Whirlpool reports $237M net loss

Item 6. Exhibit s

SIGNATURES

54

FORWARD-LOOKING STATEMENTS

The Private Securities Litigation Reform Act of 1995 provides a safe harbor for forward-looking statements made by us or on our behalf. Certain statements contained in this quarterly report, including those within the forward-looking perspective section within the Management's Discussion and Analysis section, and other written and oral statements made from time to time by us or on our behalf do not relate strictly to historical or current facts and may contain forward-looking statements that reflect our current views with respect to future events and financial performance. As such, they are considered "forward-looking statements" which provide current expectations or forecasts of future events. Such statements can be identified by the use of terminology such as "may," "could," "will," "should," "possible," "plan," "predict," "forecast," "potential," "anticipate," "estimate," "expect," "project," "intend," "believe," "may impact," "on track," "guarantee," "seek," "target," "would," "committed," "undertake," and the negative of these words and words and terms of similar substance. In addition, any statements that refer to strategic or transactional objectives, including M&A and divestitures; India transaction expectations; operational planning or implementation, including technology and workforce management; financial projections or goals, including, capital allocation and tax impacts; external or macroeconomic risks, such as supply chain volatility, trade customer insolvency, and geopolitical conditions; legal, regulatory or sustainability matters; or other characterizations of future events or circumstances, are forward-looking statements. These forward-looking statements should be considered with the understanding that such statements involve a variety of risks and uncertainties, known and unknown, and may be affected by inaccurate assumptions. Consequently, no forward-looking statement can be guaranteed and actual results may vary materially.

Whirlpool disclaims any obligation to update these statements. Many risks, contingencies and uncertainties could cause actual results to differ materially from Whirlpool's forward-looking statements. Among these factors are: (1) intense competition in the home appliance industry, and the impact of the changing retail environment, including direct-to-consumer sales; (2) Whirlpool's ability to maintain or increase sales to significant trade customers and builders; (3) Whirlpool's ability to maintain its reputation and brand image; (4) Whirlpool's ability to achieve its business objectives and successfully manage its strategic portfolio transformation and outsourced business unit service model; (5) Whirlpool's ability to understand consumer preferences and successfully develop new products; (6) Whirlpool's ability to obtain and protect intellectual property rights; (7) acquisition, divestiture, and investment-related risks, including risks associated with our past transactions; (8) the ability of suppliers of critical parts, components and manufacturing equipment to deliver sufficient quantities to Whirlpool in a timely and cost-effective manner; (9) risks related to Whirlpool's international operations; (10) Whirlpool's ability to respond to unanticipated social, political and/or economic events, including epidemics/pandemics; (11) information technology system and cloud failures, data security breaches, data privacy compliance, network disruptions, and cybersecurity attacks; (12) product liability and product recall costs; (13) Whirlpool's ability to attract, develop and retain executives and other qualified employees; (14) the impact of labor relations; (15) fluctuations in the cost of key materials (including steel, resins, and base metals) and components and the ability of Whirlpool to offset cost increases; (16) Whirlpool's ability to manage foreign currency fluctuations; (17) impacts from goodwill, intangible asset and/or inventory impairment charges; (18) health care cost trends, regulatory changes and variations between results and estimates that could increase future funding obligations for pension and postretirement benefit plans; (19) impacts from credit rating agency downgrades; (20) litigation, tax, and legal compliance risk and costs; (21) the effects and costs of governmental investigations or related actions by third parties; (22) changes in the legal and regulatory environment including environmental, health and safety regulations, data privacy, taxes and AI; (23) the impacts of changes in foreign trade policies, including tariffs; (24) Whirlpool's ability to respond to the impact of climate change and climate change or other environmental regulation; (25) the uncertain global economy and changes in economic conditions; (26) financing and liquidity uncertainty including payment of dividends on our Mandatory Convertible Preferred Stock; (27) the dilutive effect of conversion and potential dividend payments in common stock for our Mandatory Convertible Preferred Stock; (28) the liquidation preference of our Mandatory Convertible Preferred Stock above our common stock; (29) reduced operational flexibility under our Senior Secured Second Lien Notes due 2031 and 2034; and (30) reduced operational flexibility and liquidity availability under our Asset-Based loan facility.¹²

We undertake no obligation to update any forward-looking statement, and investors are advised to review disclosures in our filings with the SEC. It is not possible to foresee or identify all factors that could cause actual results to differ from expected or historic results. Therefore, investors should not consider the foregoing factors to be an exhaustive statement of all risks, uncertainties, or factors that could potentially cause actual results to differ from forward-looking statements.

