IROQ · As filed with the SEC
IF Bancorp balance sheet, by fiscal year
The statement as IF Bancorp presents it in its 10-Q and 10-K: its own lines, labels and order. Tables over time lines up standardized figures across every filing.
Consolidated Balance Sheets · USD
| USD | FY2025 Jun 30, 2025 | FY2024 Jun 30, 2024 | FY2023 Jun 30, 2023 | FY2022 Jun 30, 2022 |
|---|---|---|---|---|
| Assets | ||||
| Cash and due from banks | 18,703,000 | 9,276,000 | 10,717,000 | 74,494,000 |
| Interest-bearing demand deposits | 1,389,000 | 295,000 | 271,000 | 1,317,000 |
| Cash and cash equivalents | 20,092,000 | 9,571,000 | 10,988,000 | 75,811,000 |
| Interest-bearing time deposits in banks | 250,000 | 250,000 | 1,250,000 | 1,500,000 |
| Available-for-sale securities | 187,753,000 | 190,475,000 | 201,299,000 | 220,906,000 |
| Loans, net of allowance for credit losses of $7,139 and $7,052 at June 30, 2023 and 2022, respectively | — | — | 587,457,000 | 518,931,000 |
| Loans, net of allowance for credit losses of $6,627 and $7,499 at June 30, 2025 and 2024, respectively | 633,603,000 | 639,297,000 | — | — |
| Premises and equipment, net of accumulated depreciation of $9,503 and $9,196 at June 30, 2025 and 2024, respectively | 10,201,000 | 10,580,000 | 11,092,000 | 9,505,000 |
| Federal Home Loan Bank stock, at cost | 5,174,000 | 4,499,000 | 3,127,000 | 3,142,000 |
| Foreclosed assets held for sale | 165,000 | 0 | 31,000 | 120,000 |
| Accrued interest receivable | 3,545,000 | 3,457,000 | 2,781,000 | 2,023,000 |
| Bank-owned life insurance | 15,348,000 | 14,892,000 | 14,761,000 | 14,373,000 |
| Mortgage servicing rights | 1,429,000 | 1,491,000 | 1,482,000 | 1,463,000 |
| Deferred income taxes | 8,656,000 | 10,483,000 | 11,037,000 | 9,166,000 |
| Other | 1,443,000 | 2,750,000 | 3,671,000 | 618,000 |
| Total assets | 887,659,000 | 887,745,000 | 848,976,000 | 857,558,000 |
| Liabilities and Stockholders' Equity | ||||
| Liabilities | ||||
| Deposits | ||||
| Demand | 104,428,000 | 103,314,000 | 107,567,000 | 104,944,000 |
| Savings, NOW and money market | 303,745,000 | 304,230,000 | 344,151,000 | 396,600,000 |
| Certificates of deposit | 283,368,000 | 290,633,000 | 264,058,000 | 246,909,000 |
| Brokered certificates of deposit | 29,717,000 | 29,000,000 | 19,538,000 | 3,567,000 |
| Total deposits | 721,258,000 | 727,177,000 | 735,314,000 | 752,020,000 |
| Repurchase agreements | 18,795,000 | 17,772,000 | 10,787,000 | 9,244,000 |
| Federal Home Loan Bank advances | 54,124,000 | 32,999,000 | 19,500,000 | 15,000,000 |
| Line of credit and other borrowings | — | — | — | 0 |
| Other borrowings | 0 | 25,250,000 | — | — |
| Advances from borrowers for taxes and insurance | 972,000 | 968,000 | 1,233,000 | 503,000 |
| Accrued post-retirement benefit obligation | 2,169,000 | 2,256,000 | 2,431,000 | 2,620,000 |
| Accrued interest payable | 1,861,000 | 3,009,000 | 1,666,000 | 176,000 |
| Allowance for credit losses on off-balance sheet credit exposure | 75,000 | 98,000 | 216,000 | — |
| Other | 6,568,000 | 4,300,000 | 6,076,000 | 6,337,000 |
| Total liabilities | 805,822,000 | 813,829,000 | 777,223,000 | 785,900,000 |
| Stockholders' Equity | ||||
| Common stock, $.01 par value, 100,000,000 shares authorized, 3,351,526 and 3,353,026 shares issued and outstanding at June 30, 2025 and 2024, respectively | 33,000 | 33,000 | 33,000 | 32,000 |
| Additional paid-in capital | 52,329,000 | 51,913,000 | 51,543,000 | 50,342,000 |
| Unearned ESOP shares, at cost, 115,470 and 134,715 shares at June 30, 2025 and 2024, respectively | (1,155,000) | (1,347,000) | (1,540,000) | (1,732,000) |
| Retained earnings | 46,894,000 | 43,876,000 | 43,365,000 | 40,362,000 |
| Accumulated other comprehensive loss, net of tax | (16,264,000) | (20,559,000) | (21,648,000) | (17,346,000) |
| Total stockholders' equity | 81,837,000 | 73,916,000 | 71,753,000 | 71,658,000 |
| Total liabilities and stockholders' equity | 887,659,000 | 887,745,000 | 848,976,000 | 857,558,000 |
As filed on EDGAR · Not affiliated with the U.S. SEC · Not investment advice. Each column links to its filing.