | (101) |
| Net change in cash | 11 | (14) | 5 | 17 | (4) | (14) |
Compare with peers
SIC 6021 and related industry codes, similar size. Each row is the latest quarter reported.
How peers are chosen
- SIC 6021 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
- Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
- * marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
- A cell reading “not reported” means the filings give no figure for that quarter alone.
| Company | Cash ($M) | Revenue, quarter ($M) | Operating cash flow, quarter ($M) | Shares outstanding | Quarter |
|---|---|---|---|---|---|
| LCNB | 25 | not reported | 8.8* | 14.3M | 10-QJun 30, 2026 |
| Chemung Financial | 73 | not reported | 9.2* | 4.8M | 10-QJun 30, 2026 |
| Parke Bancorp | 205 | not reported | 6.1* | 11.8M | 10-QJun 30, 2026 |
| First Internet Bancorp | 411 | not reported | 24* | 8.7M | 10-QJun 30, 2026 |
| Oak Valley Bancorp | 195 | not reported | 3.6* | 8.4M | 10-QJun 30, 2026 |
| Blue Ridge Bankshares | 62 | not reported | 1.7* | 89.7M | 10-QJun 30, 2026 |
| Isabella Bank | 139 | not reported | 5.4* | 7.7M | 10-QSep 30, 2026 |
| Norwood Financial | 60 | 2.1 | 8.9* | 10.9M | 10-QJun 30, 2026 |
| Fidelity D & D Bancorp | 208 | not reported | 21* | 5.8M | 10-QJun 30, 2026 |
Not investment advice. Not affiliated with the U.S. SEC.