IROQ · As filed with the SEC
IF Bancorp balance sheet, by quarter
The statement as IF Bancorp presents it in its 10-Q and 10-K: its own lines, labels and order. Tables over time lines up standardized figures across every filing.
Condensed Consolidated Balance Sheets · USD
| USD | Q2 FY26 Dec 31, 2025 | Q1 FY26 Sep 30, 2025 | Q4 FY25 Jun 30, 2025 | Q3 FY25 Mar 31, 2025 | Q2 FY25 Dec 31, 2024 | Q1 FY25 Sep 30, 2024 | Q4 FY24 Jun 30, 2024 | Q3 FY24 Mar 31, 2024 |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Cash and due from banks | 7,684,000 | 7,468,000 | 18,703,000 | 7,821,000 | 5,683,000 | 7,214,000 | 9,276,000 | 15,885,000 |
| Interest-bearing demand deposits | 1,107,000 | 559,000 | 1,389,000 | 1,051,000 | 223,000 | 570,000 | 295,000 | 175,000 |
| Cash and cash equivalents | 8,791,000 | 8,027,000 | 20,092,000 | 8,872,000 | 5,906,000 | 7,784,000 | 9,571,000 | 16,060,000 |
| Interest-bearing time deposits in banks | 250,000 | 250,000 | 250,000 | 250,000 | 250,000 | 250,000 | 250,000 | 750,000 |
| Available-for-sale securities | 184,755,000 | 189,824,000 | 187,753,000 | 184,585,000 | 182,890,000 | 192,651,000 | 190,475,000 | 195,257,000 |
| Loans, net of allowance for credit losses of $6,526 and $6,627 at December 31, 2025 and June 30, 2025, respectively | 592,281,000 | 619,282,000 | 633,603,000 | 638,193,000 | 647,664,000 | 647,064,000 | 639,297,000 | 643,326,000 |
| Premises and equipment, net of accumulated depreciation of $9,779 and $9,503 at December 31, 2025 and June 30, 2025, respectively | 10,005,000 | 10,085,000 | 10,201,000 | 10,282,000 | 10,413,000 | 10,498,000 | 10,580,000 | 10,683,000 |
| Federal Home Loan Bank stock, at cost | 4,721,000 | 4,844,000 | 5,174,000 | 5,763,000 | 5,670,000 | 4,758,000 | 4,499,000 | 5,419,000 |
| Foreclosed assets held for sale | 0 | 40,000 | 165,000 | 40,000 | — | — | 0 | 7,000 |
| Accrued interest receivable | 3,733,000 | 3,693,000 | 3,545,000 | 3,827,000 | 3,979,000 | 3,823,000 | 3,457,000 | 3,749,000 |
| Bank-owned life insurance | 15,584,000 | 15,466,000 | 15,348,000 | 15,232,000 | 15,119,000 | 15,005,000 | 14,892,000 | 15,079,000 |
| Mortgage servicing rights | 1,431,000 | 1,430,000 | 1,429,000 | 1,452,000 | 1,478,000 | 1,366,000 | 1,491,000 | 1,454,000 |
| Deferred income taxes | 7,380,000 | 7,904,000 | 8,656,000 | 9,225,000 | 10,240,000 | 8,625,000 | 10,483,000 | 10,846,000 |
| Other | 1,451,000 | 1,487,000 | 1,443,000 | 1,420,000 | 1,540,000 | 1,601,000 | 2,750,000 | 2,359,000 |
| Total assets | 830,382,000 | 862,332,000 | 887,659,000 | 879,141,000 | 885,149,000 | 893,425,000 | 887,745,000 | 904,989,000 |
| Liabilities and Equity | ||||||||
| Liabilities | ||||||||
| Deposits | ||||||||
| Demand | 37,685,000 | 35,180,000 | 104,428,000 | 39,626,000 | 37,812,000 | 36,851,000 | 103,314,000 | 43,205,000 |
| Savings, NOW and money market | 303,368,000 | 326,607,000 | 303,745,000 | 323,363,000 | 319,559,000 | 326,305,000 | 304,230,000 | 315,980,000 |
