UBFO · As filed with the SEC
United Security Bancshares balance sheet, by fiscal year
The statement as United Security Bancshares presents it in its 10-Q and 10-K: its own lines, labels and order. Tables over time lines up standardized figures across every filing.
Consolidated Balance Sheets · USD thousands
| USD thousands | FY2025 Dec 31, 2025 | FY2024 Dec 31, 2024 | FY2023 Dec 31, 2023 | FY2022 Dec 31, 2022 |
|---|---|---|---|---|
| Assets | ||||
| Cash and noninterest-bearing deposits in other banks | — | — | 40,577 | 31,650 |
| Due from Federal Reserve Bank (FRB) | — | — | 207 | 6,945 |
| Cash and cash equivalents | — | 56,211 | 40,784 | 38,595 |
| Cash and cash equivalents | 120,955 | — | — | — |
| Investment securities (at fair value) | ||||
| Available-for-sale (AFS) debt securities net of allowance for credit losses of $0 (amortized cost of $154,517 and $179,753, respectively) | 139,823 | 157,382 | 181,265 | 207,545 |
| Taxable AFS Securities | 139,823 | — | 179,016 | — |
| Tax-exempt municipal bonds | — | — | 2,250 | — |
| Marketable equity securities | 3,432 | 3,326 | 3,354 | 3,315 |
| Total investment securities | 143,255 | 160,708 | 184,620 | 210,860 |
| Loans | — | — | — | 981,772 |
| Unearned fees and unamortized loan origination costs - net | — | — | — | (1,594) |
| Loans | 917,528 | 930,244 | 921,341 | — |
| Unearned fees and unamortized loan origination costs - net | (2,101) | (1,782) | 1,299 | — |
| Allowance for credit losses - loans | (14,838) | (16,046) | (15,658) | (10,182) |
| Net loans | 900,589 | 912,416 | 904,384 | 969,996 |
| Premises and equipment - net | 9,434 | 8,668 | 9,098 | 9,770 |
| Accrued interest receivable | 7,160 | 8,104 | 7,928 | 8,489 |
| Other real estate owned (“OREO”) | 8,185 | 4,582 | 4,582 | 4,582 |
| Goodwill | 4,488 | 4,488 | 4,488 | 4,488 |
| Deferred tax assets - net | 12,076 | 14,419 | 14,055 | 12,825 |
| Cash surrender value of life insurance - net | 21,253 | 20,692 | 21,954 | 22,893 |
| Investment in limited partnerships | 4,275 | 4,275 | 3,200 | — |
| Operating lease right-of-use assets | 3,190 | 3,069 | 1,338 | 1,984 |
| Other assets | 13,453 | 14,086 | 14,614 | 14,711 |
| Total assets | 1,248,313 | 1,211,718 | 1,211,045 | 1,299,193 |
| Liabilities & Shareholders’ Equity | ||||
| Liabilities | ||||
| Deposits | ||||
| Noninterest-bearing | 421,897 | 360,152 | 403,225 | 481,629 |
| Interest-bearing | 666,883 | 697,470 | 601,252 | 683,855 |
| Total deposits | 1,088,780 | 1,057,622 | 1,004,477 | 1,165,484 |
| Short-term borrowings | — | 0 | 62,000 | — |
| Operating lease liabilities | 3,355 | 3,161 | 1,437 | 2,093 |
| Other liabilities | 10,199 | 9,001 | 9,376 | 8,270 |
| Junior subordinated debentures (at fair value) | 6,296 | 11,572 | 11,213 | 10,883 |
| Total liabilities | 1,108,630 | 1,081,356 | 1,088,503 | 1,186,730 |
| Shareholders’ Equity | ||||
| Common stock, no par value; 20,000,000 shares authorized; issued and outstanding: 17,582,116 at December 31, 2025 and 17,364,894 at December 31, 2024 | 62,236 | 61,267 | 60,585 | 60,030 |
| Retained earnings | 87,324 | 83,447 | 76,995 | 69,928 |
| Accumulated other comprehensive loss, net of tax | (9,877) | (14,352) | (15,038) | (17,495) |
| Total shareholders’ equity | 139,683 | 130,362 | 122,542 | 112,463 |
| Total liabilities and shareholders’ equity | 1,248,313 | 1,211,718 | 1,211,045 | 1,299,193 |
As filed on EDGAR · Not affiliated with the U.S. SEC · Not investment advice. Each column links to its filing.