JSM · As filed with the SEC
Navient balance sheet, by fiscal year
The statement as Navient presents it in its 10-Q and 10-K: its own lines, labels and order. Tables over time lines up standardized figures across every filing.
Consolidated Balance Sheets · USD
| USD | FY2025 Dec 31, 2025 | FY2024 Dec 31, 2024 | FY2023 Dec 31, 2023 | FY2022 Dec 31, 2022 |
|---|---|---|---|---|
| Assets | ||||
| Loans, net | 43,592,000,000 | 46,568,000,000 | 54,827,000,000 | 62,250,000,000 |
| Private Education Loans | 15,451,000,000 | 15,716,000,000 | 16,902,000,000 | 18,725,000,000 |
| FFELP Loans | 28,141,000,000 | 30,852,000,000 | 37,925,000,000 | 43,525,000,000 |
| Held-to-maturity | — | — | — | 60,000,000 |
| Other | — | — | — | 107,000,000 |
| Investments | 166,000,000 | 143,000,000 | 146,000,000 | 167,000,000 |
| Cash and cash equivalents | 637,000,000 | 722,000,000 | 839,000,000 | 1,535,000,000 |
| Restricted cash and cash equivalents | 1,467,000,000 | 1,381,000,000 | 1,954,000,000 | 3,272,000,000 |
| Goodwill and acquired intangible assets, net | 434,000,000 | 437,000,000 | 695,000,000 | 705,000,000 |
| Other assets | 2,385,000,000 | 2,538,000,000 | 2,914,000,000 | 2,866,000,000 |
| Total assets | 48,681,000,000 | 51,789,000,000 | 61,375,000,000 | 70,795,000,000 |
| Liabilities | ||||
| Short-term borrowings | 5,073,000,000 | 5,134,000,000 | 4,226,000,000 | 5,870,000,000 |
| Long-term borrowings | 40,633,000,000 | 43,184,000,000 | 53,402,000,000 | 61,026,000,000 |
| Other liabilities | 576,000,000 | 830,000,000 | 987,000,000 | 922,000,000 |
| Total liabilities | 46,282,000,000 | 49,148,000,000 | 58,615,000,000 | 67,818,000,000 |
| Equity | ||||
| Series A Junior Participating Preferred Stock | 0 | 0 | 0 | — |
| Common stock, par value $0.01 per share; 1.125 billion shares authorized:467 million and 465 million shares issued, respectively | 4,000,000 | 4,000,000 | 4,000,000 | 4,000,000 |
| Additional paid-in capital | 3,403,000,000 | 3,380,000,000 | 3,353,000,000 | 3,313,000,000 |
| Accumulated other comprehensive income (net of tax expense of $1 and $1, respectively) | 2,000,000 | 3,000,000 | 19,000,000 | 87,000,000 |
| Retained earnings | 4,552,000,000 | 4,697,000,000 | 4,638,000,000 | 4,490,000,000 |
| Total Navient Corporation stockholders’ equity before treasury stock | 7,961,000,000 | 8,084,000,000 | 8,014,000,000 | 7,894,000,000 |
| Less: Common stock held in treasury at cost: 371 million and 362 million shares, respectively | (5,562,000,000) | (5,443,000,000) | (5,254,000,000) | (4,917,000,000) |
| Total Navient Corporation stockholders’ equity | — | — | — | 2,977,000,000 |
| Total equity | 2,399,000,000 | 2,641,000,000 | 2,760,000,000 | 2,977,000,000 |
| Total liabilities and equity | 48,681,000,000 | 51,789,000,000 | 61,375,000,000 | 70,795,000,000 |
As filed on EDGAR · Not affiliated with the U.S. SEC · Not investment advice. Each column links to its filing.