NFBK · As filed with the SEC
Northfield Bancorp balance sheet, by fiscal year
The statement as Northfield Bancorp presents it in its 10-Q and 10-K: its own lines, labels and order. Tables over time lines up standardized figures across every filing.
Consolidated Balance Sheets · USD thousands
| USD thousands | FY2025 Dec 31, 2025 | FY2024 Dec 31, 2024 | FY2023 Dec 31, 2023 | FY2022 Dec 31, 2022 | FY2021 Dec 31, 2021 | FY2020 Dec 31, 2020 | FY2019 Dec 31, 2019 | FY2018 Dec 31, 2018 |
|---|---|---|---|---|---|---|---|---|
| ASSETS: | ||||||||
| Cash and due from banks | 12,051 | 13,043 | 13,889 | 14,530 | 18,191 | 16,115 | 15,409 | 15,147 |
| Interest-bearing deposits in other financial institutions | 151,900 | 154,701 | 215,617 | 31,269 | 72,877 | 71,429 | 132,409 | 62,615 |
| Total cash and cash equivalents | 163,951 | 167,744 | 229,506 | 45,799 | 91,068 | 87,544 | 147,818 | 77,762 |
| Trading securities | — | — | — | 10,751 | 13,461 | 12,291 | 11,222 | 8,968 |
| Debt securities available-for-sale, at estimated fair value (and no allowance for credit losses at December 31, 2022 and December 31, 2021) | — | — | — | 952,173 | 1,208,237 | 1,264,805 | 1,138,352 | 808,031 |
| Debt securities held-to-maturity, at amortized cost (estimated fair value of $5,475 at December 31, 2021, and $7,574 at December 31, 2020) | — | — | — | — | 5,283 | 7,234 | 8,762 | 9,505 |
| Equity securities | — | — | — | — | — | — | — | 1,280 |
| Debt securities held-to-maturity, at amortized cost (estimated fair value of $10,389 at December 31, 2022, and $5,475 at December 31, 2021) | — | — | — | 10,760 | — | — | — | — |
| Trading securities | 15,215 | 13,884 | 12,549 | — | — | — | — | — |
| Debt securities available-for-sale, at estimated fair value (and no allowance for credit losses at December 31, 2025 and December 31, 2024) | 1,412,419 | 1,100,817 | 795,464 | — | — | — | — | — |
| Debt securities held-to-maturity, at amortized cost (estimated fair value of $8,762 at December 31, 2025, and $8,762 at December 31, 2024) | 8,339 | 9,303 | 9,866 | — | — | — | — | — |
| Equity securities | 5,000 | 14,261 | 10,629 | 10,443 | 5,342 | 253 | 3,341 | — |
| Loans held-for-sale | 0 | 4,897 | — | — | 0 | 19,895 | — | — |
| Originated loans held-for-investment, net | — | — | — | — | — | 3,339,002 | 2,987,067 | 2,678,877 |
| Loans acquired | — | — | — | — | — | 465,718 | 432,653 | 546,150 |
| Purchased credit-impaired (PCI) loans held-for-investment | — | — | — | — | — | 18,518 | 17,365 | 20,143 |
| Loans held-for-investment, net | — | — | — | — | — | — | 3,437,085 | 3,245,170 |
| Allowance for loan losses | — | — | — | — | — | — | (28,707) | (27,497) |
| Net loans held-for-investment | — | — | — | — | — | — | 3,408,378 | 3,217,673 |
| Total loans held-for-investment, net | — | — | — | — | 3,806,617 | 3,823,238 | — | — |
| Allowance for credit losses | — | — | — | — | (38,973) | (37,607) | — | — |
| Loans held-for-investment, net | 3,856,773 | 4,022,224 | 4,203,654 | 4,243,693 | — | — | — | — |
| Allowance for credit losses | (38,144) | (35,183) | (37,535) | (42,617) | — | — | — | — |
| Net loans held-for-investment | 3,818,629 | 3,987,041 | 4,166,119 | 4,201,076 | 3,767,644 | 3,785,631 | — | — |
| Accrued interest receivable | 20,118 | 19,078 | 18,491 | 17,426 | 14,572 | 14,690 | 14,609 | 12,959 |
| Bank-owned life insurance | 182,828 | 175,759 | 171,543 | 167,912 | 164,500 | 161,924 | 153,459 | 154,135 |
