BCOW · XBRL financial data
1895 Bancorp of Wisconsin financial statements, every fiscal year
The same tables from 3 filings, lined up. Matched by XBRL tag: renamed lines keep their history.
How these numbers work
- Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
- Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
- * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
- 0 means a filing states zero; a dash (—) means no filing states that number.
- “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
- Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
- Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
- Shares outstanding come from each filing's cover page, as of the date printed there.
- Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.
Income statement
CSVFiscal years (BCOW's year ends in late December)
| In thousands of dollars | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 |
|---|---|---|---|
| Interest expense | 1,536 | 1,991 | 8,544 |
| Income tax expense (benefit) | (64) | (171) | 388 |
| Net income (loss) | 85 | (148) | (6,792) |
| Earnings per share, basic USD per share | 0.01 | (0.03) | (1.23) |
| Earnings per share, diluted USD per share | 0.01 | (0.03) | (1.23) |
| Weighted average shares, basic thousands of shares | 5,987 | 5,775 | 5,534 |
| Weighted average shares, diluted thousands of shares | 6,190 | 5,775 | 5,534 |
Balance sheet
CSVFiscal years (BCOW's year ends in late December)
| In thousands of dollars | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 |
|---|---|---|---|
| Property and equipment, net | 5,864 | 5,451 | 5,182 |
| Right-of-use asset | — | — | 282 |
| Total assets | 539,639 | 543,016 | 557,607 |
| Total deposits | 384,501 | 387,721 | 403,683 |
| Total liabilities | 448,746 | 467,654 | 484,846 |
| Retained earnings | 41,615 | 41,468 | 33,892 |
| Total stockholders' equity | 90,893 | 75,362 | 72,761 |
| Total liabilities and equity | 539,639 | 543,016 | 557,607 |
| Common shares outstanding (cover page) thousands of shares | 6,371 | 6,192 | 6,015 |
Cash flows
CSVFiscal years (BCOW's year ends in late December)
| In thousands of dollars | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 |
|---|---|---|---|
| Net income (loss) | 85 | (148) | (6,792) |
| Stock-based compensation | 246 | 200 | 129 |
| Net cash from operating activities | 2,708 | 2,585 | (709) |
| Net cash from investing activities | (50,529) | (55,141) | (29,320) |
| Proceeds from issuing common stock | 35,418 | — | — |
| Net cash from financing activities | 22,098 | 14,097 | 14,935 |
| Net change in cash | (25,723) | (38,459) | (15,094) |
Compare with peers
SIC 6036 and related industry codes, similar size. Each row is the latest quarter reported.
How peers are chosen
- SIC 6036 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
- Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
- Runway shows only for companies burning cash with under $10B of public float.
- * marks a quarter worked out from the filing totals: for a 10-K, the year less the first three quarters; for a 10-Q, the year-to-date total less the earlier one.
- A cell reading “not reported” means the filings give no figure for that quarter alone.
| Company | Cash ($K) | Revenue, quarter ($K) | Operating cash flow, quarter ($K) | Shares outstanding | Runway | Quarter |
|---|---|---|---|---|---|---|
| 1895 Bancorp of Wisconsin | not reported | not reported | not reported | not reported | — | — |
| Affinity Bancshares | 89,352 | not reported | 4,403 | 6.1M | — | 10-QMar 31, 2026 |
| Avidia Bancorp | 19,171 | not reported | 10,090* | 20.0M | — | 10-QJun 30, 2026 |
| Beacon Financial | 1,216,103 | not reported | 64,129* | 83.8M | — | 10-QJun 30, 2026 |
| Blue Foundry Bancorp | 53,141 | not reported | (5,976)* | 19.1M | 8.9 quarters | 10-KDec 31, 2025 |
| Bogota Financial | 29,897 | not reported | 2,357* | 12.8M | — | 10-QJun 30, 2026 |
| CSB Financial | 15,777 | not reported | (273)* | 1.4M | 57.8 quarters | 10-QJun 30, 2026 |
| Cullman Bancorp | 17,353 | not reported | 1,661 | 7.2M | — | 10-QMar 31, 2024 |
| ECB Bancorp | 2,943 | 152 | 11,992* | 8.7M | — | 10-QJun 30, 2026 |
Not investment advice. Not affiliated with the U.S. SEC.