SNV · As filed with the SEC

Synovus Financial balance sheet, by fiscal year

The statement as Synovus Financial presents it in its 10-Q and 10-K: its own lines, labels and order. Tables over time lines up standardized figures across every filing.

Consolidated Balance Sheets · USD thousands

USD thousands	FY2024 Dec 31, 2024	FY2023 Dec 31, 2023	FY2022 Dec 31, 2022	FY2021 Dec 31, 2021	FY2020 Dec 31, 2020	FY2019 Dec 31, 2019	FY2018 Dec 31, 2018	FY2017 Dec 31, 2017
ASSETS
Cash and due from banks	—	—	624,097	432,925	531,625	535,846	468,426	397,848
Interest-bearing funds with Federal Reserve Bank	—	—	1,280,684	2,479,006	3,586,565	553,390	641,476	460,928
Interest earning deposits with banks	—	—	34,632	25,535	20,944	20,635	19,841	26,311
Interest-earning deposits with banks and other cash and cash equivalents	2,977,667	2,414,103	—	—	—	—	—	—
Federal funds sold and securities purchased under resale agreements	16,320	37,323	38,367	72,387	113,783	77,047	13,821	47,846
Total cash, cash equivalents, and restricted cash	2,993,987	2,451,426	1,977,780	3,009,853	4,252,917	1,186,918	1,143,564	932,933
Mortgage loans held for sale, at fair value	—	—	—	—	—	—	37,129	48,024
Investment securities available for sale, at fair value	—	—	—	—	—	—	3,991,632	3,987,069
Investment securities available for sale, at fair value	—	9,788,662	9,678,103	10,918,329	7,962,438	6,778,670	—	—
Loans held for sale (includes $108,198 and $216,647, measured at fair value, respectively)	—	—	—	750,642	760,123	115,173	—	—
Loans, net of deferred fees and costs	—	—	—	—	—	37,162,450	25,946,573	24,787,464
Allowance for loan losses	—	—	—	—	—	(281,402)	(250,555)	(249,268)
Loans, net	—	—	—	—	—	36,881,048	25,696,018	24,538,196
Investment securities held to maturity	2,581,469	—	—	—	—	—	—	—
Investment securities available for sale	7,551,018	—	—	—	—	—	—	—
Loans held for sale (includes $33,448 and $47,338, measured at fair value, respectively)	90,111	52,768	391,502	—	—	—	—	—
Loans, net of deferred fees and costs	—	—	43,716,353	39,311,958	38,252,984	—	—	—
Allowance for loan losses	—	—	—	(427,597)	(605,736)	—	—	—
Loans, net of deferred fees and costs	42,609,028	43,404,490	—	—	—	—	—	—
Allowance for loan losses	(486,845)	(479,385)	(443,424)	—	—	—	—	—
Loans, net	—	—	43,272,929	38,884,361	37,647,248	—	—	—
Loans, net	42,122,183	42,925,105	—	—	—	—	—	—
Cash surrender value of bank-owned life insurance	1,139,988	1,112,030	1,089,280	1,068,616	1,049,373	775,665	554,134	540,958
Premises and equipment	—	—	—	—	—	493,940	—	—
Premises and equipment	—	—	—	—	—	—	434,307	426,813
Premises, equipment and software, net	383,724	365,851	370,632	407,241	463,959	—	—	—
Goodwill	480,440	480,440	452,390	452,390	452,390	497,267	57,315	57,315
Other intangible assets, net	34,318	45,928	27,124	35,596	45,112	55,671	9,875	11,254
Deferred tax asset, net	—	—	—	—	—	—	141,134	165,788
Other assets	2,856,406	2,587,324	2,471,638	1,790,198	1,760,599	1,418,930	604,084	513,487
Total assets	60,233,644	59,809,534	59,731,378	57,317,226	54,394,159	48,203,282	32,669,192	31,221,837
LIABILITIES AND SHAREHOLDERS' EQUITY
Liabilities
Deposits:
Non-interest-bearing deposits	11,596,119	12,507,616	15,639,899	16,392,653	13,477,854	9,439,485	7,650,967	7,686,339
Interest-bearing deposits	39,499,240	38,231,569	33,231,660	33,034,623	33,213,717	28,966,019	19,069,355	18,461,561
Total deposits	51,095,359	50,739,185	48,871,559	49,427,276	46,691,571	38,405,504	26,720,322	26,147,900
Securities sold under repurchase agreements	—	—	—	264,133	227,922	165,690	237,692	161,190
Federal funds purchased and securities sold under repurchase agreements	—	189,074	146,588	—	—	—	—	—
Other short-term borrowings	—	—	603,384	—	—	—	—	—
Other short-term borrowings	—	3,496	—	—	7,717	1,753,560	650,000	100,000
Federal funds purchased, securities sold under repurchase agreements, and other short-term borrowings	131,728	—	—	—	—	—	—	—
Long-term debt	1,733,109	1,932,534	4,109,597	1,204,229	1,202,494	2,153,897	1,657,157	1,606,138
Other liabilities	2,007,197	1,801,097	1,524,449	1,124,788	1,103,121	782,941	270,419	245,043
Total liabilities	54,967,393	54,665,386	55,255,577	52,020,426	49,232,825	43,261,592	29,535,590	28,260,271
Shareholders’ Equity
Preferred stock - no par value; authorized 100,000,000 shares; issued 22,000,000	537,145	537,145	537,145	537,145	537,145	537,145	—	—
Series C Preferred Stock	—	—	—	—	—	—	0	125,980
Series D Preferred Stock	—	—	—	—	—	—	195,140	0
Common stock - $1.00 par value; authorized 342,857,142 shares; issued 172,185,507 and 171,360,188, respectively; outstanding 141,165,908 and 146,705,330, respectively	172,186	171,360	170,141	169,384	168,133	166,801	143,300	142,678
Additional paid-in capital	3,986,729	3,955,819	3,920,346	3,894,109	3,851,208	3,819,336	3,060,561	3,043,129
Treasury stock, at cost; 24,373,672 and 20,093,027 shares	—	—	—	(931,497)	(731,806)	(715,560)	(1,014,746)	(839,674)
Treasury stock, at cost; 31,019,599 and 24,654,858 shares, respectively	(1,216,827)	(944,484)	(944,484)	—	—	—	—	—
Accumulated other comprehensive income (loss), net	(970,765)	(1,117,073)	(1,442,117)	(82,321)	158,635	65,641	(94,420)	(54,754)
Retained earnings	2,736,089	2,517,226	2,234,770	1,709,980	1,178,019	1,068,327	843,767	544,207
Total Synovus Financial Corp. shareholders’ equity	5,244,557	5,119,993	4,475,801	5,296,800	5,161,334	4,941,690	3,133,602	2,961,566
Noncontrolling interest in subsidiary	21,694	24,155	—	—	—	—	—	—
Total equity	5,266,251	5,144,148	—	—	—	—	—	—
Total liabilities and shareholders' equity	60,233,644	59,809,534	59,731,378	57,317,226	54,394,159	48,203,282	32,669,192	31,221,837

As filed on EDGAR · Not affiliated with the U.S. SEC · Not investment advice. Each column links to its filing.