NFBK · As filed with the SEC
Northfield Bancorp balance sheet, by fiscal year
The statement as Northfield Bancorp presents it in its 10-Q and 10-K: its own lines, labels and order. Tables over time lines up standardized figures across every filing.
Consolidated Balance Sheets · USD thousands
| USD thousands | FY2025 Dec 31, 2025 | FY2024 Dec 31, 2024 | FY2023 Dec 31, 2023 | FY2022 Dec 31, 2022 |
|---|---|---|---|---|
| ASSETS: | ||||
| Cash and due from banks | 12,051 | 13,043 | 13,889 | 14,530 |
| Interest-bearing deposits in other financial institutions | 151,900 | 154,701 | 215,617 | 31,269 |
| Total cash and cash equivalents | 163,951 | 167,744 | 229,506 | 45,799 |
| Trading securities | — | — | — | 10,751 |
| Debt securities available-for-sale, at estimated fair value (and no allowance for credit losses at December 31, 2022 and December 31, 2021) | — | — | — | 952,173 |
| Debt securities held-to-maturity, at amortized cost (estimated fair value of $10,389 at December 31, 2022, and $5,475 at December 31, 2021) | — | — | — | 10,760 |
| Trading securities | 15,215 | 13,884 | 12,549 | — |
| Debt securities available-for-sale, at estimated fair value (and no allowance for credit losses at December 31, 2025 and December 31, 2024) | 1,412,419 | 1,100,817 | 795,464 | — |
| Debt securities held-to-maturity, at amortized cost (estimated fair value of $8,762 at December 31, 2025, and $8,762 at December 31, 2024) | 8,339 | 9,303 | 9,866 | — |
| Equity securities | 5,000 | 14,261 | 10,629 | 10,443 |
| Loans held-for-sale | 0 | 4,897 | — | — |
| Loans held-for-investment, net | 3,856,773 | 4,022,224 | 4,203,654 | 4,243,693 |
| Allowance for credit losses | (38,144) | (35,183) | (37,535) | (42,617) |
| Net loans held-for-investment | 3,818,629 | 3,987,041 | 4,166,119 | 4,201,076 |
| Accrued interest receivable | 20,118 | 19,078 | 18,491 | 17,426 |
| Bank-owned life insurance | 182,828 | 175,759 | 171,543 | 167,912 |
| Federal Home Loan Bank (“FHLB”) of New York stock, at cost | 46,568 | 35,894 | 39,667 | 30,382 |
| Operating lease right-of-use assets | 25,789 | 27,771 | 30,202 | 34,288 |
| Premises and equipment, net | 19,938 | 21,985 | 24,771 | 24,844 |
| Goodwill | 0 | 41,012 | 41,012 | 41,012 |
| Other assets | 35,216 | 46,932 | 48,577 | 54,427 |
| Total assets | 5,754,010 | 5,666,378 | 5,598,396 | 5,601,293 |
| LIABILITIES AND STOCKHOLDERS’ EQUITY: | ||||
| LIABILITIES: | ||||
| Deposits | 4,015,809 | 4,138,477 | 3,878,435 | 4,150,219 |
| Securities sold under agreements to repurchase | — | 0 | 25,000 | 25,000 |
| FHLB advances and other borrowings | 900,216 | 666,402 | 834,272 | 558,859 |
| Subordinated debentures, net of issuance costs | 61,665 | 61,442 | 61,219 | 60,996 |
| Operating lease liabilities | 29,643 | 32,209 | 35,205 | 39,790 |
| Advance payments by borrowers for taxes and insurance | 20,276 | 24,057 | 25,102 | 25,995 |
| Accrued expenses and other liabilities | — | — | — | 39,044 |
| Accrued expenses and other liabilities | 36,342 | 39,095 | 39,718 | — |
| Total liabilities | 5,063,951 | 4,961,682 | 4,898,951 | 4,899,903 |
| STOCKHOLDERS’ EQUITY: | ||||
| Preferred stock, $0.01 par value; 25,000,000 shares authorized, none issued or outstanding | 0 | 0 | 0 | 0 |
| Common stock, $0.01 par value; 150,000,000 shares authorized, 64,770,875 shares issued at December 31, 2025 and 2024, respectively, 41,801,495 and 42,903,598 shares outstanding at December 31, 2025 and 2024, respectively | 648 | 648 | 648 | 648 |
| Additional paid-in-capital | 592,473 | 591,336 | 590,973 | 590,249 |
| Unallocated common stock held by employee stock ownership plan | (11,728) | (13,042) | (14,340) | (15,650) |
| Retained earnings | 420,404 | 440,760 | 433,227 | 418,353 |
| Accumulated other comprehensive loss | (4,220) | (20,296) | (32,442) | (48,331) |
| Treasury stock at cost; 22,969,380 and 21,867,277 shares at December 31, 2025 and 2024, respectively | (307,518) | (294,710) | (278,621) | (243,879) |
| Total stockholders’ equity | 690,059 | 704,696 | 699,445 | 701,390 |
| Total liabilities and stockholders’ equity | 5,754,010 | 5,666,378 | 5,598,396 | 5,601,293 |
As filed on EDGAR · Not affiliated with the U.S. SEC · Not investment advice. Each column links to its filing.