2

Additional information concerning these and other factors can be found in the "Risk Factors" section of our Annual Report

ITEM 1. FINANCIAL STATEMENTS WHIRLPOOL CORPORATION CONSOLIDATED CONDENSED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (UNAUDITED) FOR THE PERIODS ENDED SEPTEMBER 30

(Millions of dollars, except per share data)

Three Months Ended Nine Months Ended

Expenses

Other (income) expense

Less: Mandatory convertible preferred stock dividends accumulated during the period 12 — 29 —

Net earnings (loss) available to Whirlpool common shareholders $ ( 249 ) $ 73 $ ( 260 ) $ 210

Per share of common stock

Weighted-average shares outstanding (in millions)

The accompanying notes are an integral part of these Consolidated Condensed Financial Statements.

5

WHIRLPOOL CORPORATION CONSOLIDATED CONDENSED BALANCE SHEETS

(Millions of dollars, except share data)

(Unaudited)

September 30, 2026 December 31, 2025

Assets

Current assets

Cash and cash equivalents $ 1,103 $ 669¹⁰

Accounts receivable, net of allowance of $ 57 and $ 56 , respectively

Prepaid and other current assets 613 535

Property, net of accumulated depreciation of $ 5,771 and $ 5,547 , respectively

Other intangibles, net of accumulated amortization of $ 481 and $ 464 , respectively

Liabilities and stockholders' equity

Current liabilities

Current maturities of long-term debt — 586

Noncurrent liabilities

Stockholders' equity

Mandatory convertible preferred stock, 8.50 % Series A, $ 1 par value, 10 million shares authorized; 575 thousand issued and outstanding as of September 30, 2026; none issued and outstanding as of December 31, 2025; aggregate liquidation preference $ 575

1 —

Treasury stock, 7 million and 9 million shares, respectively

Total liabilities and stockholders' equity $ 16,963 $ 16,001

The accompanying notes are an integral part of these Consolidated Condensed Financial Statements.

6

WHIRLPOOL CORPORATION CONSOLIDATED CONDENSED STATEMENTS OF CASH FLOWS (UNAUDITED) FOR THE PERIODS ENDED SEPTEMBER 30

(Millions of dollars)

Nine Months Ended

2026 2025

Operating activities

Net earnings (loss) $ ( 232 ) $ 229

Adjustments to reconcile net earnings to cash provided by (used in) operating activities:

Depreciation and amortization 290 246

Impairment of goodwill, intangibles and other assets 46 2

Loss (gain) from sale of assets and businesses ( 187 ) ( 30 )

Equity method investment loss, net of tax 140 46

Share based compensation and other 76 113

Changes in assets and liabilities:

Accrued expenses and current liabilities ( 32 ) ( 52 )

Taxes deferred and payable, net ( 62 ) ( 18 )

Accrued pension and postretirement benefits 18 5

Cash provided by (used in) operating activities ( 826 ) ( 669 )⁷

Investing activities

Capital expenditures ( 255 ) ( 239 )

Purchase of previously leased assets ( 157 ) —

Proceeds from sale of assets and businesses 254 —

Other 9 —

Cash provided by (used in) investing activities ( 148 ) ( 239 )

Financing activities

Net proceeds from borrowings of long-term debt 1,972 1,200

Net repayments of long-term debt ( 1,264 ) ( 1,550 )

Net proceeds (repayments) from short-term borrowings ( 336 ) 1,114

Dividends paid ( 81 ) ( 248 )

Common stock issuance, net of issuance costs 524 —⁹

Mandatory convertible preferred stock issuance, net of issuance costs 557 —⁹

Other 8 ( 12 )

Cash provided by (used in) financing activities 1,380 503⁸

Effect of exchange rate changes on cash and cash equivalents 28 64

Increase (decrease) in cash and cash equivalents 434 ( 341 )

Cash and cash equivalents at beginning of year 669 1,275

Cash and cash equivalents at e