AGNT reports Q3 2026 results with net loss of $4.3M

Item 2.02 Results of Operations and Financial Conditions.

On November 5, 2026, AGNT, Inc. (the "Company") issued a press release announcing its financial results for the three and nine months ended September 30, 2026. A copy of the Company's press release is attached hereto as Exhibit 99.1.¹

The information in this Item 2.02, including Exhibit 99.1 attached hereto, shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing or other document by the Company under the Exchange Act or the Securities Act of 1933, as amended (the "Securities Act"), regardless of any general incorporation language in such filing or document, except as expressly set forth by specific reference in such filing or document.

Item 7.01 Regulation FD Disclosure.

On October 23, 2026, the Company's Board of Directors declared a cash dividend of $0.05 per share of the Company's outstanding common stock. The dividend is expected to be paid on December 4, 2026 to the stockholders of record on November 20, 2026.

The information in this Item 7.01 shall not be deemed "filed" for purposes of the Exchange Act, or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing or other document by the Company under the Exchange Act or the Securities Act, regardless of any general incorporation language in such filing or document, except as expressly set forth by specific reference in such filing or document.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.

Exhibit numbers

Exhibit Description

99.1

Press Release, issued November 5, 2026 by AGNT, Inc.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

AGNT, Inc.

(Registrant)

Date: November 5, 2026

/s/ James Bramble

James Bramble

Chief Legal Counsel

AGNT, Inc. Reports Q3 2026 Results

BELLINGHAM, Wash. — November 5, 2026 — AGNT, Inc. (Nasdaq: AGNT), formerly eXp World Holdings, Inc., (the "Company," "AGNT" or "we"), the holding company for eXp Realty®, NextHome, Inc., FrameVR.io and SUCCESS® Enterprises, today announced financial results for the third quarter ended September 30, 2026.

"It is a privilege to lead AGNT into its next chapter as Chief Executive Officer. AGNT's third-quarter results reflect a business with more agents, and more productive agents, than a year ago, and a financial position that we believe leaves us well-positioned to lead the industry through challenging times," said Leo Pareja, CEO of AGNT, Inc. "Our results are driven by the simple belief that when we put agents first, the business gets stronger. I'm excited about what's ahead, with a platform that gives agents more ways to grow, a team that executes with discipline, and a culture that has never been afraid to move first. We're embracing the AI shift that's reshaping this business, and we're doing it in a way that works for agents. Whatever the market does next, we intend for AGNT to remain the company the rest of the industry is following."

" Our third quarter reflects the strength of the financial model we've built and the discipline of the team that runs it ," said Jesse Hill, CFO of AGNT, Inc. "We grew the top line in a housing market that remains challenging, and we're delivering on our goal to manage the business with discipline while continuing to invest in innovation for our agents. International remained our fastest-growing segment, with revenue up 27% and continued progress toward profitability as we scale. We ended the quarter with over $111 million in cash and cash equivalents and no debt, which gives us a strong balance sheet and the flexibility to invest where we see the greatest opportunity for agents and shareholders alike."

Third Quarter 2026 Consolidated Financial Highlights as Compared to the Same Year-Ago Period:

● Revenue increased 6% to $1.4 billion from $1.3 billion.²

● Net loss was $(4.3) million and net loss per diluted share was $(0.03) per share³, compared to net income of $3.5 million and net income per diluted share of $0.02.

● Operating expenses of $87.9 million, a 7% increase from $82.2 million.⁴

● Adjusted EBITDA 1 (a non-U.S. GAAP financial measure) of $17.1 million, a 3% decrease from $17.7 million.⁵

● As of September 30, 2026, cash and cash equivalents totaled $111.4 million, compared to $112.8 million.

● Net cash provided by operating activities was $18.2 million, compared to $28.9 million.

● Adjusted operating cash flow 2 (a non-U.S. GAAP financial measure) was $41.5 million, compared to $45.4 million.

● Distributed $8.4 million of cash dividends to shareholders.⁹

● The Company paid a cash dividend for the third quarter of 2026 of $0.05 per share of common stock on August 28, 2026. On October 23, 2026, the Board declared a cash dividend of $0.05 per share of common stock for the fourth quarter of 2026, expected to be paid on December 4, 2026 to stockholders of record on November 20, 2026.⁸

Third Quarter 2026 Operational Highlights as Compared to the Same Year-Ago Period:

● AGNT ended the third quarter of 2026 with a global agent Net Promoter Score ("aNPS") of 67, compared to 75 in the prior-year period. aNPS is a measure of agent satisfaction and an important key performance indicator given the Company's intense focus on improving the agent experience.

● Agents and brokers on the AGNT platform were 87,457 as of September 30, 2026, a 5% increase.⁶

● Third quarter 2026 real estate sales transactions increased 8% year-over-year to 131,546.

● Third quarter 2026 real estate sales volume increased 10% year-over-year to $59.3 billion.

Fourth Quarter 2026 Outlook:

● Revenue between $1.0 billion and $1.2 billion.⁷

● Operating expenses between $93 million and $97 million.

● Adjusted EBITDA 1 between $(7) million and $0 million.

Full-Year 2026 Outlook:

● Revenue between $4.85 billion and $5.05 billion.

● Operating expenses between $362 million and $367 million.

● Adjusted EBITDA 1 between $40 million and $47 million.

Adjusted EBITDA is a non-U.S. GAAP financial measure and has not been reconciled to the most comparable U.S. GAAP measure outlook because it is not possible to do so without unreasonable efforts due to the uncertainty and potential variability of reconciling items, which are dependent on future events and often outside of management's control and which could be significant. Because such items cannot be reasonably predicted with the level of precision required, we are unable to provide outlook for the comparable U.S. GAAP measures. Forward-looking estimates of Adjusted EBITDA are made in a manner consistent with the relevant definitions and assumptions noted in our filings with the Securities and Exchange Commission ("SEC").

For a reconciliation of non-U.S. GAAP financial measures to the most directly comparable U.S. GAAP measures on a historical basis, see "Consolidated U.S. GAAP Net Income (Loss) to Consolidated Adjusted EBITDA Reconciliation" and "Adjusted Operating Cash Flow" included in this press release.

The Company will host a conference call and webcast to discuss its results on Thursday, November 5, 2026 at 2 p.m. PT / 5 p.m. ET.

The call is open to investors, current stockholders and anyone interested in learning more about AGNT and its companies. Subm