| Federal Home Loan Bank (“FHLB”) of New York stock, at cost | 46,568 | 35,894 | 39,667 | 30,382 | 22,336 | 28,641 | 39,575 | 22,517 |
| Operating lease right-of-use assets | 25,789 | 27,771 | 30,202 | 34,288 | 33,943 | 36,741 | 39,504 | — |
| Premises and equipment, net | 19,938 | 21,985 | 24,771 | 24,844 | 25,937 | 28,188 | 25,659 | 25,605 |
| Goodwill | 0 | 41,012 | 41,012 | 41,012 | 41,012 | 41,320 | 38,411 | 38,411 |
| Other real estate owned | — | — | — | — | — | — | — | 0 |
| Other assets | 35,216 | 46,932 | 48,577 | 54,427 | 37,207 | 25,387 | 26,212 | 31,586 |
| Total assets | 5,754,010 | 5,666,378 | 5,598,396 | 5,601,293 | 5,430,542 | 5,514,544 | 5,055,302 | 4,408,432 |
| LIABILITIES AND STOCKHOLDERS’ EQUITY: | ||||||||
| LIABILITIES: | ||||||||
| Deposits | 4,015,809 | 4,138,477 | 3,878,435 | 4,150,219 | 4,169,334 | 4,076,551 | 3,408,233 | 3,286,512 |
| Securities sold under agreements to repurchase | — | 0 | 25,000 | 25,000 | 50,000 | 75,000 | 75,000 | 0 |
| FHLB advances and other borrowings | 900,216 | 666,402 | 834,272 | 558,859 | 371,755 | 516,789 | 782,004 | 408,891 |
| Subordinated debentures, net of issuance costs | 61,665 | 61,442 | 61,219 | 60,996 | — | — | — | — |
| Operating lease liabilities | 29,643 | 32,209 | 35,205 | 39,790 | 39,851 | 42,734 | 44,069 | — |
| Advance payments by borrowers for taxes and insurance | 20,276 | 24,057 | 25,102 | 25,995 | 24,909 | 19,677 | 20,045 | 18,007 |
| Accrued expenses and other liabilities | — | — | — | 39,044 | 34,810 | 29,812 | 30,098 | 28,583 |
| Accrued expenses and other liabilities | 36,342 | 39,095 | 39,718 | — | — | — | — | — |
| Total liabilities | 5,063,951 | 4,961,682 | 4,898,951 | 4,899,903 | 4,690,659 | 4,760,563 | 4,359,449 | 3,741,993 |
| STOCKHOLDERS’ EQUITY: | ||||||||
| Preferred stock, $0.01 par value; 25,000,000 shares authorized, none issued or outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Common stock, $0.01 par value; 150,000,000 shares authorized, 64,770,875 shares issued at December 31, 2025 and 2024, respectively, 41,801,495 and 42,903,598 shares outstanding at December 31, 2025 and 2024, respectively | 648 | 648 | 648 | 648 | 648 | 648 | 609 | 609 |
| Additional paid-in-capital | 592,473 | 591,336 | 590,973 | 590,249 | 589,972 | 590,506 | 548,486 | 546,219 |
| Unallocated common stock held by employee stock ownership plan | (11,728) | (13,042) | (14,340) | (15,650) | (17,058) | (18,529) | (19,740) | (20,992) |
| Retained earnings | 420,404 | 440,760 | 433,227 | 418,353 | 381,361 | 338,093 | 322,581 | 302,544 |
| Accumulated other comprehensive loss | (4,220) | (20,296) | (32,442) | (48,331) | 2,063 | 13,160 | 4,699 | (9,147) |
| Treasury stock at cost; 15,504,142 and 12,560,978 shares at December 31, 2021 and 2020, respectively | — | — | — | — | (217,103) | (169,897) | (160,782) | (152,794) |
| Treasury stock at cost; 22,969,380 and 21,867,277 shares at December 31, 2025 and 2024, respectively | (307,518) | (294,710) | (278,621) | (243,879) | — | — | — | — |
| Total stockholders’ equity | 690,059 | 704,696 | 699,445 | 701,390 | 739,883 | 753,981 | 695,853 | 666,439 |
| Total liabilities and stockholders’ equity | 5,754,010 | 5,666,378 | 5,598,396 | 5,601,293 | 5,430,542 | 5,514,544 | 5,055,302 | 4,408,432 |
As filed on EDGAR · Not affiliated with the U.S. SEC · Not investment advice. Each column links to its filing.