ABCB · XBRL financial data
Ameris Bancorp financial statements, every fiscal year
The same tables from 6 filings, lined up. Matched by XBRL tag: renamed lines keep their history.
How these numbers work
- Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
- Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
- * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
- 0 means a filing states zero; a dash (—) means no filing states that number.
- “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
- Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
- Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
- Shares outstanding come from each filing's cover page, as of the date printed there.
- Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.
Income statement
CSVFiscal years (ABCB's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Interest expense | 89 | 48 | 93 | 445 | — | — |
| Income tax expense (benefit) | 78 | 119 | 107 | 88 | 117 | 122 |
| Net income (loss) | 262 | 377 | 347 | 269 | 359 | 412 |
| Earnings per share, basic USD per share | 3.78 | 5.43 | 5.01 | 3.90 | 5.21 | 6.02 |
| Earnings per share, diluted USD per share | 3.77 | 5.40 | 4.99 | 3.89 | 5.19 | 6.00 |
| Weighted average shares, basic millions of shares | 69 | 69 | 69 | 69 | 69 | 68 |
| Weighted average shares, diluted millions of shares | 69 | 70 | 69 | 69 | 69 | 69 |
Balance sheet
CSVFiscal years (ABCB's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Cash and cash equivalents | 2,117 | 4,065 | 1,118 | 1,167 | 1,220 | 1,089 |
| Property and equipment, net | 223 | 225 | 220 | 216 | 209 | 213 |
| Right-of-use asset | 74 | 56 | 56 | 50 | 45 | 42 |
| Goodwill | 928 | 1,013 | 1,016 | 1,016 | 1,016 | 1,016 |
| Total assets | 20,439 | 23,858 | 25,053 | 25,204 | 26,262 | 27,516 |
| Total deposits | 16,958 | 19,666 | 19,463 | 20,709 | 21,722 | 22,376 |
| Total liabilities | 17,792 | 20,892 | 21,856 | 21,777 | 22,511 | 23,440 |
| Retained earnings | 672 | 1,006 | 1,311 | 1,540 | 1,853 | 2,210 |
| Total stockholders' equity | 2,647 | 2,966 | 3,197 | 3,427 | 3,752 | 4,076 |
| Total liabilities and equity | 20,439 | 23,858 | 25,053 | 25,204 | 26,262 | 27,516 |
| Common shares outstanding (cover page) millions of shares | 70 | 70 | 69 | 69 | 69 | 68 |
Cash flows
CSVFiscal years (ABCB's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Net income (loss) | 262 | 377 | 347 | 269 | 359 | 412 |
| Stock-based compensation | 4 | 8 | 7 | 10 | 13 | 13 |
| Net cash from operating activities | 798 | 9 | 1,062 | 569 | 154 | 390 |
| Purchases of property and equipment | 18 | 25 | 14 | 18 | 13 | 21 |
| Net cash from investing activities | (1,201) | (421) | (4,875) | (338) | (847) | (1,303) |
| Dividends paid | 42 | 42 | 42 | 42 | 41 | 55 |
| Net cash from financing activities | 1,898 | 2,359 | 866 | (182) | 746 | 781 |
| Net change in cash | 1,495 | 1,947 | (2,947) | 49 | 53 | (131) |
Compare with peers
SIC 6022 and related industry codes, similar size. Each row is the latest quarter reported.
How peers are chosen
- SIC 6022 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
- Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
- * marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
- A cell reading “not reported” means the filings give no figure for that quarter alone.
| Company | Cash ($M) | Revenue, quarter ($M) | Operating cash flow, quarter ($M) | Shares outstanding | Quarter |
|---|---|---|---|---|---|
| Ameris Bancorp | 1,197 | not reported | 79* | 67.1M | 10-QJun 30, 2026 |
| International Bancshares | 451 | not reported | 94* | 62.2M | 10-QJun 30, 2026 |
| Atlantic Union Bankshares | 701 | not reported | 182* | 140.0M | 10-QSep 30, 2026 |
| Associated Banc-Corp | 645 | not reported | 329* | 185.7M | 10-QSep 30, 2026 |
| ServisFirst Bancshares | 115 | not reported | 163* | 54.7M | 10-QJun 30, 2026 |
| Columbia Banking System | 1,769 | not reported | 295* | 282.9M | 10-QJun 30, 2026 |
| Hancock Whitney | 572 | not reported | 151* | 80.2M | 10-QJun 30, 2026 |
| United Community Banks | 455 | 279 | 131* | 120.6M | 10-QJun 30, 2026 |
| First Financial Bankshares | 580 | not reported | 84* | 143.3M | 10-QJun 30, 2026 |
Not investment advice. Not affiliated with the U.S. SEC.