IBOC · XBRL financial data
International Bancshares financial statements, every fiscal year
The same tables from 6 filings, lined up. Matched by XBRL tag: renamed lines keep their history.
How these numbers work
- Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
- Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
- * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
- 0 means a filing states zero; a dash (—) means no filing states that number.
- “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
- Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
- Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
- Shares outstanding come from each filing's cover page, as of the date printed there.
- Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.
Income statement
CSVFiscal years (IBOC's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Interest expense | 39 | 27 | 38 | 137 | — | — |
| Income tax expense (benefit) | 44 | 68 | 82 | 112 | 100 | 108 |
| Net income (loss) | 167 | 254 | 300 | 412 | 409 | 412 |
| Earnings per share, basic USD per share | 2.63 | 4.01 | 4.79 | 6.63 | 6.58 | 6.63 |
| Earnings per share, diluted USD per share | 2.62 | 4.00 | 4.78 | 6.62 | 6.57 | 6.62 |
| Weighted average shares, basic millions of shares | 64 | 63 | 63 | 62 | 62 | 62 |
| Weighted average shares, diluted millions of shares | 64 | 63 | 63 | 62 | 62 | 62 |
Balance sheet
CSVFiscal years (IBOC's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Cash and cash equivalents | 1,997 | 3,209 | 2,088 | 651 | 353 | 536 |
| Short-term investments | 3,090 | 4,223 | 4,427 | 4,831 | 4,998 | 4,976 |
| Property and equipment, net | 480 | 447 | 432 | 437 | 428 | 423 |
| Goodwill | 283 | 283 | 283 | 283 | 283 | 283 |
| Total assets | 14,029 | 16,046 | 15,501 | 15,066 | 15,739 | 16,576 |
| Total deposits | 10,722 | 12,618 | 12,660 | 11,825 | 12,112 | 12,437 |
| Total liabilities | 11,851 | 13,738 | 13,457 | 12,618 | 12,942 | 13,325 |
| Retained earnings | 2,290 | 2,471 | 2,696 | 3,029 | 3,356 | 3,681 |
| Total stockholders' equity | 2,178 | 2,308 | 2,045 | 2,448 | 2,797 | 3,252 |
| Total liabilities and equity | 14,029 | 16,046 | 15,501 | 15,066 | 15,739 | 16,576 |
| Common shares outstanding (cover page) millions of shares | 63 | 63 | 62 | 62 | 62 | 62 |
Cash flows
CSVFiscal years (IBOC's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Net income (loss) | 167 | 254 | 300 | 412 | 409 | 412 |
| Stock-based compensation | 1 | 1 | 0 | 0 | 0 | 0 |
| Net cash from operating activities | 305 | 292 | 388 | 474 | 474 | 491 |
| Purchases of property and equipment | 7 | 10 | 19 | 27 | 14 | 18 |
| Net cash from investing activities | (344) | (916) | (992) | (1,067) | (985) | (592) |
| Proceeds from issuing equity | 1 | 2 | 2 | 1 | 4 | 1 |
| Share repurchases | 49 | 1 | 52 | 5 | 1 | 5 |
| Dividends paid | 70 | 73 | 75 | 78 | 82 | 87 |
| Repayments of long-term debt | — | — | — | 26 | — | — |
| Net cash from financing activities | 1,779 | 1,836 | (517) | (844) | 213 | 284 |
| Net change in cash | 1,740 | 1,212 | (1,122) | (1,437) | (298) | 184 |
Compare with peers
SIC 6022 and related industry codes, similar size. Each row is the latest quarter reported.
How peers are chosen
- SIC 6022 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
- Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
- * marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
- A cell reading “not reported” means the filings give no figure for that quarter alone.
| Company | Cash ($M) | Revenue, quarter ($M) | Operating cash flow, quarter ($M) | Shares outstanding | Quarter |
|---|---|---|---|---|---|
| International Bancshares | 451 | not reported | 94* | 62.2M | 10-QJun 30, 2026 |
| Ameris Bancorp | 1,197 | not reported | 79* | 67.1M | 10-QJun 30, 2026 |
| Associated Banc-Corp | 645 | not reported | 329* | 185.7M | 10-QSep 30, 2026 |
| ServisFirst Bancshares | 115 | not reported | 163* | 54.7M | 10-QJun 30, 2026 |
| Atlantic Union Bankshares | 701 | not reported | 182* | 140.0M | 10-QSep 30, 2026 |
| Columbia Banking System | 1,769 | not reported | 295* | 282.9M | 10-QJun 30, 2026 |
| United Community Banks | 455 | 279 | 131* | 120.6M | 10-QJun 30, 2026 |
| Texas Capital Bancshares | 195 | not reported | 207* | 42.4M | 10-QSep 30, 2026 |
| Hancock Whitney | 572 | not reported | 151* | 80.2M | 10-QJun 30, 2026 |
Not investment advice. Not affiliated with the U.S. SEC.