| Certificates of deposit | 286,838,000 | 290,260,000 | 283,368,000 | 291,203,000 | 294,968,000 | 290,503,000 | 290,633,000 | 293,603,000 |
| Brokered certificates of deposit | 21,670,000 | 28,217,000 | 29,717,000 | 29,787,000 | 29,787,000 | 23,500,000 | 29,000,000 | 29,000,000 |
| Total deposits | 649,561,000 | 680,264,000 | 721,258,000 | 683,979,000 | 682,126,000 | 677,159,000 | 727,177,000 | 681,788,000 |
| Repurchase agreements | 16,985,000 | 18,130,000 | 18,795,000 | 18,910,000 | 18,439,000 | 17,913,000 | 17,772,000 | 18,182,000 |
| Federal Home Loan Bank advances | 66,624,000 | 69,124,000 | 54,124,000 | 85,999,000 | 98,999,000 | 83,499,000 | 32,999,000 | 95,999,000 |
| Other borrowings | — | — | 0 | 0 | 0 | 25,175,000 | 25,250,000 | 25,300,000 |
| Advances from borrowers for taxes and insurance | 962,000 | 681,000 | 972,000 | 1,168,000 | 785,000 | 510,000 | 968,000 | 1,331,000 |
| Accrued post-retirement benefit obligation | 2,174,000 | 2,172,000 | 2,169,000 | 2,260,000 | 2,259,000 | 2,258,000 | 2,256,000 | 2,448,000 |
| Accrued interest payable | 2,073,000 | 1,812,000 | 1,861,000 | 1,729,000 | 2,201,000 | 2,756,000 | 3,009,000 | 2,762,000 |
| Allowance for credit losses on off-balance sheet credit exposures | 39,000 | 98,000 | 75,000 | 57,000 | 64,000 | 103,000 | 98,000 | 44,000 |
| Other | 4,597,000 | 5,529,000 | 6,568,000 | 6,099,000 | 4,337,000 | 5,287,000 | 4,300,000 | 4,751,000 |
| Total liabilities | 743,015,000 | 777,810,000 | 805,822,000 | 800,201,000 | 809,210,000 | 814,660,000 | 813,829,000 | 832,605,000 |
| Stockholders' Equity | ||||||||
| Common stock, $.01 par value per share, 100,000,000 shares authorized, 3,351,526 shares issued and outstanding at both December 31, 2025 and June 30, 2025, respectively | 33,000 | 33,000 | 33,000 | 33,000 | 33,000 | 33,000 | 33,000 | 33,000 |
| Additional paid-in capital | 52,571,000 | 52,448,000 | 52,329,000 | 52,214,000 | 52,101,000 | 51,999,000 | 51,913,000 | 51,833,000 |
| Unearned ESOP shares, at cost, 105,848 and 115,470 shares at December 31, 2025 and June 30, 2025, respectively | (1,058,000) | (1,107,000) | (1,155,000) | (1,203,000) | (1,251,000) | (1,299,000) | (1,347,000) | (1,395,000) |
| Retained earnings | 48,967,000 | 47,616,000 | 46,894,000 | 45,426,000 | 45,085,000 | 43,839,000 | 43,876,000 | 43,414,000 |
| Accumulated other comprehensive loss, net of tax | (13,146,000) | (14,468,000) | (16,264,000) | (17,530,000) | (20,029,000) | (15,807,000) | (20,559,000) | (21,501,000) |
| Total stockholders' equity | 87,367,000 | 84,522,000 | 81,837,000 | 78,940,000 | 75,939,000 | 78,765,000 | 73,916,000 | 72,384,000 |
| Total liabilities and stockholders' equity | 830,382,000 | 862,332,000 | 887,659,000 | 879,141,000 | 885,149,000 | 893,425,000 | 887,745,000 | 904,989,000 |
As filed on EDGAR · Not affiliated with the U.S. SEC · Not investment advice. Each column links to its filing.