BLFY · As filed with the SEC

Blue Foundry Bancorp income statement, by quarter

The statement as Blue Foundry Bancorp presents it in its 10-Q and 10-K: its own lines, labels and order. Tables over time lines up standardized figures across every filing.

Consolidated Statements of Operations · USD thousands, except per-share amounts

USD thousands, except per-share amounts	Q4 2025^† 3 months ended Dec 31, 2025	Q3 2025 3 months ended Sep 30, 2025	Q2 2025 3 months ended Jun 30, 2025	Q1 2025 3 months ended Mar 31, 2025
Interest income:
Loans	21,453^†	20,608	19,763	18,892
Taxable investment income	3,535^†	3,488	3,639	3,785
Non-taxable investment income	36^†	35	36	36
Total interest income	25,024^†	24,131	23,438	22,713
Interest expense:
Deposits	9,776^†	9,277	8,968	9,026
Borrowed funds	2,439^†	2,663	2,830	2,943
Total interest expense	12,215^†	11,940	11,798	11,969
Net interest income	12,809^†	12,191	11,640	10,744
Provision for (release of) credit losses	870^†	589	463	201
Net interest income after provision for (release of) credit losses	11,939^†	11,602	11,177	10,543
Non-interest income:
Fees and service charges	281^†	276	289	243
Gain on sale of loans	0^†	0	0	0
Other income	187^†	140	116	151
Total non-interest income	468^†	416	405	394
Non-interest expense:
Compensation and benefits	8,251^†	8,026	7,820	7,838
Occupancy and equipment	2,417^†	2,162	2,209	2,303
Data processing	1,566^†	1,473	1,468	1,487
Advertising	123^†	137	140	67
Professional services	2,152^†	884	686	699
Federal deposit insurance	227^†	239	231	223
Other expense	1,179^†	965	985	1,012
Total non-interest expense	15,915^†	13,886	13,539	13,629
Loss before income tax expense	(3,508)^†	(1,868)	(1,957)	(2,692)
Income tax expense	0^†	0	0	0
Net loss	(3,508)^†	(1,868)	(1,957)	(2,692)
Basic loss per share (in dollars per share)	—	(0.10)	(0.10)	(0.13)
Diluted loss per share (in dollars per share)	—	(0.10)	(0.10)	(0.13)
Weighted average shares outstanding-basic (in shares)	—	19,431,456	19,843,710	20,404,941
Weighted average shares outstanding-diluted (in shares)	—	19,431,456	19,843,710	20,404,941

† Derived: worked out from the filings, not stated in them. A fourth quarter is the 10-K year less the nine months in the third-quarter 10-Q; a quarter of cash flows is year to date less the prior year to date.

As filed on EDGAR · Not affiliated with the U.S. SEC · Not investment advice. Each column links to its filing.