Payoneer Global PAYO

Payoneer Global reported $276.94 million in revenue for Q3 2026.

Form
10-Q
Filed
Importance
Notable
  1. Revenue: $276.94 million for the three months ended Sep 30, 2026
  2. Net income: $14.92 million for the three months ended Sep 30, 2026
  3. Cash and equivalents: $362.64 million at Sep 30, 2026

Written from the 10-Q on EDGAR. AI can make mistakes. Check the filing.

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The reading, claim by claim

  1. Total liabilities were $7,929,065 thousand at September 30, 2026, and total shareholders' equity was $665,709 thousand.
  2. The filing's forward-looking statements section lists risks that include the ability to consummate the merger with Neon Maple Parent Inc. ('Nuvei') on the expected terms or timeline.
  3. It also lists changes in laws or regulations, geopolitical events, and the outcome of legal or regulatory proceedings.

3 of 4 claims matched the filing text.

Not found in the filing text

  • At December 31, 2025, those figures were $8,252,162 thousand and $704,427 thousand.

From the filing's financial data, not stated in its text

From this 10-Q's financial data (XBRL) for the quarter ended September 30, 2026

  • For that quarter, the financial statements report revenue of $276.9 million and net income of $14.9 million.
  • The financial statements also show an operating margin of 9.1% and a net margin of 5.4%.
  • Revenue changed +2.2% from a year earlier.

From the filing

Item 6. Exhibits

Signatures

CAUTIONARY STATEMENT ON FORWARD-LOOKING STATEMENTS

This Quarterly Report on Form 10-Q, including the information incorporated herein by reference, contains forward-looking statements within the meaning of the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. In addition, any statements that refer to projections, forecasts or other characterizations of future events or circumstances, including any underlying assumptions, are forward-looking statements. Forward-looking statements are typically identified by words such as "anticipate," "appear," "approximate," "believe," "continue," "could," "estimate," "expect," "foresee," "intends," "may," "might," "plan," "possible," "potential," "predict," "project," "seek," "should," "would" and other similar words and expressions (or the negative version of such words or expressions), but the absence of these words does not mean that a statement is not forward-looking.

The forward-looking statements are based on the current expectations of Payoneer Global Inc.'s ("Payoneer") management and are inherently subject to uncertainties and changes in circumstances and their potential effects and speak only as of the date of such statements. There can be no assurance that future developments will be those that have been anticipated. These forward-looking statements involve a number of risks, uncertainties or other assumptions that may cause actual results or performance to be materially different from those expressed or implied by these forward-looking statements. These risks and uncertainties include, but are not limited to: (1) our ability to consummate the merger with Neon Maple Parent Inc., a corporation incorporated under the laws of Canada ("Nuvei"), on the expected terms or according to the anticipated timeline2; (2) changes in applicable laws or regulations; (3) the possibility that Payoneer may be adversely affected by geopolitical events and conflicts3, such as Israel's and the United States' conflicts in the Middle East, and other economic, business and/or competitive factors, such as changes in global trade policies (including the imposition of tariffs); (4) changes in the assumptions underlying Payoneer's financial estimates; (5) the outcome of any known and/or unknown legal or regulatory proceedings3; and (6) other factors, described under the heading "Risk Factors" discussed and identified in public filings made with the U.S. Securities and Exchange Commission (the "SEC") by Payoneer.

Should one or more of these risks or uncertainties materialize or should any of the assumptions made by the management of Payoneer prove incorrect, actual results may vary in material respects from those projected in these forward-looking statements.

All subsequent written and oral forward-looking statements concerning the matters addressed in this Quarterly Report on Form 10-Q and attributable to Payoneer or any person acting on its behalf are expressly qualified in their entirety by the cautionary statements contained or referred to in this Quarterly Report on Form 10-Q. Except to the extent required by applicable law or regulation, Payoneer undertakes no obligation to update these forward-looking statements to reflect events or circumstances after the date of this Quarterly Report on Form 10-Q or to reflect the occurrence of unanticipated events.

PART I. FINANCIAL INFORMATION PAYONEER GLOBAL INC.

QUARTERLY REPORT FOR THE PERIOD ENDED SEPTEMBER 30, 2026

PAYONEER GLOBAL INC.

CONDENSED CONSOLIDATED BALANCE SHEETS (UNAUDITED) U.S. DOLLARS IN THOUSANDS, EXCEPT SHARE AND PER SHARE DATA
September 30, 2026December 31, 2025
Assets:
Current assets:
Cash and cash equivalents$362,635$415,537
Restricted cash2,5866,090
Customer funds7,364,6587,544,541
Accounts receivable (net of allowance of $1,391 and $501 at September 30, 2026 and December 31, 2025, respectively)12,84210,412
Capital advance receivables (net of allowance of $3,572 and $3,953 at September 30, 2026 and December 31, 2025, respectively)48,73543,665
Other current assets90,86690,671
Total current assets7,882,3228,110,916
Non-current assets:
Property, equipment and software, net48,92332,437
Goodwill86,07377,785
Intangible assets, net215,579208,053
Customer funds175,000350,000
Restricted cash25,53923,604
Deferred tax assets, net73,24456,898
Severance pay fund866856
Operating lease right-of-use assets60,64662,257
Other assets26,58233,783
Total assets$8,594,774$8,956,589
Liabilities and shareholders' equity:
Current liabilities:
Trade payables$55,054$44,611
Outstanding operating balances7,539,6587,894,541
Other payables152,541144,568
Total current liabilities7,747,2538,083,720
Non-current liabilities:
Deferred tax liabilities, net25,35425,051
Other long-term liabilities156,458143,391
Total liabilities17,929,06518,252,1621

Commitments and contingencies (Note 14)

Shareholders' equity:

Preferred stock, $ 0.01 par value, 380,000,000 shares authorized; no shares were issued and outstanding at September 30, 2026 and December 31, 2025.

—

—

Common stock, $ 0.01 par value, 3,800,000,000 and 3,800,000,000 shares authorized; 421,463,213 and 411,826,086 shares issued and 340,775,508 and 348,704,315 shares outstanding at September 30, 2026 and December 31, 2025, respectively.

4,215

4,118

Treasury stock at cost, 80,687,705 and 63,121,771 shares as of September 30, 2026 and December 31, 2025, respectively.

( 459,074 )

( 368,867 )

Additional paid-in capital954,998896,294
Accumulated other comprehensive loss(45,638)(6,277)
Retained earnings211,208179,159
Total shareholders' equity1665,7091704,4271
Total liabilities and shareholders' equity$8,594,774$8,956,589

The accompanying notes are an integral part of the condensed consolidated financial statements (Unaudited).

PAYONEER GLOBAL INC.

CONDENSED CONSOLIDATED STATEMENTS OF COMPREHE

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Data on this page was fetched . The filing on SEC.gov is the record.