ASRV · XBRL financial data
Ameriserv Financial financial statements, every fiscal year
The same tables from 7 filings, lined up. Matched by XBRL tag: renamed lines keep their history.
How these numbers work
- Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
- Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
- * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
- 0 means a filing states zero; a dash (—) means no filing states that number.
- “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
- Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
- Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
- Shares outstanding come from each filing's cover page, as of the date printed there.
- Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.
Income statement
CSVFiscal years (ASRV's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Revenue from contracts with customers | 13 | 15 | 15 | 14 | 16 | 15 |
| Interest expense | 11 | 8 | 8 | 25 | 30 | 29 |
| Income tax expense (benefit) | 1 | 2 | 2 | (1) | 1 | 1 |
| Net income (loss) | 5 | 7 | 7 | (3) | 4 | 6 |
| Earnings per share, basic USD per share | 0.27 | 0.41 | 0.44 | (0.20) | 0.21 | 0.34 |
| Earnings per share, diluted USD per share | 0.27 | 0.41 | 0.43 | (0.20) | 0.21 | 0.34 |
| Weighted average shares, basic millions of shares | 17 | 17 | 17 | 17 | 17 | 17 |
| Weighted average shares, diluted millions of shares | 17 | 17 | 17 | 17 | 17 | 17 |
Balance sheet
CSVFiscal years (ASRV's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Cash and cash equivalents | 32 | 41 | 23 | 14 | 18 | 51 |
| Property and equipment, net | 14 | 14 | 14 | 14 | 14 | 14 |
| Right-of-use asset | 1 | 1 | 1 | 1 | 2 | 1 |
| Goodwill | 12 | 14 | 14 | 14 | 14 | 14 |
| Total assets | 1,280 | 1,336 | 1,364 | 1,390 | 1,422 | 1,454 |
| Total deposits | 1,055 | 1,139 | 1,109 | 1,158 | 1,201 | 1,248 |
| Total liabilities | 1,175 | 1,219 | 1,258 | 1,287 | 1,315 | 1,335 |
| Retained earnings | 55 | 60 | 65 | 59 | 60 | 64 |
| Total stockholders' equity | 104 | 117 | 106 | 102 | 107 | 119 |
| Total liabilities and equity | 1,280 | 1,336 | 1,364 | 1,390 | 1,422 | 1,454 |
| Common shares outstanding (cover page) millions of shares | 17 | 17 | 17 | 17 | 17 | 17 |
Cash flows
CSVFiscal years (ASRV's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Net income (loss) | 5 | 7 | 7 | (3) | 4 | 6 |
| Stock-based compensation | 0 | 0 | 0 | 0 | 0 | — |
| Depreciation and amortization | 2 | 2 | 2 | 2 | 2 | 2 |
| Net cash from operating activities | (1) | 10 | 5 | 6 | 3 | 3 |
| Net cash from investing activities | (95) | (0) | (56) | (40) | (23) | 11 |
| Share repurchases | — | — | — | — | 2 | — |
| Dividends paid | 2 | 2 | 2 | 2 | 2 | 2 |
| Net cash from financing activities | 106 | 0 | 33 | 25 | 24 | 19 |
Compare with peers
SIC 6021 and related industry codes, similar size. Each row is the latest quarter reported.
How peers are chosen
- SIC 6021 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
- Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
- Runway shows only for companies burning cash with under $10B of public float.
- * marks a quarter worked out from the filing totals: for a 10-K, the year less the first three quarters; for a 10-Q, the year-to-date total less the earlier one.
- A cell reading “not reported” means the filings give no figure for that quarter alone.
| Company | Cash ($M) | Revenue, quarter ($M) | Operating cash flow, quarter ($M) | Shares outstanding | Runway | Quarter |
|---|---|---|---|---|---|---|
| Ameriserv Financial | 28 | 3.9 | (1.1)* | 17.0M | 25.2 quarters | 10-QJun 30, 2026 |
| OptimumBank Holdings | 15 | not reported | 10* | not reported | — | 10-QJun 30, 2026 |
| Security Federal | 75 | not reported | 2.8* | 3.1M | — | 10-KDec 31, 2025 |
| Steele Bancorp | 8.2 | not reported | 6.3* | 3.4M | — | 10-QJun 30, 2026 |
| BayFirst Financial | 139 | not reported | 0.4* | 27.0M | — | 10-QJun 30, 2026 |
| ENB Financial | 37 | not reported | 6.5* | 5.7M | — | 10-QJun 30, 2026 |
| Peoples Financial | 24 | not reported | 0.7* | 4.6M | — | 10-QJun 30, 2026 |
| Auburn National Bancorporation | 212 | not reported | 1.5* | 3.5M | — | 10-QJun 30, 2026 |
| Bank of the James Financial Group | 36 | not reported | 0.6* | 4.5M | — | 10-QJun 30, 2026 |
Not investment advice. Not affiliated with the U.S. SEC.