CPSS · XBRL financial data
Consumer Portfolio Services financial statements, every fiscal year
The same tables from 10 filings, lined up. Matched by XBRL tag: renamed lines keep their history.
How these numbers work
- Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
- Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
- * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
- 0 means a filing states zero; a dash (—) means no filing states that number.
- “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
- Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
- Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
- Shares outstanding come from each filing's cover page, as of the date printed there.
- Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.
Income statement
CSVFiscal years (CPSS's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Revenue | 271 | 268 | 330 | 352 | 394 | 434 |
| General and administrative | 32 | 35 | 38 | 50 | 55 | 53 |
| Total operating expenses | 251 | 202 | 214 | 291 | 366 | 406 |
| Interest expense | 101 | 75 | 88 | 147 | 191 | 232 |
| Income tax expense (benefit) | (2) | 18 | 30 | 16 | 8 | 9 |
| Net income (loss) | 22 | 48 | 86 | 45 | 19 | 19 |
| Earnings per share, basic USD per share | 0.96 | 2.11 | 4.10 | 2.17 | 0.90 | 0.88 |
| Earnings per share, diluted USD per share | 0.90 | 1.84 | 3.23 | 1.80 | 0.79 | 0.80 |
| Weighted average shares, basic millions of shares | 23 | 23 | 21 | 21 | 21 | 22 |
| Weighted average shares, diluted millions of shares | 24 | 26 | 27 | 25 | 24 | 24 |
Balance sheet
CSVFiscal years (CPSS's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Cash and cash equivalents | 13 | 30 | 13 | 6 | 12 | 6 |
| Property and equipment, net | 1 | 1 | 2 | 1 | 1 | 1 |
| Right-of-use asset | 11 | 8 | 6 | — | — | 17 |
| Total assets | 2,146 | 2,160 | 2,753 | 2,904 | 3,494 | 3,858 |
| Total liabilities | 2,013 | 1,989 | 2,524 | 2,629 | 3,201 | 3,549 |
| Retained earnings | 69 | 117 | 203 | 248 | 267 | 286 |
| Total stockholders' equity | 133 | 170 | 228 | 275 | 293 | 310 |
| Total liabilities and equity | 2,146 | 2,160 | 2,753 | 2,904 | 3,494 | 3,858 |
| Common shares outstanding (cover page) millions of shares | 23 | 21 | 21 | 21 | 21 | 22 |
Cash flows
CSVFiscal years (CPSS's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Net income (loss) | 22 | 48 | 86 | 45 | 19 | 19 |
| Stock-based compensation | 2 | 2 | 4 | 3 | 3 | — |
| Depreciation and amortization | 2 | 2 | 2 | 1 | 1 | 1 |
| Net cash from operating activities | 239 | 198 | 216 | 238 | 234 | 289 |
| Purchases of property and equipment | 0 | 2 | 2 | 1 | 0 | 1 |
| Net cash from investing activities | 93 | (115) | (714) | (360) | (770) | (590) |
| Share repurchases | 1 | 26 | 46 | 20 | 13 | 9 |
| Proceeds from long-term debt | 7 | — | — | — | — | — |
| Net cash from financing activities | (328) | (50) | 484 | 84 | 548 | 336 |
| Net change in cash | 3 | 32 | (14) | (37) | 12 | 35 |
Compare with peers
SIC 6199 and related industry codes, similar size. Each row is the latest quarter reported.
How peers are chosen
- SIC 6199 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
- Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
- Runway shows only for companies burning cash with under $10B of public float.
- * marks a quarter worked out from the filing totals: for a 10-K, the year less the first three quarters; for a 10-Q, the year-to-date total less the earlier one.
- A cell reading “not reported” means the filings give no figure for that quarter alone.
| Company | Cash ($M) | Revenue, quarter ($M) | Operating cash flow, quarter ($M) | Shares outstanding | Runway | Quarter |
|---|---|---|---|---|---|---|
| Consumer Portfolio Services | 5.1 | 132 | 95* | 21.9M | — | 10-QSep 30, 2026 |
| Security National Financial | 163 | 84 | 4* | not reported | — | 10-QJun 30, 2026 |
| Digi Power X | 128 | 6.6 | (4.2)* | 101.4M | 30.4 quarters | 10-QJun 30, 2026 |
| Bakkt | 50 | not reported | (15)* | 45.1M | 3.4 quarters | 10-QJun 30, 2026 |
| Nakamoto | 19 | 25 | (3.3)* | 17.9M | 5.9 quarters | 10-QJun 30, 2026 |
| Upexi | 5.8 | 3.1* | (3.7)* | 82.1M | 1.6 quarters | 10-KJun 30, 2026 |
| Tron | 9.5 | 1.6 | (0.4)* | 474.4M | 22.6 quarters | 10-QJun 30, 2026 |
| loanDepot | 229 | not reported | 520* | not reported | — | 10-QJun 30, 2026 |
| American Bitcoin | 18 | 67 | (21)* | not reported | 0.9 quarters | 10-QJun 30, 2026 |
Not investment advice. Not affiliated with the U.S. SEC.