FSFG · As filed with the SEC
First Savings Financial Group cash flow statement, by quarter
The statement as First Savings Financial Group presents it in its 10-Q and 10-K: its own lines, labels and order. Tables over time lines up standardized figures across every filing.
CONSOLIDATED STATEMENTS OF CASH FLOWS · USD
| USD | Q4 FY25 3 months ended Sep 30, 2025 | Q3 FY25 3 months ended Jun 30, 2025 | Q2 FY25 3 months ended Mar 31, 2025 | Q1 FY24 3 months ended Dec 31, 2024 | Q4 FY24 3 months ended Sep 30, 2024 | Q3 FY24 3 months ended Jun 30, 2024 | Q2 FY24 3 months ended Mar 31, 2024 | Q1 FY24 3 months ended Dec 31, 2023 |
|---|---|---|---|---|---|---|---|---|
| CASH FLOWS FROM OPERATING ACTIVITIES | ||||||||
| Net income | — | — | — | 6,225,000 | — | — | — | 920,000 |
| Adjustments to reconcile net income to net cash provided by (used in) operating activities: | ||||||||
| Provision for credit losses - loans | — | — | — | — | — | — | — | 412,000 |
| Provision (credit) for credit losses - loans | — | — | — | (491,000) | — | — | — | — |
| Provision (credit) for unfunded commitments | — | — | — | 46,000 | — | — | — | — |
| Provision (credit) for credit losses - securities | — | — | — | (6,000) | — | — | — | — |
| Depreciation and amortization | — | — | — | 585,000 | — | — | — | 608,000 |
| Amortization of premiums and accretion of discounts on securities, net | — | — | — | 82,000 | — | — | — | 72,000 |
| Amortization and accretion of fair value adjustments on loans, net | — | — | — | (301,000) | — | — | — | (379,000) |
| Loans originated for sale, residential mortgage | — | — | — | (1,489,000) | — | — | — | (61,769,000) |
| Loans originated for sale, Small Business Administration | — | — | — | (9,065,000) | — | — | — | (11,392,000) |
| Proceeds on sales of loans, residential mortgage | — | — | — | 1,346,000 | — | — | — | 81,999,000 |
| Proceeds on sales of loans, Small Business Administration | — | — | — | 11,220,000 | — | — | — | 14,669,000 |
| Net realized (gain) loss on sale of residential mortgage loans | — | — | — | (53,000) | — | — | — | 1,675,000 |
| Net realized gain on sale of home equity lines of credit | — | — | — | (2,492,000) | — | — | — | — |
| Net realized gain on sale of SBA loans | — | — | — | (796,000) | — | — | — | (931,000) |
| Capitalization of loan servicing rights | — | — | — | (202,000) | — | — | — | (766,000) |
| Proceeds from sale of residential mortgage loan servicing rights | — | — | — | — | — | — | — | 58,518,000 |
| Loss on sale of residential mortgage loan servicing rights | — | — | — | — | — | — | — | 247,000 |
| Net change in value of residential mortgage loan servicing rights | — | — | — | — | — | — | — | 803,000 |
| Amortization and direct write offs of SBA and nonresidential mortgage loan servicing rights | — | — | — | 295,000 | — | — | — | — |
| Net change in value of SBA and nonresidential mortgage loan servicing rights | — | — | — | — | — | — | — | 306,000 |
| Net realized and unrealized gain on other real estate owned | — | — | — | — | — | — | — | (5,000) |
| Increase in cash surrender value of life insurance | — | — | — | (361,000) | — | — | — | (330,000) |
| Net unrealized gain (loss) on equity securities | — | — | — | — | — | — | — | (38,000) |
| Proceeds from life insurance | — | — | — | 242,000 | — | — | — | — |
| Gain on life insurance | — | — | — | (108,000) | — | — | — | — |
| Net gain on equity securities | — | — | — | (481,000) | — | — | — | — |
| Deferred income taxes | — | — | — | (134,000) | — | — | — | (15,692,000) |
| Stock compensation expense | — | — | — | 189,000 | — | — | — | 172,000 |
