CFSB · As filed with the SEC
CFSB Bancorp income statement, by quarter
The statement as CFSB Bancorp presents it in its 10-Q and 10-K: its own lines, labels and order. Tables over time lines up standardized figures across every filing.
Consolidated Statements of Operations · USD
| USD | Q4 FY25 3 months ended Jun 30, 2025 | Q3 FY25 3 months ended Mar 31, 2025 | Q2 FY24 3 months ended Dec 31, 2024 | Q1 FY24 3 months ended Sep 30, 2024 | Q4 FY24 3 months ended Jun 30, 2024 | Q3 FY24 3 months ended Mar 31, 2024 | Q2 FY24 3 months ended Dec 31, 2023 | Q1 FY24 3 months ended Sep 30, 2023 |
|---|---|---|---|---|---|---|---|---|
| Interest and dividend income: | ||||||||
| Interest and fees on loans | — | 1,838,000 | 1,765,000 | 1,784,000 | — | 1,777,000 | 1,758,000 | 1,722,000 |
| Interest and dividends on debt securities | ||||||||
| Taxable | — | 1,095,000 | 1,083,000 | 1,028,000 | — | 965,000 | 904,000 | 868,000 |
| Tax exempt | — | 71,000 | 73,000 | 77,000 | — | 89,000 | 93,000 | 97,000 |
| Interest on short-term investments | — | 262,000 | 342,000 | 330,000 | — | 176,000 | 49,000 | 45,000 |
| Total interest and dividend income | — | 3,266,000 | 3,263,000 | 3,219,000 | — | 3,007,000 | 2,804,000 | 2,732,000 |
| Interest expense: | ||||||||
| Deposits | — | 1,395,000 | 1,455,000 | 1,457,000 | — | 1,197,000 | 1,051,000 | 876,000 |
| Borrowings | — | 117,000 | 119,000 | 119,000 | — | 171,000 | 114,000 | 50,000 |
| Total interest expense | — | — | — | — | — | 1,368,000 | 1,165,000 | 926,000 |
| Total interest expense | — | 1,512,000 | 1,574,000 | 1,576,000 | — | — | — | — |
| Net interest income | — | 1,754,000 | 1,689,000 | 1,643,000 | — | 1,639,000 | 1,639,000 | 1,806,000 |
| Provision for (reversal of) credit losses | — | — | — | — | — | (20,000) | (104,000) | (166,000) |
| Provision for (reversal of) credit losses: | ||||||||
| Securities held to maturity | — | (5,000) | (15,000) | (15,000) | — | — | — | — |
| Off-balance sheet credit exposures-loans | — | (26,000) | 33,000 | (8,000) | — | — | — | — |
| Total provision for (reversal of) credit losses: | — | 97,000 | (97,000) | (48,000) | — | — | — | — |
| Net interest income after provision for (reversal of) credit losses | — | 1,688,000 | 1,768,000 | 1,714,000 | — | 1,659,000 | 1,743,000 | 1,972,000 |
| Non-interest income: | ||||||||
| Customer service fees | — | 37,000 | 36,000 | 41,000 | — | 41,000 | 37,000 | 40,000 |
| Income on bank-owned life insurance | — | 68,000 | 70,000 | 69,000 | — | 67,000 | 68,000 | 66,000 |
| Other income | — | 55,000 | 59,000 | 60,000 | — | 59,000 | 67,000 | 54,000 |
| Total non-interest income | — | 160,000 | 165,000 | 170,000 | — | 167,000 | 172,000 | 160,000 |
| Non-interest expense: | ||||||||
| Salaries and employee benefits | — | 1,038,000 | 1,218,000 | 1,096,000 | — | 1,117,000 | 1,267,000 | 1,144,000 |
| Occupancy and equipment | — | 257,000 | 237,000 | 251,000 | — | 256,000 | 240,000 | 254,000 |
| Advertising | — | 35,000 | 38,000 | 36,000 | — | 32,000 | 36,000 | 38,000 |
| Data processing | — | 103,000 | 108,000 | 94,000 | — | 97,000 | 101,000 | 89,000 |
| Deposit insurance | — | 34,000 | 35,000 | 34,000 | — | 33,000 | 33,000 | 33,000 |
| Other general and administrative | — | 380,000 | 408,000 | 360,000 | — | 373,000 | 432,000 | 358,000 |
| Total non-interest expense | — | 1,847,000 | 2,044,000 | 1,871,000 | — | 1,908,000 | 2,109,000 | 1,916,000 |
| Loss before income taxes | — | 1,000 | (111,000) | 13,000 | — | (82,000) | (194,000) | 216,000 |
| Benefit for income taxes | — | (3,000) | 51,000 | 19,000 | — | (42,000) | 16,000 | 93,000 |
| Net (loss) income | — | 4,000 | (162,000) | (6,000) | — | (40,000) | (210,000) | 123,000 |
| Net (loss) income per share: | ||||||||
| Basic | — | 0 | (0.03) | 0 | — | (0.01) | (0.03) | 0.02 |
| Earnings (loss) per common share, Diluted | — | 0 | (0.03) | 0 | — | (0.01) | (0.03) | 0.02 |
| Weighted average shares outstanding: | ||||||||
| Basic | — | 6,241,324 | 6,271,579 | 6,294,603 | — | 6,292,060 | 6,284,768 | 6,282,203 |
| Diluted | — | 6,241,324 | 6,271,579 | 6,294,603 | — | 6,292,060 | 6,284,768 | 6,282,203 |
As filed on EDGAR · Not affiliated with the U.S. SEC · Not investment advice. Each column links to its filing.