INBK · XBRL financial data
First Internet Bancorp financial statements, every fiscal year
The same tables from 8 filings, lined up. Matched by XBRL tag: renamed lines keep their history.
How these numbers work
- Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
- Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
- * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
- 0 means a filing states zero; a dash (—) means no filing states that number.
- “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
- Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
- Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
- Shares outstanding come from each filing's cover page, as of the date printed there.
- Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.
Income statement
CSVFiscal years (INBK's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Interest expense | 72 | 47 | 60 | 165 | — | — |
| Income tax expense (benefit) | 4 | 8 | 5 | (3) | 2 | (16) |
| Net income (loss) | 29 | 48 | 36 | 8 | 25 | (35) |
| Earnings per share, basic USD per share | 2.99 | 4.85 | 3.73 | 0.95 | 2.91 | (4.03) |
| Earnings per share, diluted USD per share | 2.99 | 4.82 | 3.70 | 0.95 | 2.88 | (4.03) |
| Weighted average shares, basic millions of shares | 10 | 10 | 10 | 9 | 9 | 9 |
| Weighted average shares, diluted millions of shares | 10 | 10 | 10 | 9 | 9 | 9 |
Balance sheet
CSVFiscal years (INBK's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Cash and cash equivalents | 420 | 443 | 257 | 406 | 466 | 457 |
| Property and equipment, net | 38 | 60 | 73 | 73 | 71 | 68 |
| Right-of-use asset | 1 | — | — | — | — | — |
| Goodwill | 5 | 5 | 5 | 5 | 5 | 5 |
| Total assets | 4,246 | 4,211 | 4,543 | 5,168 | 5,738 | 5,572 |
| Total deposits | 3,271 | 3,179 | 3,441 | 4,067 | 4,933 | 4,840 |
| Total liabilities | 3,915 | 3,831 | 4,178 | 4,805 | 5,354 | 5,212 |
| Retained earnings | 127 | 172 | 206 | 207 | 231 | 193 |
| Total stockholders' equity | 331 | 380 | 365 | 363 | 384 | 360 |
| Total liabilities and equity | 4,246 | 4,211 | 4,543 | 5,168 | 5,738 | 5,572 |
| Common shares outstanding (cover page) millions of shares | 10 | 10 | 9 | 9 | 9 | 9 |
Cash flows
CSVFiscal years (INBK's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Net income (loss) | 29 | 48 | 36 | 8 | 25 | (35) |
| Stock-based compensation | 2 | 2 | 2 | 1 | 2 | 1 |
| Net cash from operating activities | 13 | 55 | 83 | 12 | 13 | 3 |
| Purchases of property and equipment | 26 | 30 | 18 | 5 | 3 | 1 |
| Net cash from investing activities | (45) | 44 | (601) | (475) | (496) | 129 |
| Proceeds from issuing common stock | 0 | — | — | — | — | — |
| Share repurchases | 0 | 4 | 28 | 9 | 0 | 1 |
| Dividends paid | 2 | 2 | 2 | 2 | 2 | 2 |
| Net cash from financing activities | 124 | (76) | 332 | 612 | 544 | (142) |
| Net change in cash | 92 | 23 | (186) | 149 | 61 | (10) |
Compare with peers
SIC 6022 and related industry codes, similar size. Each row is the latest quarter reported.
How peers are chosen
- SIC 6022 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
- Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
- * marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
- A cell reading “not reported” means the filings give no figure for that quarter alone.
| Company | Cash ($M) | Revenue, quarter ($M) | Operating cash flow, quarter ($M) | Shares outstanding | Quarter |
|---|---|---|---|---|---|
| First Internet Bancorp | 411 | not reported | 24* | 8.7M | 10-QJun 30, 2026 |
| Parke Bancorp | 205 | not reported | 6.1* | 11.8M | 10-QJun 30, 2026 |
| Isabella Bank | 139 | not reported | 5.4* | 7.7M | 10-QSep 30, 2026 |
| Norwood Financial | 60 | 2.1 | 8.9* | 10.9M | 10-QJun 30, 2026 |
| Fidelity D & D Bancorp | 208 | not reported | 21* | 5.8M | 10-QJun 30, 2026 |
| LCNB | 25 | not reported | 8.8* | 14.3M | 10-QJun 30, 2026 |
| PCB Bancorp | 265 | 0.8 | 1.4* | 14.0M | 10-QJun 30, 2026 |
| Chemung Financial | 73 | not reported | 9.2* | 4.8M | 10-QJun 30, 2026 |
| Bankwell Financial Group | 203 | 0.7 | 10* | 8.0M | 10-QJun 30, 2026 |
Not investment advice. Not affiliated with the U.S. SEC.