| Net gain on sale of premises and equipment | — | — | — | (45,000) | — | — | — | — |
| Increase in accrued interest receivable | — | — | — | (583,000) | — | — | — | (1,180,000) |
| Increase in accrued interest payable | — | — | — | (3,632,000) | — | — | — | 1,479,000 |
| Change in other assets | — | — | — | (3,316,000) | — | — | — | 7,799,000 |
| Change in other liabilities | — | — | — | 3,502,000 | — | — | — | 5,741,000 |
| Net Cash Provided By Operating Activities | — | — | — | 177,000 | — | — | — | 82,938,000 |
| CASH FLOWS FROM INVESTING ACTIVITIES | ||||||||
| Purchase of securities available for sale | — | — | — | (2,888,000) | — | — | — | — |
| Principal collected and proceeds from maturities of securities available for sale | — | — | — | 1,518,000 | — | — | — | 2,360,000 |
| Principal collected and proceeds from maturities of securities held to maturity | — | — | — | 36,000 | — | — | — | 37,000 |
| Net increase in loans | — | — | — | (7,099,000) | — | — | — | (73,583,000) |
| Purchase of Federal Reserve Bank and Federal Home Loan Bank stock | — | — | — | — | — | — | — | (48,000) |
| Proceeds from sale of home equity lines of credit | — | — | — | 89,721,000 | — | — | — | — |
| Proceeds from sale of other real estate owned | — | — | — | — | — | — | — | 35,000 |
| Purchase of premises and equipment | — | — | — | (524,000) | — | — | — | (378,000) |
| Proceeds from sales of premises and equipment | — | — | — | 69,000 | — | — | — | — |
| Investment in partnership interests | — | — | — | (892,000) | — | — | — | (2,872,000) |
| Acquisition of minority interests in Q2 | — | — | — | — | — | — | — | (18,000) |
| Net Cash Used In Investing Activities | — | — | — | 79,941,000 | — | — | — | (74,467,000) |
| CASH FLOWS FROM FINANCING ACTIVITIES | ||||||||
| Net increase (decrease) in deposits | — | — | — | (48,107,000) | — | — | — | 2,052,000 |
| Increase (decrease) in Federal Home Loan Bank line of credit | — | — | — | (6,640,000) | — | — | — | (6,484,000) |
| Proceeds from Federal Home Loan Bank advances | — | — | — | 190,000,000 | — | — | — | 950,000,000 |
| Repayment of Federal Home Loan Bank advances | — | — | — | (190,000,000) | — | — | — | (950,000,000) |
| Net decrease in advance payments by borrowers for taxes and insurance | — | — | — | (381,000) | — | — | — | (515,000) |
| Proceeds from exercise of stock options | — | — | — | 396,000 | — | — | — | — |
| Proceeds from issuance of common stock | — | — | — | 39,000 | — | — | — | — |
| Purchase of treasury shares | — | — | — | (307,000) | — | — | — | (40,000) |
| Dividends paid on common stock | — | — | — | (1,036,000) | — | — | — | (963,000) |
| Net Cash Provided By (Used In) Financing Activities | — | — | — | (56,036,000) | — | — | — | (5,950,000) |
| Net Increase (Decrease) in Cash and Cash Equivalents | — | — | — | 24,082,000 | — | — | — | 2,521,000 |
| Cash and cash equivalents at beginning of year | 52,123,000 | 28,683,000 | 76,224,000 | 52,142,000 | 42,423,000 | 62,969,000 | 33,366,000 | 30,845,000 |
| Cash and Cash Equivalents at End of Year | 31,851,000 | 52,123,000 | 28,683,000 | 76,224,000 | 52,142,000 | 42,423,000 | 62,969,000 | 33,366,000 |
| Supplemental Disclosures of Cash Flow Information: | ||||||||
| Interest | — | — | — | 20,619,000 | — | — | — | 13,064,000 |
| Income taxes (net of refunds received) | — | — | — | (30,000) | — | — | — | — |
| Non-cash activities: | ||||||||
| Loans transferred from held for investment to held for sale | — | — | — | 87,229,000 | — | — | — | — |
As filed on EDGAR · Not affiliated with the U.S. SEC · Not investment advice. Each column links to its filing.