FSFG · As filed with the SEC
First Savings Financial Group income statement, by quarter
The statement as First Savings Financial Group presents it in its 10-Q and 10-K: its own lines, labels and order. Tables over time lines up standardized figures across every filing.
CONSOLIDATED STATEMENTS OF INCOME · USD, except per-share amounts
| USD, except per-share amounts | Q4 FY25 3 months ended Sep 30, 2025 | Q3 FY25 3 months ended Jun 30, 2025 | Q2 FY25 3 months ended Mar 31, 2025 | Q1 FY24 3 months ended Dec 31, 2024 | Q4 FY24 3 months ended Sep 30, 2024 |
|---|---|---|---|---|---|
| INTEREST INCOME | |||||
| Loans, including fees | — | 29,088,000 | 27,865,000 | 29,477,000 | — |
| Securities: | |||||
| Taxable | — | 947,000 | 921,000 | 914,000 | — |
| Tax-exempt | — | 1,369,000 | 1,358,000 | 1,355,000 | — |
| Dividend income | — | 416,000 | 511,000 | 493,000 | — |
| Interest-bearing deposits with banks | — | 145,000 | 168,000 | 210,000 | — |
| Total interest income | — | 31,965,000 | 30,823,000 | 32,449,000 | — |
| INTEREST EXPENSE | |||||
| Deposits | — | 10,601,000 | 12,069,000 | 13,606,000 | — |
| Federal Home Loan Bank borrowings | — | 4,149,000 | 2,001,000 | 2,617,000 | — |
| Other borrowings | — | 490,000 | 762,000 | 764,000 | — |
| Total interest expense | — | 15,240,000 | 14,832,000 | 16,987,000 | — |
| Net interest income | — | 16,725,000 | 15,991,000 | 15,462,000 | — |
| Provision (credit) for credit losses-loans | — | 347,000 | (357,000) | (491,000) | — |
| Provision (credit) for unfunded lending commitments | — | 77,000 | 123,000 | 46,000 | — |
| Provision (credit) for credit losses - securities | — | (1,000) | (1,000) | (6,000) | — |
| Total provision for credit losses | — | 423,000 | (235,000) | (451,000) | — |
| Net interest income after provision for credit losses | — | 16,302,000 | 16,226,000 | 15,913,000 | — |
| NONINTEREST INCOME | |||||
| Service charges on deposit accounts | — | 537,000 | 541,000 | 567,000 | — |
| ATM and interchange fees | — | 648,000 | 632,000 | 665,000 | — |
| Net unrealized gain on equity securities | — | 15,000 | 47,000 | 78,000 | — |
| Net gain on sale of equity securities | — | — | — | 403,000 | — |
| Net gain on sales of loans, Small Business Administration | — | 932,000 | 1,078,000 | 711,000 | — |
| Net gain on sales of loans, home equity lines of credit | — | 617,000 | — | 2,492,000 | — |
| Mortgage banking income | — | 96,000 | 104,000 | 78,000 | — |
| Increase in cash surrender value of life insurance | — | 358,000 | 380,000 | 361,000 | — |
| Gain on life insurance | — | 147,000 | — | 108,000 | — |
| Commission income | — | 184,000 | 255,000 | 210,000 | — |
| Real estate lease income | — | 132,000 | 122,000 | 121,000 | — |
| Net gain on premises and equipment | — | — | — | 45,000 | — |
| Other income | — | 854,000 | 401,000 | 264,000 | — |
| Total noninterest income | — | 4,520,000 | 3,560,000 | 6,103,000 | — |
| NONINTEREST EXPENSE | |||||
| Compensation and benefits | — | 8,384,000 | 8,529,000 | 9,176,000 | — |
| Occupancy and equipment | — | 1,625,000 | 1,698,000 | 1,636,000 | — |
| Data processing | — | 812,000 | 797,000 | 810,000 | — |
| Advertising | — | 454,000 | 439,000 | 352,000 | — |
| Professional fees | — | 617,000 | 432,000 | 694,000 | — |
| FDIC insurance premiums | — | 445,000 | 444,000 | 606,000 | — |
| Net (gain) loss on other real estate owned | — | 2,000 | (246,000) | 2,000 | — |
| Other operating expenses | — | 1,354,000 | 1,605,000 | 1,667,000 | — |
| Total noninterest expense | — | 13,693,000 | 13,698,000 | 14,943,000 | — |
| Income before income taxes | — | 7,129,000 | 6,088,000 | 7,073,000 | — |
| Income tax expense | — | 963,000 | 589,000 | 848,000 | — |
| Net Income | — | 6,166,000 | 5,499,000 | — | — |
| Net income per share: | |||||
| Basic (in dollars per share) | — | 0.90 | 0.80 | 0.91 | — |
| Diluted (in dollars per share) | — | 0.88 | 0.79 | 0.89 | — |
| Weighted average shares outstanding: | |||||
| Basic (in shares) | — | 6,881,077 | 6,875,826 | 6,851,153 | — |
| Diluted (in shares) | — | 6,977,674 | 6,960,020 | 6,969,223 | — |
| Dividends per share | — | 0.16 | 0.16 | 0.15 | — |
As filed on EDGAR · Not affiliated with the U.S. SEC · Not investment advice. Each column links to its filing.